For Sale40d on market
342 Water Cliff Dr
Somerset, KY, 42503 • 42503 • Pulaski County
$429,900
$126/sqft
-$60,000 since Apr 7, 2026
Down payment assistance available
4Beds
3Baths
3,410Sqft
0.52 acLot
2000Built
Property DNA
Ranch Style
Built 2000 · 26 years of history
Lake Forest
42503
1 Fireplace
Free Standing · Gas Log · Great Room · Ventless
2-Car Garage
Attached Garage · Basement · Driveway · Garage Door Opener · Off Street · Garage Faces Rear · Garage Faces Side
Premium Finishes
Walk-In Closet(s)
Ceramic Tile Floors
Quality flooring throughout
This home is getting attention
Listed 40 days ago · 564 views · 12 saves
Market activity
Demand and pricing signals for this listing
564 views
People checking out this listing
12 saves
Buyers have saved this home
40 days on market
Established listing
$126/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 35% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 2000
Beautiful, large ranch-style home with basement in great location near Lake Cumberland! Main level features 2-story entrance foyer, great room with gas fireplace, formal dining room, kitchen with bar and breakfast nook, primary suite with walk-in closet and large private bath featuring garden/soaking tub, separate shower, and dual sink vanity; 2 other large bedrooms, 2nd full bath, 2-car garage, and laundry room. Basement is mostly finished with large family room (gas heater in wall), additional bedroom, full bath, two bonus rooms, utility garage with separate driveway, plus tons of storage! Covered deck on main level; covered patio on lower level. Nice covered front porch. Large yard, lays well; backs up to trees. Located in desirable Lake Forest subdivision. Slate Branch boat ramp is less than 5 minutes away! If you're looking for timeless style in a home near the lake, don't miss this one!
Standout features identified
Our analysis highlights separate shower, dual sink vanity, and tons of storage as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,667/month
Principal & Interest$2,094
Property Tax$430
Insurance$143
Down payment20% ($85,980)
3%50%
Est. 6.14% rate · 30yr fixed · $343,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built2000
HeatingElectric, Heat Pump, Propane, Propane Tank Leased
CoolingCentral Air, Ceiling Fan(s), Electric, Heat Pump
Parking2 Garage spaces
Lot0.52 Acres
Days on Zillow40 Days
Price/sqft$126
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch
Year built2000
Systems
HeatingElectric, Heat Pump, Propane, Propane Tank Leased
CoolingCentral Air, Ceiling Fan(s), Electric, Heat Pump
RoofDimensional Style,Shingle
ConstructionBrick Veneer
Water / SewerPublic / Septic Tank
Parking & Outdoor
ParkingAttached Garage, Basement, Driveway, Garage Door Opener, Off Street, Garage Faces Rear, Garage Faces Side
Garage2 spaces
BasementCrawl Space,Exterior Entry,Interior Entry,Partially Finished,Walk-Out Access,Walk-Up Access
Fireplaces1
FencingNone
Lot0.52 Acres
Location & Tax
Neighborhood42503
Parcel0415425
Bathrooms & Fees
Full baths3
Features & details
14 categories of property features
Interior Features
Interior
Breakfast Bar
Entrance Foyer
Eat-in Kitchen
Walk-In Closet(s)
Ceiling Fan(s)
Soaking Tub
Appliances
Dishwasher
Microwave
Refrigerator
Range
Self Cleaning Oven
Flooring
Carpet
Ceramic Tile
Laminate
Heating
Electric
Heat Pump
Propane
Propane Tank Leased
Cooling
Central Air
Ceiling Fan(s)
Electric
Heat Pump
Laundry
Electric Dryer Hookup
Main Level
Washer Hookup
Fireplace
Free Standing
Gas Log
Great Room
Ventless
Windows
Insulated Windows
Storm Window(s)
Blinds
Screens
Exterior Features
Parking
Attached Garage
Basement
Driveway
Garage Door Opener
Off Street
Garage Faces Rear
Garage Faces Side
Construction
Brick Veneer
Lot Features
Landscaped
Few Trees
Security
Security System Owned
Utilities
Cable Available
Electricity Available
Phone Connected
Water Connected
Other Equipment
Satellite Dish
Room details
15 rooms detailed
Master Bedroom
FirstBedroom2
FirstBedroom3
FirstBedroom4
LowerMaster Bathroom
FirstBathroom2
FirstListing insights
Market data and value estimates
StatusFor Sale
Days on market40
Est. value$415,900
Est. rent$2,917/mo
Tax rate0.65%
Price/sqft$126
On marketMar 5, 2026
PostedMar 5, 2026
Last sold$289,900
MLS updatedApr 7, 2026
Tour days9
Views564
Favorites12
How are the schools in Somerset?
3 schools rated nearby
Location
Somerset, KY, 42503
Price history
7 events
DateEventPrice$/sqftSource
Apr 7, 2026Price Change$429,900$126Imagine MLS
Mar 5, 2026Listed For Sale$489,900$144Imagine MLS
Sep 29, 2020Sold$289,900$85Imagine MLS
Aug 30, 2020Pending Sale$289,900$85Realty World Dowell & Assoc
Aug 30, 2020Price Change$289,900$85Realty World Dowell & Assoc
Jul 5, 2020Listed For Sale$279,900$82Owner
Mar 11, 1999Sold$15,000$4Agent Provided
Price Change$429,900
Apr 7, 2026•$126/sqft•Imagine MLS
Listed For Sale$489,900
Mar 5, 2026•$144/sqft•Imagine MLS
Sold$289,900
Sep 29, 2020•$85/sqft•Imagine MLS
Pending Sale$289,900
Aug 30, 2020•$85/sqft•Realty World Dowell & Assoc
Price Change$289,900
Aug 30, 2020•$85/sqft•Realty World Dowell & Assoc
Listed For Sale$279,900
Jul 5, 2020•$82/sqft•Owner
Sold$15,000
Mar 11, 1999•$4/sqft•Agent Provided
Tax history
11 years of records
YearTax paidAssessed value
Apr 15, 2023—$290,000
Apr 15, 2022—$290,000
Apr 15, 2021—$290,000
Apr 15, 2020$1,891$228,500
Apr 15, 2019$1,891$228,500
Apr 15, 2018$1,954$210,000
Apr 15, 2017$1,767$210,000
Apr 15, 2016$1,733$210,000
Apr 15, 2015$1,733$210,000
Apr 15, 2014$1,649$210,000
Apr 15, 2010$1,520$210,000
Nearby homes
Neighborhood details
Local context around this listing
Somerset, KY • Pulaski County
Nearby cities
BronstonBurnsideEubankFergusonNancyScience HillSomerset
Nearby zip codes
40456425014250242503425334255842564
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