For Sale
1245 Harper St
Santa Cruz, CA, 95062 • 95062 • Santa Cruz County
$1,399,000
$736/sqft
Down payment assistance available
4Beds
3Baths
1,902Sqft
0.18 acLot
1975Built
Property DNA
2-Car Garage
Attached
Hardwood Floors
Quality flooring throughout
Just Listed
Listed Apr 9, 2026
This home is getting attention
283 views · 20 saves
Market activity
Demand and pricing signals for this listing
283 views
People checking out this listing
20 saves
Buyers have saved this home
$736/sqft
Price per square foot
About this home
Single Family · Built 1975
Welcome to 1245 Harper Street. a versatile Santa Cruz property offering flexible living, convenience and connection to local history. Ideally located minutes to Hwy 1 and close to beaches, coastal access, and the vibrant Seabright area, this Eastside home delivers both accessibility and lifestyle. Set directly across from a neighborhood park, (land originally donated by the family who owns this property) this home carries a rare sense of legacy and community. The main home features a functional and flexible floor plan with multiple living areas, including a bright living room and a separate family room with a fireplace and large sliding door out to a covered patio. Downstairs bedrooms and baths offer convenience, while the spacious upstairs primary suite includes additional rooms ideal for a home office, nursery, or creative space. A detached ADU-style unit adds exceptional flexibility, complete with its own living area, kitchenette, bedroom, and full bath, ideal for family, guests, or adaptable use. Outdoor living is designed for enjoyment, with a covered patio perfect for dining, entertainment, and year-round use. The property also features citrus trees, garden beds, two storage sheds, & generous off-street parking. Additionally, home has solar for energy efficiency.
Standout features identified
Our analysis highlights citrus trees, spacious upstairs primary suite, and garden beds as key attractions of this home.
Estimated monthly payment
Based on current rates
$8,669/month
Principal & Interest$6,804
Property Tax$1,399
Insurance$466
Down payment20% ($279,800)
3%50%
Est. 6.13% rate · 30yr fixed · $1,119,200 loan
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At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1975
HeatingCentral Forced Air Gas
CoolingNone
Parking2 Attached Garage spaces
Lot7,971 sqft
Days on Zillow0
Price/sqft$736
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
Year built1975
Stories2
Systems
HeatingCentral Forced Air Gas
CoolingNone
RoofComposition
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAttached
Garage2 spaces
Fireplaces1
Lot7,971 sqft
Location & Tax
Neighborhood95062
ZoningR-1-6
Annual tax$3,275
Parcel02653107
Bathrooms & Fees
Full baths3
Features & details
10 categories of property features
Interior Features
Appliances
Gas Cooktop
Dishwasher
Exhaust Fan
Double Oven
Flooring
Hardwood
Laminate
Heating
Central Forced Air Gas
Cooling
None
Laundry
In Garage
Fireplace
Family Room
Accessibility
None
Exterior Features
Parking
Attached
Utilities
Public Utilities
Water Public
Gas
PublicUtilities
Room details
4 rooms detailed
Bathroom
PrimaryStallShowersShoweroverTub1StallShower2plusTileFullonGroundFloor
Dining Room
EatinKitchen
Family Room
SeparateFamilyRoom
Kitchen
Countertop_GraniteExhaustFan
Listing insights
Market data and value estimates
StatusFor Sale
Est. rent$6,246/mo
Tax rate1.10%
Price/sqft$736
On marketApr 9, 2026
PostedApr 9, 2026
MLS updatedApr 9, 2026
Tour days9
Views283
Favorites20
How are the schools in Santa Cruz?
3 schools rated nearby
Location
Santa Cruz, CA, 95062
Price history
3 events
DateEventPrice$/sqftSource
Apr 9, 2026Listed For Sale$1,399,000$736MLSListings Inc
Sep 11, 2015Listing Removed$900,000$473Bailey Properties
Feb 3, 2015Listed For Sale$900,000$473Bailey Properties
Listed For Sale$1,399,000
Apr 9, 2026•$736/sqft•MLSListings Inc
Listing Removed$900,000
Sep 11, 2015•$473/sqft•Bailey Properties
Listed For Sale$900,000
Feb 3, 2015•$473/sqft•Bailey Properties
Tax history
25 years of records
YearTax paidAssessed value
Apr 9, 2025$3,275$155,183
Apr 9, 2024$3,038$152,140
Apr 9, 2023$2,875$149,158
Apr 9, 2022$2,769$146,233
Apr 9, 2021$2,569$143,365
Apr 9, 2020$2,521$141,895
Apr 9, 2019$2,464$139,114
Apr 9, 2018$2,398$136,385
Apr 9, 2017$2,349$133,711
Apr 9, 2016$2,392$131,089
Apr 9, 2015$2,237$129,120
Apr 9, 2014$2,185$126,591
Apr 9, 2012—$123,548
Apr 9, 2011—$121,126
Apr 9, 2010—$120,221
Apr 9, 2009—$120,507
Apr 9, 2008—$118,144
Apr 9, 2007—$115,828
Apr 9, 2006—$113,556
Apr 9, 2005—$111,329
Apr 9, 2004—$109,146
Apr 9, 2003—$107,145
Apr 9, 2002—$105,044
Apr 9, 2001—$102,984
Apr 9, 2000—$100,965
Nearby homes
Neighborhood details
Local context around this listing
Santa Cruz, CA • Santa Cruz County
Nearby cities
AptosBen LomondBoulder CreekCapitolaFeltonLos GatosSanta CruzScotts Valley
Nearby zip codes
950609506195062950639506495065
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Based on information from the MLSListings MLS as of 2026-04-09 16:24:20 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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