Pending21d on marketHistoric · 117 yrs
3920 Church St
Covington, KY, 41015 • 41015 • Kenton County
$230,000
$205/sqft
-$10,000 since Mar 26, 2026
Down payment assistance available
2Beds
1Baths
1,123Sqft
0.11 acLot
1909Built
Property DNA
Scenic Views
City · Neighborhood
Craftsman Style
Built 1909 · 117 years of history
Outdoor Living
Deck · Porch
1 Fireplace
Gas · Inoperable
Shed(s)
Shed(s)
Premium Finishes
Walk-In Closet(s) · Granite Counters
This home is getting attention
Listed 21 days ago · 885 views · 50 saves
Market activity
Demand and pricing signals for this listing
885 views
People checking out this listing
50 saves
Buyers have saved this home
21 days on market
Recently listed
$205/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 26% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1909 · Historic
OPEN THIS SUNDAY 12:00 to 1:30 pm. MOVE IN NOW!!! *** Great opportunity to enjoy a solidly built, lovingly maintained 2BR, 1 FBA Craftsman style home in the heart of Latonia *** Family ownership since 1909 *** Beautiful wood floors, refinished in 2012 *** Updated kitchen with Kelly Brothers custom cabinetry, hickory floors, and newer gas range, dishwasher, two refrigerators, and microwave *** Updated bath fixture, tub reglazed *** Ceiling fans *** HWH expansion tank 2025 *** New water main shutoff valve, glass block windows, lavatory/door in basement *** 2022 vinyl siding and exterior paint; Hardie Board shake siding *** Relax on newer wood surface on front porch, rear deck overlooks flat backyard *** Alarm system *** Walking distance of Latonia Elementary and Holy Cross church and schools. Buyer to confirm square footage, Deeds/Title, taxes, schools, and related property information.
Standout features identified
Our analysis highlights updated bath fixture, hardie board shake siding, and tub reglazed as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,510/month
Principal & Interest$1,204
Property Tax$230
Insurance$77
Down payment20% ($46,000)
3%50%
Est. 6.83% rate · 30yr fixed · $184,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1909
HeatingForced Air
CoolingCentral Air, Window Unit(s)
ParkingOpen Parking
Lot4,791 sqft
Days on Zillow21 Days
Price/sqft$205
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
StyleCraftsman
ConditionExisting Structure
Year built1909
Stories3
Systems
HeatingForced Air
CoolingCentral Air, Window Unit(s)
RoofShingle
ConstructionHardiPlank Type, Vinyl Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingNo Garage, On Street
BasementSee Remarks
Fireplaces1
FencingMetal,Partial
Lot4,791 sqft
Location & Tax
Neighborhood41015
Annual tax$1,373
Parcel056321102200
Bathrooms & Fees
Full baths1
Features & details
15 categories of property features
Interior Features
Interior
Walk-In Closet(s)
Granite Counters
Eat-in Kitchen
Bookcases
Ceiling Fan(s)
Natural Woodwork
Appliances
See Remarks
Gas Range
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Heating
Forced Air
Cooling
Central Air
Window Unit(s)
Laundry
Electric Dryer Hookup
In Basement
Fireplace
Gas
Inoperable
Windows
Vinyl Frames
Accessibility
None
Stair Lift
Exterior Features
Parking
No Garage
On Street
Construction
HardiPlank Type
Vinyl Siding
Patio & Porch
Deck
Porch
Lot Features
Cleared
Level
Views
City
Neighborhood
Other Equipment
Dehumidifier
Other Structures
Shed(s)
Room details
7 rooms detailed
Primary Bedroom
Second15.8×10.9 ft172.22 sqft
See Remarks
Bedroom2
Second14×12.5 ft175 sqft
See Remarks
Dining Room
First18.7×11.3 ft211.31 sqft
See Remarks
Kitchen
First10.8×8.8 ft95.04 sqft
See Remarks
Living Room
First14.7×12.3 ft180.81 sqft
See Remarks
Other
First4.8×4.4 ft21.12 sqft
See Remarks
Listing insights
Market data and value estimates
StatusPending
Days on market21
Tax rate0.97%
Price/sqft$205
On marketMar 19, 2026
PostedMar 19, 2026
MLS updatedApr 6, 2026
Tour days6
Views885
Favorites50
How are the schools in Covington?
3 schools rated nearby
Location
Covington, KY, 41015
Price history
3 events
DateEventPrice$/sqftSource
Apr 6, 2026Pending Sale$230,000$205NKMLS
Mar 26, 2026Price Change$230,000$205NKMLS
Mar 17, 2026Listed For Sale$240,000$214NKMLS
Pending Sale$230,000
Apr 6, 2026•$205/sqft•NKMLS
Price Change$230,000
Mar 26, 2026•$205/sqft•NKMLS
Listed For Sale$240,000
Mar 17, 2026•$214/sqft•NKMLS
Tax history
23 years of records
YearTax paidAssessed value
Apr 9, 2023$1,373$149,500
Apr 9, 2022$1,440$149,500
Apr 9, 2021$603$80,000
Apr 9, 2020$826$80,000
Apr 9, 2019$826$80,000
Apr 9, 2018$727$80,000
Apr 9, 2017$727$80,000
Apr 9, 2015$909$80,000
Apr 9, 2014$886$80,000
Apr 9, 2013$886$80,000
Apr 9, 2012—$80,000
Apr 9, 2011—$80,000
Apr 9, 2010—$80,000
Apr 9, 2009—$80,000
Apr 9, 2008—$80,000
Apr 9, 2007—$80,000
Apr 9, 2006—$80,000
Apr 9, 2005—$75,000
Apr 9, 2004—$75,000
Apr 9, 2003—$75,000
Apr 9, 2002—$75,000
Apr 9, 2001—$59,000
Apr 9, 2000—$59,000
Nearby homes
Neighborhood details
Local context around this listing
Covington, KY • Kenton County
Nearby neighborhoods
Latonia
Nearby cities
CovingtonCrittendenEdgewoodElsmereErlangerFort MitchellFort WrightIndependence
Nearby zip codes
41011410124101441015410164101741019452774529845944
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