For Sale77d on market

657 Summit Ln

Ellijay, GA, 30540 • 30540 • Gilmer County

$260,000

$210/sqft

-$15,000 since Mar 18, 2026

Down payment assistance available

3Beds

2Baths

1,236Sqft

0.47 acLot

2022Built

Property DNA

5 highlights

Ranch Style

Built 2022 · 4 years of history

Beaver Lake

30540

Outdoor Living

Deck · Porch

1 Fireplace

Family Room

Tile Floors

Quality flooring throughout

This home is getting attention

Listed 77 days ago · 4,106 views · 174 saves

Market activity

Demand and pricing signals for this listing

4,106 views

People checking out this listing

174 saves

Buyers have saved this home

77 days on market

Established listing

$210/sqft

Price per square foot

About this home

Single Family · Built 2022

Welcome to this beautifully renovated 3-bedroom, 2-bath ranch home located in the desirable Ellijay area, conveniently close to both East Ellijay and downtown Ellijay. Thoughtfully updated throughout, this one-level home offers modern finishes, a comfortable layout, and move-in-ready appeal perfect for full-time living or a mountain getaway. Situated within the Beaver Lake community, residents enjoy gated access and an impressive array of amenities, including a clubhouse, stocked fishing ponds, tennis and pickleball courts, basketball courts, and a heated indoor/outdoor swimming pool. The combination of updated living space and resort-style amenities creates a lifestyle that's both relaxed and convenient. Whether you're looking for a primary residence, second home, or investment opportunity, this renovated ranch offers the perfect blend of comfort, location, and community living in the heart of Ellijay.

Estimated monthly payment

Based on current rates

$1,675/month

Principal & Interest$1,243

Property Tax$260

Insurance$87

HOA$85

Down payment20% ($52,000)

3%50%

Est. 5.97% rate · 30yr fixed · $208,000 loan

Full calculator →

At a glance

Key facts and listing details

TypeSingle Family Residence

Year Built2022

HeatingElectric, Heat Pump, Hot Water

CoolingCeiling Fan(s), Central Air

Parking2 Parking spaces

HOA$1,025 annually

Lot0.47 Acres

Days on Zillow77 Days

Price/sqft$210

Property

Home typeSingle Family

Sub-typeSingle Family Residence

StyleRanch

ConditionResale

Year built2022

Stories1

Systems

HeatingElectric, Heat Pump, Hot Water

CoolingCeiling Fan(s), Central Air

RoofComposition

ConstructionVinyl Siding

Water / SewerPublic / Septic Tank

Parking & Outdoor

ParkingKitchen Level

BasementCrawl Space

Fireplaces1

Lot0.47 Acres

Location & Tax

Neighborhood30540

Annual tax$2,178

Parcel3068O 027

Bathrooms & Fees

Full baths2

HOA$85/mo

Features & details

14 categories of property features

Interior Features

Interior

Master On Main Level

Separate Shower

Soaking Tub

Appliances

Refrigerator

Flooring

Tile

Heating

Electric

Heat Pump

Hot Water

Cooling

Ceiling Fan(s)

Central Air

Laundry

Other

Fireplace

Family Room

Windows

Double Pane Windows

Exterior Features

Parking

Kitchen Level

Construction

Vinyl Siding

Patio & Porch

Deck

Porch

Lot Features

Private

Sloped

Community

Clubhouse

Pool

Tennis Court(s)

Utilities

Cable Available

Electricity Available

High Speed Internet

Phone Available

Room details

1 room detailed

Kitchen

Breakfast BarKitchen IslandSolid Surface Counters

Listing insights

Market data and value estimates

StatusFor Sale

Days on market77

Est. value$259,400

Est. rent$2,132/mo

Tax rate0.38%

Price/sqft$210

On marketJan 28, 2026

PostedJan 28, 2026

MLS statusActive

MLS updatedMar 20, 2026

Tour days9

Favorites174

How are the schools in Ellijay?

3 schools rated nearby

Mountain View Elementary School

Elementary • Public • K-5

2.6 mi

Clear Creek Middle School

Middle • Public • 6-8

4.3 mi

Gilmer High School

High • Public • 9-12

2.2 mi

Location

Ellijay, GA, 30540

Expand map

Price history

24 events

DateEventPrice$/sqftSource

Mar 18, 2026Price Change$260,000$210GAMLS

Feb 24, 2026Price Change$275,000$222GAMLS

Feb 19, 2026Price Change$280,000$227GAMLS

Feb 9, 2026Price Change$284,900$231GAMLS

Feb 2, 2026Price Change$289,900$235GAMLS

Jan 28, 2026Listed For Sale$299,900$243GAMLS

Oct 29, 2025Listing Removed$305,900$247NGBOR

Oct 28, 2025Price Change$305,900$247NGBOR

Oct 15, 2025Listed For Sale$324,900$263NGBOR

Oct 7, 2025Listing Removed$379,900$307GAMLS

Sep 10, 2025Listed For Sale$379,900$307GAMLS

Aug 29, 2024Listing Removed$1,950$2Zillow Rentals

Jul 31, 2024Listing Removed$380,000$307NGBOR

Jun 24, 2024Price Change$1,950$2Zillow Rentals

Jun 5, 2024Listed For Rent$2,300$2Zillow Rentals

Jan 10, 2024Listing Removed——Greater Chattanooga Realtors

Jan 3, 2024Price Change$380,000$307GAMLS

Oct 5, 2023Price Change$299,900$243FMLS GA

Sep 25, 2023Price Change$340,000$275GAMLS

Sep 10, 2023Price Change$350,000$283GAMLS

Aug 22, 2023Price Change$380,000$307FMLS GA

Aug 14, 2023Price Change$400,000$324GAMLS

Aug 10, 2023Price Change$425,000$344GAMLS

Jul 14, 2023Listed For Sale$439,000$355GAMLS

Price Change$260,000

Mar 18, 2026•$210/sqft•GAMLS

Price Change$275,000

Feb 24, 2026•$222/sqft•GAMLS

Price Change$280,000

Feb 19, 2026•$227/sqft•GAMLS

Price Change$284,900

Feb 9, 2026•$231/sqft•GAMLS

Price Change$289,900

Feb 2, 2026•$235/sqft•GAMLS

Listed For Sale$299,900

Jan 28, 2026•$243/sqft•GAMLS

Listing Removed$305,900

Oct 29, 2025•$247/sqft•NGBOR

Price Change$305,900

Oct 28, 2025•$247/sqft•NGBOR

Listed For Sale$324,900

Oct 15, 2025•$263/sqft•NGBOR

Listing Removed$379,900

Oct 7, 2025•$307/sqft•GAMLS

Listed For Sale$379,900

Sep 10, 2025•$307/sqft•GAMLS

Listing Removed$1,950

Aug 29, 2024•$2/sqft•Zillow Rentals

Listing Removed$380,000

Jul 31, 2024•$307/sqft•NGBOR

Price Change$1,950

Jun 24, 2024•$2/sqft•Zillow Rentals

Listed For Rent$2,300

Jun 5, 2024•$2/sqft•Zillow Rentals

Listing Removed—

Jan 10, 2024•Greater Chattanooga Realtors

Price Change$380,000

Jan 3, 2024•$307/sqft•GAMLS

Price Change$299,900

Oct 5, 2023•$243/sqft•FMLS GA

Price Change$340,000

Sep 25, 2023•$275/sqft•GAMLS

Price Change$350,000

Sep 10, 2023•$283/sqft•GAMLS

Price Change$380,000

Aug 22, 2023•$307/sqft•FMLS GA

Price Change$400,000

Aug 14, 2023•$324/sqft•GAMLS

Price Change$425,000

Aug 10, 2023•$344/sqft•GAMLS

Listed For Sale$439,000

Jul 14, 2023•$355/sqft•GAMLS

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Creekside Trl, Ellijay, GA

Off Market

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Off Market

$19,000

Creekside Trl, Ellijay, GA

Off Market

$8,500

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Neighborhood details

Local context around this listing

Ellijay, GA • Gilmer County

Nearby cities

CherrylogEllijayTalking Rock

Nearby zip codes

305363053930540

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Value estimates

Live

Est. value$259,400

Est. rent$2,132/mo

30yr rate est.5.97%

Affordability$1,500/mo

Accepted financing

1031 ExchangeCashConventionalFHAVA Loan

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The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of GAMLS. All real estate listings are marked with the GAMLS Broker Reciprocity thumbnail logo and detailed information about them includes the name of the listing brokers. The broker providing these data believes them to be correct, but advises interested parties to confirm them before relying on them in a purchase decision. Copyright 2026 GAMLS. All rights reserved.

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