For SaleOpen House6d on marketOpen HouseHistoric · 99 yrs
1500 Wharf Rd APT 22
Capitola, CA, 95010 • 95010 • Santa Cruz County
$4,187,650
$2264/sqft
Down payment assistance available
3Beds
2Baths
1,850Sqft
0.03 acLot
1927Built
Property DNA
Waterfront Property
Direct water access
Scenic Views
Bay · Ocean
Mediterranean Style
Built 1927 · 99 years of history
Outdoor Living
Deck
2-Car Garage
Covered · Off Site
Wood Floors
Quality flooring throughout
$188/mo HOA
Beach Rights
This home is getting attention
Listed 6 days ago · 863 views · 26 saves
Market activity
Demand and pricing signals for this listing
863 views
People checking out this listing
26 saves
Buyers have saved this home
6 days on market
Just listed — act fast
$2,264/sqft
Price per square foot
About this home
Single Family · Built 1927 · Historic
Unique, iconic home in a world-class location, in the heart of Capitola Village. The beach is your backyard, and the cool ocean is your pool. During the day, lay in the sun, play in the cool Pacific Ocean, enjoy a beach barbecue for lunch, and stroll along the waters edge. At low tide, explore the tide pools on both sides of the small bay. In the evenings, sit on the upper-level deck and take in the ocean and sunset views with a glass of wine. Then cruise into the Village for dining or visit Shadowbrook Restaurant. Afterward, enjoy a peaceful beach walk under the light of the full moon. How classically cool can this be? You truly need to visit and experience this one-of-a-kind treasurethere is nothing comparable in Santa Cruz County. The home offers approximately 1,850 square feet across two levels, with a locking door separating the spaces. There are 3 bedrooms total2 on the upper floor and 1 onVacation rental permits are available. The property has been recently remodeled. the lower level, which features a private beach access door. Each level includes a full kitchen and bathroom. Vacation rental permits are available. The property has been recently remodeled. Do yourself a favor and come experience this incredible coastal retreat.
Standout features identified
Our analysis highlights ocean and sunset views, recently remodeled, and beach is your backyard as key attractions of this home.
Estimated monthly payment
Based on current rates
$26,626/month
Principal & Interest$20,854
Property Tax$4,188
Insurance$1,396
HOA$188
Down payment20% ($837,530)
3%50%
Est. 6.35% rate · 30yr fixed · $3,350,120 loan
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At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1927
HeatingCentral Forced Air Gas, 2 plus Zones
CoolingNone
Parking2 Garage spaces
HOA$2,260 annually
Lot1,350 sqft
Days on Zillow6 Days
Price/sqft$2,264
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
StyleMediterranean
Year built1927
Stories2
Systems
HeatingCentral Forced Air Gas, 2 plus Zones
CoolingNone
RoofOther
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingCovered, Off Site
Garage2 spaces
Fireplaces1
FencingNone
Lot1,350 sqft
Location & Tax
Neighborhood95010
ZoningR-1
Annual tax$39,564
Parcel03519305
Bathrooms & Fees
Full baths2
HOA$188/mo
Features & details
12 categories of property features
Interior Features
Appliances
Electric Oven
Electric Oven/Range
Washer/Dryer
Flooring
Wood
Heating
Central Forced Air Gas
2 plus Zones
Cooling
None
Fireplace
Gas Log
Living Room
Accessibility
None
Exterior Features
Parking
Covered
Off Site
Patio & Porch
Deck
Lot Features
Flag Lot
Views
Bay
Ocean
Utilities
Public Utilities
Water Public
Gas
PublicUtilities
Room details
4 rooms detailed
Bedroom
GroundFloorBedroomReverseFloorPlan
Bathroom
FullonGroundFloor
Dining Room
DiningArea
Family Room
KitchenFamilyRoomCombo
Listing insights
Market data and value estimates
StatusFor Sale
Days on market6
Tax rate1.10%
Price/sqft$2264
On marketMar 31, 2026
PostedApr 1, 2026
Last sold$2,900,000
MLS updatedApr 7, 2026
Tour days9
Views863
Favorites26
How are the schools in Capitola?
2 schools rated nearby
Location
Capitola, CA, 95010
Price history
6 events
DateEventPrice$/sqftSource
Apr 1, 2026Listed For Sale$4,187,650$2,264MLSListings Inc
Nov 9, 2016Sold$2,900,000$1,568Public Record
Oct 15, 2016Price Change$2,995,000$1,619Coldwell Banker Residential Brokerage - Santa Cruz
Jul 24, 2016Price Change$3,800,000$2,054Coldwell Banker Residential Brokerage - Santa Cruz
Jun 13, 2016Price Change$4,800,000$2,595Coldwell Banker Residential Brokerage - Santa Cruz
May 20, 2016Listed For Sale$6,500,000$3,514Coldwell Banker Residential Brokerage - Santa Cruz
Listed For Sale$4,187,650
Apr 1, 2026•$2,264/sqft•MLSListings Inc
Sold$2,900,000
Nov 9, 2016•$1,568/sqft•Public Record
Price Change$2,995,000
Oct 15, 2016•$1,619/sqft•Coldwell Banker Residential Brokerage - Santa Cruz
Price Change$3,800,000
Jul 24, 2016•$2,054/sqft•Coldwell Banker Residential Brokerage - Santa Cruz
Price Change$4,800,000
Jun 13, 2016•$2,595/sqft•Coldwell Banker Residential Brokerage - Santa Cruz
Listed For Sale$6,500,000
May 20, 2016•$3,514/sqft•Coldwell Banker Residential Brokerage - Santa Cruz
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2025$39,564$3,365,700
Apr 7, 2024$35,741$3,180,916
Apr 7, 2023$36,258$3,235,006
Apr 7, 2022$35,958$3,171,574
Apr 7, 2021$35,195$3,109,386
Apr 7, 2020$34,880$3,077,503
Apr 7, 2019$34,055$3,017,160
Apr 7, 2018$33,567$2,958,000
Apr 7, 2017$1,650$74,342
Apr 7, 2016$1,572$72,884
Apr 7, 2015$1,427$71,790
Apr 7, 2014$1,385$70,384
Apr 7, 2012—$68,690
Apr 7, 2011—$67,344
Apr 7, 2010—$66,841
Apr 7, 2009—$67,000
Apr 7, 2008—$65,686
Apr 7, 2007—$64,398
Apr 7, 2006—$63,135
Apr 7, 2005—$61,897
Apr 7, 2004—$60,684
Apr 7, 2003—$59,572
Apr 7, 2002—$58,403
Apr 7, 2001—$57,258
Apr 7, 2000—$56,135
Nearby homes
Neighborhood details
Local context around this listing
Capitola, CA • Santa Cruz County
Nearby cities
AptosBen LomondBoulder CreekCapitolaFeltonLos GatosSanta CruzScotts Valley
Nearby zip codes
95010
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Based on information from the MLSListings MLS as of 2026-04-07 16:54:20 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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