For Sale146d on market
630 Encino Dr
Aptos, CA, 95003 • 95003 • Santa Cruz County
$899,000
$636/sqft
-$56,000 since Feb 23, 2026
Down payment assistance available
3Beds
3Baths
1,414Sqft
0.18 acLot
1976Built
Property DNA
Scenic Views
Forest/Woods · Hills
Outdoor Living
Balcony/Patio · Deck
Hardwood & Tile Floors
Quality flooring throughout
This home is getting attention
Listed 146 days ago · 1,622 views · 54 saves
Market activity
Demand and pricing signals for this listing
1,622 views
People checking out this listing
54 saves
Buyers have saved this home
146 days on market
Established listing
$636/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 26% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1976
Welcome to the perfect blend of Aptos living. Serene but accessible, insulated from the bustle and enveloped by nature, yet just minutes away from beaches, trails and all the local amenities. With updated kitchen and bathrooms, this is the ideal home to move right in. Backyard is flat, with a grassy area and patio to soak in the Aptos Hills views. Decks off of every bedroom invite the indoor/outdoor style of living. This part of Encino isn't just a neighborhood, it's a community. Regularly hosted events such as Sip and Strolls, outdoor movies nights and beach bonfires allow neighbors to catch up and visit, all while enjoying a tasty treat or specialty drink. Just minutes to the highway, beaches and everything else this area has to offer, this is a prime opportunity to get into one of Aptos' best neighborhoods.
Standout features identified
Our analysis highlights updated kitchen, aptos hills views, and grassy area as key attractions of this home.
Estimated monthly payment
Based on current rates
$5,736/month
Principal & Interest$4,538
Property Tax$899
Insurance$300
Down payment20% ($179,800)
3%50%
Est. 6.48% rate · 30yr fixed · $719,200 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1976
HeatingCentral Forced Air
CoolingCentral Air
Parking3 Parking spaces
Lot7,710 sqft
Days on Zillow146 Days
Price/sqft$636
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
Year built1976
Systems
HeatingCentral Forced Air
CoolingCentral Air
RoofComposition
Water / SewerPublic / Septic Tank
Parking & Outdoor
ParkingNo Garage, Off Street, On Street
Fireplaces1
FencingBack Yard
Lot7,710 sqft
Location & Tax
Neighborhood95003
ZoningR-1-10-SP
Annual tax$10,462
Parcel04415106
Bathrooms & Fees
Full baths1
Features & details
13 categories of property features
Interior Features
Interior
High Ceilings
Vaulted Ceiling(s)
Open Beam Ceiling
Appliances
Exhaust Fan
Disposal
Gas Oven/Range
Refrigerator
Washer/Dryer
Flooring
Carpet
Hardwood
Laminate
Tile
Heating
Central Forced Air
Cooling
Central Air
Laundry
In Utility Room
Fireplace
Living Room
Wood Burning
Exterior Features
Exterior
Back Yard
Fenced
Storage Shed Structure
Parking
No Garage
Off Street
On Street
Patio & Porch
Balcony/Patio
Deck
Views
Forest/Woods
Hills
Utilities
Propane
Public Utilities
Water Public
Gas
PropaneOnSite
PublicUtilities
Room details
4 rooms detailed
Bathroom
ShoweroverTub1Tile
Dining Room
DiningArea
Family Room
NoFamilyRoom
Kitchen
Countertop_GraniteExhaustFan
Listing insights
Market data and value estimates
StatusFor Sale
Days on market146
Est. value$890,200
Est. rent$4,516/mo
Tax rate1.10%
Price/sqft$636
On marketNov 12, 2025
PostedNov 12, 2025
Last sold$610,000
MLS updatedMar 29, 2026
Tour days9
Views1,622
Favorites54
How are the schools in Aptos?
3 schools rated nearby
Location
Aptos, CA, 95003
Price history
5 events
DateEventPrice$/sqftSource
Feb 23, 2026Price Change$899,000$636MLSListings Inc
Jan 20, 2026Price Change$955,000$675MLSListings Inc
Nov 12, 2025Listed For Sale$985,000$697MLSListings Inc
Mar 2, 2006Sold$610,000$431Public Record
Jun 17, 1997Sold$193,000$136Public Record
Price Change$899,000
Feb 23, 2026•$636/sqft•MLSListings Inc
Price Change$955,000
Jan 20, 2026•$675/sqft•MLSListings Inc
Listed For Sale$985,000
Nov 12, 2025•$697/sqft•MLSListings Inc
Sold$610,000
Mar 2, 2006•$431/sqft•Public Record
Sold$193,000
Jun 17, 1997•$136/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2025$10,462$833,619
Apr 7, 2024$9,399$817,274
Apr 7, 2023$9,245$801,249
Apr 7, 2022$9,083$785,537
Apr 7, 2021$8,812$770,135
Apr 7, 2020$8,687$762,238
Apr 7, 2019$8,544$747,293
Apr 7, 2018$6,939$603,148
Apr 7, 2017$6,646$569,008
Apr 7, 2016$6,144$526,860
Apr 7, 2015$5,834$497,038
Apr 7, 2014$5,274$447,782
Apr 7, 2012—$368,000
Apr 7, 2011—$389,333
Apr 7, 2010—$400,000
Apr 7, 2009—$400,000
Apr 7, 2008—$470,000
Apr 7, 2007—$622,200
Apr 7, 2006—$229,542
Apr 7, 2005—$225,041
Apr 7, 2004—$220,629
Apr 7, 2003—$216,586
Apr 7, 2002—$212,340
Apr 7, 2001—$208,176
Apr 7, 2000—$204,094
Nearby homes
Neighborhood details
Local context around this listing
Aptos, CA • Santa Cruz County
Nearby cities
AptosBen LomondBoulder CreekCapitolaFeltonLos GatosSanta CruzScotts Valley
Nearby zip codes
950019500395073
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Based on information from the MLSListings MLS as of 2026-04-07 11:19:10 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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