For Sale2d on market
2020 Mystic Bay Ct
Indianapolis, IN, 46240 • North Central • Marion County
$465,000
$275/sqft
Down payment assistance available
2Beds
2Baths
1,690Sqft
0.05 acLot
1979Built
Property DNA
Waterfront Property
Lake Front, Water Access, Dock
Lake Views
Lake
Ranch,Traditional Style
Built 1979 · 47 years of history
Mystic Bay
Boat Dock · Maintenance Grounds · Maintenance Structure
Outdoor Living
Deck · Covered
1 Fireplace
Gas Log · Living Room
2-Car Garage
Attached
2d on Market
Listed Apr 6, 2026
This home is getting attention
Listed 2 days ago · 495 views · 21 saves
Market activity
Demand and pricing signals for this listing
495 views
People checking out this listing
21 saves
Buyers have saved this home
2 days on market
Just listed — act fast
$275/sqft
Price per square foot
About this home
Single Family · Built 1979
Enjoy living among nature in this beatifully maintained ranch home in sought after Mystic Bay. Enjoy the lake for fishing, boating, swimming and simply sitting on your deck or in your sunroom and watching the water and wildlife. There is also tennis and pickleball or you can take walks around the lake on our private nature trail. This is a very active and friendly community with frequent get togethers in the lovely clubhouse. Mystic Bay is conveniently located close to shopping, restaurants, and entertainment as well as both downtown Indy and downtown Carmel.
Estimated monthly payment
Based on current rates
$3,494/month
Principal & Interest$2,292
Property Tax$465
Insurance$155
HOA$582
Down payment20% ($93,000)
3%50%
Est. 6.26% rate · 30yr fixed · $372,000 loan
Full calculator →At a glance
Key facts and listing details
TypeResidential, Single Family Residence
Year Built1979
HeatingHeat Pump
CoolingCentral Air, Heat Pump
Parking2 Attached Garage spaces
HOA$582 monthly
Lot2,178 sqft
Days on Zillow2 Days
Price/sqft$275
Property
Home typeSingle Family
Sub-typeResidential, Single Family Residence
StyleRanch,Traditional
Year built1979
Stories1
Systems
HeatingHeat Pump
CoolingCentral Air, Heat Pump
ConstructionWood Siding, Shingle Siding
Water / SewerPublic
Parking & Outdoor
ParkingAttached
Garage2 spaces
Fireplaces1
Lot2,178 sqft
Location & Tax
NeighborhoodNorth Central
Annual tax$4,780
Parcel490230103010000800
Bathrooms & Fees
Full baths2
HOA$582/mo
Features & details
12 categories of property features
Interior Features
Interior
Attic Access
Attic Pull Down Stairs
Built-in Features
Breakfast Bar
Eat-in Kitchen
Entrance Foyer
Appliances
Dishwasher
Dryer
Disposal
Microwave
Gas Oven
Refrigerator
Washer
Electric Water Heater
Heating
Heat Pump
Cooling
Central Air
Heat Pump
Laundry
Main Level
Fireplace
Gas Log
Living Room
Windows
Wood Work Painted
Exterior Features
Parking
Attached
Construction
Wood Siding
Shingle Siding
Patio & Porch
Deck
Covered
Lot Features
Cul-De-Sac
Views
Lake
Room details
9 rooms detailed
Master Bedroom
Main15×12 ft180 sqft
Bedroom2
Main12×11 ft132 sqft
Breakfast Room
Main10×9 ft90 sqft
Tile-Ceramic
Dining Room
Main13×10 ft130 sqft
Kitchen
Main11×8 ft88 sqft
Tile-Ceramic
Laundry
Main7×6 ft42 sqft
Tile-Ceramic
Listing insights
Market data and value estimates
StatusFor Sale
Days on market2
Tax rate0.96%
Price/sqft$275
On marketApr 6, 2026
PostedApr 6, 2026
Last sold$300,000
MLS statusActive
MLS updatedApr 6, 2026
Tour days9
Views495
Favorites21
How are the schools in Indianapolis?
3 schools rated nearby
Location
Indianapolis, IN, 46240
Price history
3 events
DateEventPrice$/sqftSource
Apr 6, 2026Listed For Sale$465,000$275MIBOR as distributed by MLS GRID
May 16, 2019Sold$300,000$178MIBOR as distributed by MLS GRID
May 24, 2004Sold$245,000$145MIBOR as distributed by MLS GRID
Listed For Sale$465,000
Apr 6, 2026•$275/sqft•MIBOR as distributed by MLS GRID
Sold$300,000
May 16, 2019•$178/sqft•MIBOR as distributed by MLS GRID
Sold$245,000
May 24, 2004•$145/sqft•MIBOR as distributed by MLS GRID
Tax history
23 years of records
YearTax paidAssessed value
Apr 8, 2024$3,603$354,800
Apr 8, 2023$4,735$288,700
Apr 8, 2022$3,928$344,800
Apr 8, 2021$3,493$292,500
Apr 8, 2020$3,225$276,500
Apr 8, 2019$2,993$273,600
Apr 8, 2018$2,960$260,400
Apr 8, 2017$2,776$258,000
Apr 8, 2016$2,615$254,000
Apr 8, 2014$2,599$251,300
Apr 8, 2013$2,580$251,200
Apr 8, 2012$2,580$283,700
Apr 8, 2011—$229,600
Apr 8, 2010$2,175$229,600
Apr 8, 2009$1,965$236,600
Apr 8, 2007—$245,800
Apr 8, 2006—$245,000
Apr 8, 2005—$174,500
Apr 8, 2004—$174,500
Apr 8, 2003—$174,500
Apr 8, 2002—$77,000
Apr 8, 2001—$25,660
Apr 8, 2000—$25,660
Nearby homes
Neighborhood details
Local context around this listing
Indianapolis, IN • Marion County
Nearby neighborhoods
Chapel Hill-Ben DavisDowntownEagledaleEast WarrenFar EastsideGarden CityNear EastsideSnacks-Guion CreekSouth FranklinSouth Perry
Nearby cities
Beech GroveCumberlandIndianapolisLawrenceSouthportSpeedway
Nearby zip codes
46203462174621946220462224622446226462274623746254
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-08 16:33:11 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#48)
No obligation · Same-day response