For Sale149d on market
1 Surf Way APT 115
Monterey, CA, 93940 • Del Monte Beach • Monterey County
$849,000
$1776/sqft
Down payment assistance available
1Beds
1Baths
478Sqft
1993Built
Property DNA
$849/mo HOA
Additional Storage · Beach Rights · Billiard Room · Car Wash Area
This home is getting attention
Listed 149 days ago · 2,454 views · 62 saves
Market activity
Demand and pricing signals for this listing
2,454 views
People checking out this listing
62 saves
Buyers have saved this home
149 days on market
Established listing
$1,776/sqft
Price per square foot
About this home
Condo · Built 1993
Awesome ocean and white-water views and Monterey Plaza Hotel, Canary Row, Aquarium to Lovers Pt! Summertime sunset views! Welcome to coastal living where sand and sea are just steps from your door. Light-filled ground-level home offers an exceptional location within the coveted Ocean Harbor House community, directly on Del Monte Beach and near the Monterey Bay Coastal Trail. The open living area features large windows that look out to a relaxing patio with peaceful ocean and white-water views, perfect for taking in the sound of the surf. The updated kitchen includes modern appliances, quartz counters, and a breakfast bar for casual dining or entertaining. The spacious bedroom provides generous storage, and the bath showcases clean finishes. Enjoy resort-style amenities: only steps to the hot tub, pool and fitness room. There is also a clubhouse and gated parking with assigned space and storage room. HOA covers exterior maintenance, water, garbage, and common-area care for a truly low-maintenance lifestyle. Just minutes to Cannery Row, Fishermans Wharf, downtown Monterey, dining, golf, and recreation. Ideal as a full-time residence, weekend retreat, or investment in a desirable beachfront community. Available furnished if desired. Assumable loan options to qualified buyers.
Standout features identified
Our analysis highlights ocean and white-water views, breakfast bar, and large windows as key attractions of this home.
Estimated monthly payment
Based on current rates
$6,129/month
Principal & Interest$4,148
Property Tax$849
Insurance$283
HOA$849
Down payment20% ($169,800)
3%50%
Est. 6.17% rate · 30yr fixed · $679,200 loan
Full calculator →At a glance
Key facts and listing details
TypeCondominium, Residential
Year Built1993
HeatingBaseboard
CoolingNone
ParkingAssigned, Carport, Electric Gate
HOA$849 monthly
Days on Zillow149 Days
Price/sqft$1,776
Property
Home typeCondo
Sub-typeCondominium, Residential
Year built1993
Systems
HeatingBaseboard
CoolingNone
RoofComposition
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAssigned, Carport, Electric Gate
Location & Tax
NeighborhoodDel Monte Beach
ZoningR-3
Annual tax$9,754
Parcel011442017000
Bathrooms & Fees
Full baths1
HOA$849/mo
Features & details
6 categories of property features
Interior Features
Heating
Baseboard
Cooling
None
Exterior Features
Parking
Assigned
Carport
Electric Gate
Pool Features
Community
Utilities
Public Utilities
Water Public
Gas
PublicUtilities
Room details
2 rooms detailed
Dining Room
DiningBar
Family Room
NoFamilyRoom
Listing insights
Market data and value estimates
StatusFor Sale
Days on market149
Est. value$820,200
Est. rent$3,015/mo
Tax rate1.10%
Price/sqft$1776
On marketNov 8, 2025
PostedNov 9, 2025
Last sold$795,000
MLS updatedFeb 22, 2026
Tour days9
Views2,454
Favorites62
How are the schools in Monterey?
3 schools rated nearby
Location
Monterey, CA, 93940
Price history
26 events
DateEventPrice$/sqftSource
Nov 9, 2025Listed For Sale$849,000$1,776MLSListings Inc
Mar 25, 2022Sold$795,000$1,663MetroList Services of CA
Mar 4, 2022Pending Sale$795,000$1,663MetroList Services of CA
Feb 26, 2022Listed For Sale$795,000$1,663MetroList Services of CA
Jun 11, 2018Sold$559,000$1,169MLSListings Inc
May 16, 2018Pending Sale$549,900$1,150Coldwell Banker Residential Brokerage - Aptos
May 7, 2018Price Change$549,900$1,150Coldwell Banker Residential Brokerage - Aptos
Apr 12, 2018Price Change$579,900$1,213Coldwell Banker Residential Brokerage - Aptos
Mar 3, 2018Listed For Sale$599,900$1,255Coldwell Banker Residential Brokerage - Aptos
Dec 18, 2017Pending Sale$599,900$1,255Coldwell Banker Residential Brokerage - Aptos
Nov 9, 2017Price Change$599,900$1,255Coldwell Banker Residential Brokerage - Aptos
Oct 17, 2017Price Change$619,900$1,297Coldwell Banker Residential Brokerage - Aptos
Sep 30, 2017Listed For Sale$659,900$1,381Coldwell Banker Residential Brokerage
Mar 20, 2017Sold$380,100$795Public Record
Aug 24, 1999Sold$153,000$320Public Record
Apr 6, 1999Sold$327,500$685Public Record
Nov 17, 1998Sold$327,000$684Public Record
Apr 1, 1998Sold$176,500$369Public Record
Nov 18, 1997Sold$380,000$795Public Record
Jun 19, 1997Sold$325,000$680Public Record
Oct 2, 1996Sold$253,000$529Public Record
Mar 22, 1996Sold$282,500$591Public Record
Oct 6, 1995Sold$550,000$1,151Public Record
Jan 6, 1995Sold$261,500$547Public Record
Sep 28, 1994Sold$290,000$607Public Record
Aug 5, 1994Sold$174,000$364Public Record
Listed For Sale$849,000
Nov 9, 2025•$1,776/sqft•MLSListings Inc
Sold$795,000
Mar 25, 2022•$1,663/sqft•MetroList Services of CA
Pending Sale$795,000
Mar 4, 2022•$1,663/sqft•MetroList Services of CA
Listed For Sale$795,000
Feb 26, 2022•$1,663/sqft•MetroList Services of CA
Sold$559,000
Jun 11, 2018•$1,169/sqft•MLSListings Inc
Pending Sale$549,900
May 16, 2018•$1,150/sqft•Coldwell Banker Residential Brokerage - Aptos
Price Change$549,900
May 7, 2018•$1,150/sqft•Coldwell Banker Residential Brokerage - Aptos
Price Change$579,900
Apr 12, 2018•$1,213/sqft•Coldwell Banker Residential Brokerage - Aptos
Listed For Sale$599,900
Mar 3, 2018•$1,255/sqft•Coldwell Banker Residential Brokerage - Aptos
Pending Sale$599,900
Dec 18, 2017•$1,255/sqft•Coldwell Banker Residential Brokerage - Aptos
Price Change$599,900
Nov 9, 2017•$1,255/sqft•Coldwell Banker Residential Brokerage - Aptos
Price Change$619,900
Oct 17, 2017•$1,297/sqft•Coldwell Banker Residential Brokerage - Aptos
Listed For Sale$659,900
Sep 30, 2017•$1,381/sqft•Coldwell Banker Residential Brokerage
Sold$380,100
Mar 20, 2017•$795/sqft•Public Record
Sold$153,000
Aug 24, 1999•$320/sqft•Public Record
Sold$327,500
Apr 6, 1999•$685/sqft•Public Record
Sold$327,000
Nov 17, 1998•$684/sqft•Public Record
Sold$176,500
Apr 1, 1998•$369/sqft•Public Record
Sold$380,000
Nov 18, 1997•$795/sqft•Public Record
Sold$325,000
Jun 19, 1997•$680/sqft•Public Record
Sold$253,000
Oct 2, 1996•$529/sqft•Public Record
Sold$282,500
Mar 22, 1996•$591/sqft•Public Record
Sold$550,000
Oct 6, 1995•$1,151/sqft•Public Record
Sold$261,500
Jan 6, 1995•$547/sqft•Public Record
Sold$290,000
Sep 28, 1994•$607/sqft•Public Record
Sold$174,000
Aug 5, 1994•$364/sqft•Public Record
Tax history
22 years of records
YearTax paidAssessed value
Apr 8, 2025$9,754$843,659
Apr 8, 2024$9,022$827,118
Apr 8, 2023$8,807$810,900
Apr 8, 2022—$599,358
Apr 8, 2021$6,464$587,607
Apr 8, 2020$6,218$581,583
Apr 8, 2019$6,528$570,180
Apr 8, 2018$6,061$540,600
Apr 8, 2017$2,097$202,607
Apr 8, 2016$2,052$198,636
Apr 8, 2015$2,017$195,653
Apr 8, 2014$1,981$191,821
Apr 8, 2009—$182,605
Apr 8, 2008—$179,025
Apr 8, 2007—$175,515
Apr 8, 2006—$172,074
Apr 8, 2005—$168,701
Apr 8, 2004—$165,394
Apr 8, 2003—$162,364
Apr 8, 2002—$159,181
Apr 8, 2001$1,508$156,060
Apr 8, 2000—$153,000
Nearby homes
Neighborhood details
Local context around this listing
Monterey, CA • Monterey County
Nearby neighborhoods
Alta MesaCasanovsa Oak KnollDeer FlatsDel Monte Grove Laguna GrandeMonterey VistaNew MontereyOak GroveOld TownSkyline ForestVilla Del Monte
Nearby cities
Carmel-by-the-SeaGreenfieldKing CityMarinaMontereyPacific GroveSalinasSeaside
Nearby zip codes
939239394093942939439394493955
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Based on information from the MLSListings MLS as of 2026-04-07 19:51:58 PDT. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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