For Sale
649 High St
Santa Cruz, CA, 95060 • 95060 • Santa Cruz County
$1,395,000
$965/sqft
Down payment assistance available
3Beds
2Baths
1,445Sqft
0.14 acLot
1951Built
Property DNA
Waterfront Property
Direct water access
Ocean Views
Ocean
1-Car Garage
Attached · On Street
Just Listed
Listed Apr 6, 2026
This home is getting attention
747 views · 33 saves
Market activity
Demand and pricing signals for this listing
747 views
People checking out this listing
33 saves
Buyers have saved this home
$965/sqft
Price per square foot
About this home
Single Family · Built 1951
Welcome to 649 High Street, ideally located in one of Santa Cruz's most central and sought after neighborhoods. This single level 3 bedroom, 2 bathroom home offers 1,445 square feet of living space, centered around a light filled living room with floor to ceiling windows that fill the home with natural light throughout the day. The kitchens breakfast nook carries that same bright, sun filled feel, creating an inviting place to start the day. Whether you are enjoying quiet mornings, hosting in the open living space, or spending time outdoors, the layout offers a comfortable and easy flow for everyday living. Just minutes from downtown Santa Cruz, UCSC, and the coastline, the location provides convenient access to the Santa Cruz Boardwalk, West Cliff Drive, Natural Bridges State Beach, and a variety of local dining and shops. 649 High Street combines natural light, comfortable living, and a location that places you close to everything Santa Cruz has to offer.
Estimated monthly payment
Based on current rates
$8,679/month
Principal & Interest$6,819
Property Tax$1,395
Insurance$465
Down payment20% ($279,000)
3%50%
Est. 6.18% rate · 30yr fixed · $1,116,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1951
HeatingFireplace(s), Space Heater, Wall Furnace
CoolingNone
Parking1 Attached Garage space
Lot6,186 sqft
Days on Zillow0
Price/sqft$965
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
Year built1951
Stories1
Systems
HeatingFireplace(s), Space Heater, Wall Furnace
CoolingNone
RoofOther
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAttached, On Street
Garage1 spaces
Fireplaces1
FencingBack Yard
Lot6,186 sqft
Location & Tax
Neighborhood95060
ZoningR-1
Annual tax$14,269
Parcel00627106
Bathrooms & Fees
Full baths2
Features & details
12 categories of property features
Interior Features
Interior
One Or More Skylights
Vaulted Ceiling(s)
Appliances
Dishwasher
Disposal
Range Hood
Gas Oven/Range
Refrigerator
Flooring
Carpet
Laminate
Heating
Fireplace(s)
Space Heater
Wall Furnace
Cooling
None
Laundry
In Garage
Fireplace
Gas
Living Room
Exterior Features
Exterior
Back Yard
Fenced
Storage Shed Structure
Parking
Attached
On Street
Views
Ocean
Utilities
Public Utilities
Water Public
Gas
PublicUtilities
Room details
3 rooms detailed
Dining Room
DiningAreainLivingRoom
Family Room
NoFamilyRoom
Kitchen
Countertop_Tile
Listing insights
Market data and value estimates
StatusFor Sale
Est. value$1,386,700
Est. rent$5,937/mo
Tax rate1.10%
Price/sqft$965
On marketApr 6, 2026
PostedApr 7, 2026
Last sold$865,000
MLS updatedApr 7, 2026
Tour days9
Views747
Favorites33
How are the schools in Santa Cruz?
3 schools rated nearby
Location
Santa Cruz, CA, 95060
Price history
2 events
DateEventPrice$/sqftSource
Apr 7, 2026Listed For Sale$1,395,000$965MLSListings Inc
Apr 28, 2005Sold$865,000$599Public Record
Listed For Sale$1,395,000
Apr 7, 2026•$965/sqft•MLSListings Inc
Sold$865,000
Apr 28, 2005•$599/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2025$14,269$1,205,743
Apr 7, 2024$13,298$1,182,101
Apr 7, 2023$13,136$1,158,922
Apr 7, 2022$12,987$1,136,198
Apr 7, 2021$11,452$999,435
Apr 7, 2020$11,408$993,347
Apr 7, 2019$11,361$992,023
Apr 7, 2018$11,137$964,057
Apr 7, 2017$10,594$909,488
Apr 7, 2016$9,470$842,118
Apr 7, 2015$8,887$794,451
Apr 7, 2014$8,053$715,722
Apr 7, 2012—$588,200
Apr 7, 2011—$631,450
Apr 7, 2010—$648,750
Apr 7, 2009—$648,750
Apr 7, 2008—$795,800
Apr 7, 2007—$899,946
Apr 7, 2006—$882,300
Apr 7, 2005—$96,390
Apr 7, 2004—$94,500
Apr 7, 2003—$92,768
Apr 7, 2002—$90,949
Apr 7, 2001—$89,166
Apr 7, 2000—$87,417
Nearby homes
Neighborhood details
Local context around this listing
Santa Cruz, CA • Santa Cruz County
Nearby cities
AptosBen LomondBoulder CreekCapitolaFeltonLos GatosSanta CruzScotts Valley
Nearby zip codes
950609506195062950639506495065
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Based on information from the MLSListings MLS as of 2026-04-07 12:49:19 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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