For Sale39d on market
109 S Bay Rd Unit 1203
Eatonton, GA, 31024 • 31024 • Putnam County
$599,000
$320/sqft
-$11,000 since Apr 13, 2026
Down payment assistance available
3Beds
3Baths
1,873Sqft
2007Built
Property DNA
Waterfront Property
Lake Front, Dock (Day Use), Shared Dock
Craftsman Style
Built 2007 · 19 years of history
THE WATERFRONT ON LAKE OCONEE
31024
Enhanced Security
Security System · Smoke Detector(s)
Outdoor Living
Covered Porch
1-Car Garage
1 Car Detached · Garage
Tile Floors
Quality flooring throughout
This home is getting attention
Listed 39 days ago · 525 views · 21 saves
Market activity
Demand and pricing signals for this listing
525 views
People checking out this listing
21 saves
Buyers have saved this home
39 days on market
Established listing
$320/sqft
Price per square foot
About this home
Condo · Built 2007
STUNNING WATERFRONT CONDO ON LAKE OCONEE! RARE ONE LEVEL, 3 BEDROOM, 2 AND 1 HALF BATH UNIT, NEARLY 1900 SQ. FT. AND THE LARGER STYLE BUILT. OPEN PLAN, TALL CEILINGS, WATERFRONT VIEWS FROM LIVING, DINING, KITCHEN & MASTER. EXTRAS INCLUDE PLANTATION SHUTTERS THROUGHOUT, LUXURY VINYL PLANK FLOORS, TILED BATHS, RENOVATED, SHOWER AND SOAKING TUB IN MASTER. GLASS DOORS ADDED TO 2ND BATH. LIGHTING UPGRADES, KITCHENAID STAINLESS APPLIANCES, UPGRADES TO CABINETS, SHIPLAP WALLS AND WOOD CEILINGS ADDED. WATER SOFTENER, LARGE COVERED PORCH OVERLOOKING LOVELY LAWN, COVE & WATERFRONT CREATING GREAT VISTAS . NO SHARED WALLS. ELEVATOR FORACCESS. ADDITIONAL STORAGE LOCATED OFF HALLWAY BESIDE UNIT. ONE CAR GARAGE (#103) CONVENIENTLY LOCATED TO CONDO. BETTER PARKING FOR GUESTS THAN OTHER LOCATIONS. PRIVATE DOCKS SURROUND THE PROPERTY FOR OWNERS' USE ALONG WITH A BEAUTIFULLY FURNISHED CLUBHOUSE, POOL, HOT TUB AND GATED ACCESS. TRASH SERVICE, WATER AND LAWN SERVICE INCLUDED IN HOA FEES. MARINA LOCATED NEXT DOOR FOR EASE OF BOAT STORAGE. EASY TO SHOW. SUCH A BEAUTIFUL PLACE TO COME HOME TO!
Standout features identified
Our analysis highlights tall ceilings, gated access, and open plan as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,727/month
Principal & Interest$2,853
Property Tax$599
Insurance$200
HOA$75
Down payment20% ($119,800)
3%50%
Est. 5.93% rate · 30yr fixed · $479,200 loan
Full calculator →At a glance
Key facts and listing details
TypeLake Comm Home, Condominium
Year Built2007
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Heat Pump
Parking1 Garage space
HOA$899 annually
Days on Zillow39 Days
Price/sqft$320
Property
Home typeCondo
Sub-typeLake Comm Home, Condominium
StyleCraftsman
Year built2007
Systems
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Heat Pump
RoofAsphalt/Comp Shingle
ConstructionHardy Board, Stone
Water / SewerCommercial System, Community Well
Parking & Outdoor
Parking1 Car Detached, Garage
Garage1 spaces
Lot0
Location & Tax
Neighborhood31024
Annual tax$1,636
Parcel104Y012103
Bathrooms & Fees
Full baths2
HOA$75/mo
Features & details
13 categories of property features
Interior Features
Appliances
Built in Microwave
Dishwasher
Dryer
Disposal
Range
Refrigerator
Washer
Wine Cooler
Stainless Steel Appliance(s)
Electric Water Heater
Water Softener
Flooring
Tile
Other
Heating
Central
Electric
Heat Pump
Cooling
Central Air
Heat Pump
Exterior Features
Exterior
Paved Walkway
Parking
1 Car Detached
Garage
Construction
Hardy Board
Stone
Patio & Porch
Covered Porch
Lot Features
Landscaped
Lake Oconee Area
Community
Clubhouse
Dock
Gated
Pool
Community Lake/Pond
No Golf Membership
Security
Security System
Smoke Detector(s)
Pool Features
Community
Utilities
DSL
Gigabit Fiber
Room details
5 rooms detailed
Master Bedroom
FirstBedroom2
FirstBedroom3
FirstKitchen
Kitchenaid Stainless Appliance
Living Room
FireplaceWall Of Windows
Listing insights
Market data and value estimates
StatusFor Sale
Days on market39
Est. value$587,000
Est. rent$2,622/mo
Tax rate0.72%
Price/sqft$320
On marketMar 6, 2026
PostedMar 6, 2026
Last sold$269,900
MLS updatedApr 13, 2026
Tour days9
Views525
Favorites21
How are the schools in Eatonton?
3 schools rated nearby
Location
Eatonton, GA, 31024
Price history
8 events
DateEventPrice$/sqftSource
Apr 13, 2026Price Change$599,000$320LCBOR
Mar 6, 2026Listed For Sale$610,000$326LCBOR
Aug 29, 2016Sold$269,900$144GAMLS
Aug 26, 2016Pending Sale$269,900$144COLDWELL BANKER LAKE OCONEE
Aug 26, 2016Listed For Sale$269,900$144COLDWELL BANKER LAKE OCONEE
Jul 16, 2016Listing Removed$269,900$144COLDWELL BANKER LAKE OCONEE
Jun 16, 2016Listed For Sale$269,900$144COLDWELL BANKER LAKE OCONEE
Apr 27, 2016Sold$269,900$144Public Record
Price Change$599,000
Apr 13, 2026•$320/sqft•LCBOR
Listed For Sale$610,000
Mar 6, 2026•$326/sqft•LCBOR
Sold$269,900
Aug 29, 2016•$144/sqft•GAMLS
Pending Sale$269,900
Aug 26, 2016•$144/sqft•COLDWELL BANKER LAKE OCONEE
Listed For Sale$269,900
Aug 26, 2016•$144/sqft•COLDWELL BANKER LAKE OCONEE
Listing Removed$269,900
Jul 16, 2016•$144/sqft•COLDWELL BANKER LAKE OCONEE
Listed For Sale$269,900
Jun 16, 2016•$144/sqft•COLDWELL BANKER LAKE OCONEE
Sold$269,900
Apr 27, 2016•$144/sqft•Public Record
Tax history
17 years of records
YearTax paidAssessed value
Apr 15, 2024$1,812$271,402
Apr 15, 2023$1,899$231,104
Apr 15, 2022$2,112$217,323
Apr 15, 2021$2,320$152,275
Apr 15, 2020$2,467$142,504
Apr 15, 2019$2,425$135,652
Apr 15, 2018$2,281$124,527
Apr 15, 2017$2,527$118,415
Apr 15, 2016$2,483$109,999
Apr 15, 2015$2,483$104,912
Apr 15, 2014$2,282$104,913
Apr 15, 2013——
Apr 15, 2012——
Apr 15, 2011——
Apr 15, 2010——
Apr 15, 2009—$131,795
Apr 15, 2008—$185,467
Nearby homes
Neighborhood details
Local context around this listing
Eatonton, GA • Putnam County
Nearby cities
Eatonton
Nearby zip codes
3102431026
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