For Sale
5222 S Channel Dr
Harsens Island, MI, 48028 • 48028 • Saint Clair County
$295,000
$465/sqft
Down payment assistance available
2Beds
1Baths
634Sqft
0.33 acLot
1940Built
Property DNA
Waterfront Property
Canal Front, River Front, Waterfront
Water Views
Water
Ranch,Cottage Style
Built 1940 · 86 years of history
St Clair Flats South Channel
48028
Outdoor Living
Deck · Porch
1 Fireplace
Living Room
Shed(s)
Shed(s)
Wood Floors
Quality flooring throughout
Market activity
Demand and pricing signals for this listing
126 views
People checking out this listing
7 saves
Buyers have saved this home
$465/sqft
Price per square foot
About this home
Single Family · Built 1940
Welcome to your cozy waterfront retreat on Harsens Island’s sought-after “Gold Coast”! This charming cottage offers front-row seats to the endless parade of international freighters and passing boats along the South Channel—an ever-changing view you’ll never tire of. Enjoy peaceful mornings and stunning sunrises, then wind down with beautiful evening skies right from your spacious porch—perfect for dining, relaxing, and soaking in the waterfront lifestyle. This cottage features updates including plumbing and electrical improvements, a new hot water heater (2021), updated outlets, a generator plug, and Wallside windows installed by the seller for added efficiency and comfort. Situated with a canal behind the home and the river out front, this property offers the best of both worlds, complete with steel seawalls on both the river and canal sides. Enjoy easy access to the water along with incredible wildlife, and take advantage of nearby hunting and outdoor recreation opportunities. Being sold furnished, this turnkey getaway includes all porch furniture, living room couch, and bedroom furnishings—just bring your bags and start enjoying island living right away. Whether you’re looking for a weekend escape or a simple waterfront lifestyle, this “Gold Coast” gem delivers charm, views, and an unbeatable location.
Standout features identified
Our analysis highlights updated outlets, generator plug, and ever-changing view as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,850/month
Principal & Interest$1,457
Property Tax$295
Insurance$98
Down payment20% ($59,000)
3%50%
Est. 6.28% rate · 30yr fixed · $236,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1940
HeatingOther, Natural Gas
CoolingCeiling Fan(s)
Parking0 spaces
Lot0.33 Acres
Days on Zillow0
Price/sqft$465
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch,Cottage
Year built1940
Stories1
Systems
HeatingOther, Natural Gas
CoolingCeiling Fan(s)
ConstructionVinyl Siding
Water / SewerPublic Water at Street / Septic Tank
Parking & Outdoor
Fireplaces1
Lot0.33 Acres
Location & Tax
Neighborhood48028
Annual tax$5,517
Parcel74148470587000
Features & details
9 categories of property features
Interior Features
Appliances
Refrigerator
Electric Water Heater
Flooring
Wood
Carpet
Vinyl
Heating
Other
Natural Gas
Cooling
Ceiling Fan(s)
Fireplace
Living Room
Exterior Features
Construction
Vinyl Siding
Patio & Porch
Deck
Porch
Views
Water
Other Structures
Shed(s)
Room details
5 rooms detailed
Bedroom1
First7×6 ft42 sqft
Wood
Bedroom2
First7×6 ft42 sqft
Wood
Dining Room
First6×7 ft42 sqft
Carpet
Kitchen
First7×7 ft49 sqft
Vinyl
Living Room
First13×13 ft169 sqft
Carpet
Listing insights
Market data and value estimates
StatusFor Sale
Est. value$287,700
Est. rent$1,004/mo
Tax rate1.07%
Price/sqft$465
On marketApr 7, 2026
PostedApr 7, 2026
Last sold$200,000
MLS updatedApr 7, 2026
Tour days9
Views126
Favorites7
How are the schools in Harsens Island?
3 schools rated nearby
Location
Harsens Island, MI, 48028
Price history
8 events
DateEventPrice$/sqftSource
Apr 7, 2026Listed For Sale$295,000$465MiRealSource
Nov 23, 2025Listing Removed$295,000$465BHHS broker feed
Sep 4, 2025Price Change$295,000$465Realcomp II
Aug 13, 2025Price Change$315,000$497Realcomp II
Jul 24, 2025Price Change$350,000$552Realcomp II
Jun 6, 2025Price Change$375,000$591Realcomp II
May 23, 2025Listed For Sale$400,000$631Realcomp II
Aug 19, 2021Sold$200,000$315Public Record
Listed For Sale$295,000
Apr 7, 2026•$465/sqft•MiRealSource
Listing Removed$295,000
Nov 23, 2025•$465/sqft•BHHS broker feed
Price Change$295,000
Sep 4, 2025•$465/sqft•Realcomp II
Price Change$315,000
Aug 13, 2025•$497/sqft•Realcomp II
Price Change$350,000
Jul 24, 2025•$552/sqft•Realcomp II
Price Change$375,000
Jun 6, 2025•$591/sqft•Realcomp II
Listed For Sale$400,000
May 23, 2025•$631/sqft•Realcomp II
Sold$200,000
Aug 19, 2021•$315/sqft•Public Record
Tax history
22 years of records
YearTax paidAssessed value
Apr 8, 2025$5,380$107,600
Apr 8, 2024$5,144$106,600
Apr 8, 2023$4,934$97,300
Apr 8, 2022$2,957$94,100
Apr 8, 2021—$92,600
Apr 8, 2020—$84,800
Apr 8, 2019$2,866$81,900
Apr 8, 2018—$80,900
Apr 8, 2017$2,825$79,900
Apr 8, 2016—$79,900
Apr 8, 2015—$76,500
Apr 8, 2014—$75,900
Apr 8, 2013—$74,200
Apr 8, 2012—$73,400
Apr 8, 2011—$75,400
Apr 8, 2010—$75,400
Apr 8, 2009—$81,800
Apr 8, 2008—$83,200
Apr 8, 2007—$83,211
Apr 8, 2006——
Apr 8, 2001—$56,994
Apr 8, 2000—$49,361
Nearby homes
Neighborhood details
Local context around this listing
Harsens Island, MI • Saint Clair County
Nearby cities
AlgonacFort GratiotMarine CityMarysvilleNorth StreetPort HuronRichmondSaint Clair
Nearby zip codes
48028
Similar homes
Source MLS: MiRealSource Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource. The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Copyright 2026 MiRealSource. All rights reserved. The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc. [Click here for more information](/mls-disclaimers/#261)
No obligation · Same-day response