Sold111d on market
1228 Garrard St
Covington, KY, 41011 • 41011 • Kenton County
$230,000
$174/sqft
2Beds
2Baths
1,323Sqft
0.05 acLot
Property DNA
Traditional Style
Traditional architecture
1 Fireplace
See Remarks
This home is in high demand
Listed 111 days ago · 14 views · Top 2% likely to sell soon
Market activity
Demand and pricing signals for this listing
14 views
People checking out this listing
111 days on market
Established listing
$174/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 2% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family
Check out this fabulous home, nestled in the heart of Covington! Beautifully remodeled in 2020, with updates including a new roof, furnace & AC, plumbing, electric, hot water heater, wide plank flooring. Great kitchen featuring black stainless steel appliances (all included), and granite countertops. 2 spacious carpeted bedrooms on 2nd floor, with convenient 2nd floor laundry just steps away! Half bath for guests on the 1st floor, plus full bath w/ walk-in shower on 2nd floor. Out back, enjoy a fenced in yard as well as a covered patio! The updates and amenities at this residence make it the perfect candidate for a move-in ready residential home, or a turnkey-ready investment to add to your portfolio! Just a short drive to Mainstrasse, Downtown Cincinnati, The Banks, Stadiums, Museums, Parks, and all the attractions Cincinnati & Northern KY have to offer. Covington boasts a wonderful public library, delicious cuisine, coffee shops, shopping, and a community atmosphere that's hard to get this close to downtown! This listing won't last long at this price point. Book your tour today!
Standout features identified
Our analysis highlights fenced in yard, new roof, and covered patio as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,510/month
Principal & Interest$1,204
Property Tax$230
Insurance$77
Down payment20% ($46,000)
3%50%
Est. 6.83% rate · 30yr fixed · $184,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
HeatingForced Air
CoolingCentral Air
ParkingOpen Parking
Lot2,178 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
StyleTraditional
ConditionExisting Structure
Stories2
Systems
HeatingForced Air
CoolingCentral Air
RoofShingle
ConstructionBrick
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingOn Street
Fireplaces1
Lot2,178 sqft
Location & Tax
Neighborhood41011
Annual tax$2,398
Parcel054420404000
Bathrooms & Fees
Full baths1
Features & details
8 categories of property features
Interior Features
Appliances
Stainless Steel Appliance(s)
Gas Range
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Heating
Forced Air
Cooling
Central Air
Fireplace
See Remarks
Windows
Vinyl Frames
Exterior Features
Parking
On Street
Construction
Brick
Utilities
Cable Available
Room details
8 rooms detailed
Primary Bedroom
Second15×14 ft210 sqft
Bedroom2
Second11×15 ft165 sqft
Bathroom2
Second8×11 ft88 sqft
Dining Room
First15×15 ft225 sqft
Kitchen
First11×15 ft165 sqft
Laundry
Second6×7 ft42 sqft
Listing insights
Market data and value estimates
StatusSold
Days on market111
Est. value$232,400
Est. rent$1,674/mo
Tax rate0.97%
Price/sqft$174
On marketJan 12, 2026
PostedJan 12, 2026
Last sold$230,000
MLS updatedJan 18, 2026
Tour days6
Views14
How are the schools in Covington?
3 schools rated nearby
Location
Covington, KY, 41011
Price history
20 events
DateEventPrice$/sqftSource
Dec 19, 2025Sold$230,000$174NKMLS
Nov 10, 2025Pending Sale$239,900$181NKMLS
Nov 3, 2025Listed For Sale$239,900$181NKMLS
Aug 3, 2020Sold$180,000$136Public Record
Jun 26, 2020Pending Sale$185,000$140Coldwell Banker West Shell
Jun 15, 2020Price Change$185,000$140Coldwell Banker West Shell
May 22, 2020Price Change$189,900$144Coldwell Banker West Shell
May 13, 2020Price Change$194,000$147Coldwell Banker West Shell
May 1, 2020Listed For Sale$199,000$150Coldwell Banker West Shell - Ohio Indiana West Regional
Apr 29, 2020Pending Sale$199,000$150Coldwell Banker West Shell - Ohio Indiana West Regional
Apr 25, 2020Price Change$199,000$150Coldwell Banker West Shell - Ohio Indiana West Regional
Apr 13, 2020Listed For Sale$205,000$155Coldwell Banker West Shell
Oct 30, 2019Sold$38,000$29Public Record
Oct 10, 2019Listed For Sale$39,900$30Busy Bee Realty
Aug 7, 2019Pending Sale$39,900$30Busy Bee Realty
Jun 30, 2019Price Change$39,900$30Busy Bee Realty
Jun 25, 2019Listed For Sale$42,900$32Busy Bee Realty
Jun 9, 2019Pending Sale$42,900$32Busy Bee Realty
Apr 2, 2019Listed For Sale$42,900$32Busy Bee Realty
Nov 30, 2017Sold$28,000$21Public Record
Sold$230,000
Dec 19, 2025•$174/sqft•NKMLS
Pending Sale$239,900
Nov 10, 2025•$181/sqft•NKMLS
Listed For Sale$239,900
Nov 3, 2025•$181/sqft•NKMLS
Sold$180,000
Aug 3, 2020•$136/sqft•Public Record
Pending Sale$185,000
Jun 26, 2020•$140/sqft•Coldwell Banker West Shell
Price Change$185,000
Jun 15, 2020•$140/sqft•Coldwell Banker West Shell
Price Change$189,900
May 22, 2020•$144/sqft•Coldwell Banker West Shell
Price Change$194,000
May 13, 2020•$147/sqft•Coldwell Banker West Shell
Listed For Sale$199,000
May 1, 2020•$150/sqft•Coldwell Banker West Shell - Ohio Indiana West Regional
Pending Sale$199,000
Apr 29, 2020•$150/sqft•Coldwell Banker West Shell - Ohio Indiana West Regional
Price Change$199,000
Apr 25, 2020•$150/sqft•Coldwell Banker West Shell - Ohio Indiana West Regional
Listed For Sale$205,000
Apr 13, 2020•$155/sqft•Coldwell Banker West Shell
Sold$38,000
Oct 30, 2019•$29/sqft•Public Record
Listed For Sale$39,900
Oct 10, 2019•$30/sqft•Busy Bee Realty
Pending Sale$39,900
Aug 7, 2019•$30/sqft•Busy Bee Realty
Price Change$39,900
Jun 30, 2019•$30/sqft•Busy Bee Realty
Listed For Sale$42,900
Jun 25, 2019•$32/sqft•Busy Bee Realty
Pending Sale$42,900
Jun 9, 2019•$32/sqft•Busy Bee Realty
Listed For Sale$42,900
Apr 2, 2019•$32/sqft•Busy Bee Realty
Sold$28,000
Nov 30, 2017•$21/sqft•Public Record
Tax history
23 years of records
YearTax paidAssessed value
Apr 10, 2023$2,398$180,000
Apr 10, 2022$2,663$201,600
Apr 10, 2021$2,746$180,000
Apr 10, 2020$776$38,000
Apr 10, 2019$776$40,000
Apr 10, 2018$505$28,000
Apr 10, 2017$505$40,000
Apr 10, 2015$163$40,000
Apr 10, 2014$135$40,000
Apr 10, 2013$135$40,000
Apr 10, 2012—$40,000
Apr 10, 2011—$40,000
Apr 10, 2010—$40,000
Apr 10, 2009—$40,000
Apr 10, 2008—$40,000
Apr 10, 2007—$40,000
Apr 10, 2006—$40,000
Apr 10, 2005—$27,000
Apr 10, 2004—$27,000
Apr 10, 2003—$27,000
Apr 10, 2002—$27,000
Apr 10, 2001—$20,000
Apr 10, 2000—$20,000
Nearby homes
Neighborhood details
Local context around this listing
Covington, KY • Kenton County
Nearby neighborhoods
Latonia
Nearby cities
CovingtonCrittendenEdgewoodElsmereErlangerFort MitchellFort WrightIndependence
Nearby zip codes
41011410124101441015410164101741019452774529845944
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