For Sale169d on market
445 Elk Lake Resort Rd #122
Owenton, KY, 40359 • 40359 • Owen County
$220,000
$284/sqft
+$80,100 since Oct 22, 2025
Down payment assistance available
2Beds
1Baths
776Sqft
1978Built
Property DNA
Cottage Style
Built 1978 · 48 years of history
1 Fireplace
Brick
This home is getting attention
Listed 169 days ago · 203 views · 9 saves
Market activity
Demand and pricing signals for this listing
203 views
People checking out this listing
9 saves
Buyers have saved this home
169 days on market
Established listing
$284/sqft
Price per square foot
About this home
Single Family · Built 1978
Escape to the peace and serenity of this cozy 2-bedroom, 1-bath cabin nestled in a quiet, wooded setting just steps from the lake! Located in a sought-after lake resort community, this off-water gem offers the perfect blend of charm and modern comfort. House is fully furnished. Price can be adjusted if furnishings are not included.
Standout features identified
Our analysis highlights quiet wooded setting and steps from the lake as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,654/month
Principal & Interest$1,153
Property Tax$220
Insurance$73
HOA$208
Down payment20% ($44,000)
3%50%
Est. 6.84% rate · 30yr fixed · $176,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence, Residential
Year Built1978
HeatingElectric
CoolingDuctless
ParkingOpen Parking
HOA$2,500 annually
Days on Zillow169 Days
Price/sqft$284
Property
Home typeSingle Family
Sub-typeSingle Family Residence, Residential
StyleCottage
ConditionExisting Structure
Year built1978
Stories1
Systems
HeatingElectric
CoolingDuctless
RoofShingle
ConstructionVinyl Siding
Water / SewerPublic / Septic Tank
Parking & Outdoor
ParkingDriveway
Fireplaces1
Location & Tax
Neighborhood40359
Parcel0758001022.00
Bathrooms & Fees
Full baths1
HOA$208/mo
Features & details
8 categories of property features
Interior Features
Appliances
Other
See Remarks
Electric Oven
Convection Oven
Dishwasher
Heating
Electric
Cooling
Ductless
Fireplace
Brick
Windows
Vinyl Clad Window(s)
Exterior Features
Parking
Driveway
Construction
Vinyl Siding
Utilities
Cable Available
Water Available
Room details
2 rooms detailed
Primary Bedroom
First10×10 ft100 sqft
Carpet Flooring
Bedroom2
First10×10 ft100 sqft
Carpet Flooring
Listing insights
Market data and value estimates
StatusFor Sale
Days on market169
Tax rate0.75%
Price/sqft$284
On marketOct 22, 2025
PostedOct 22, 2025
MLS updatedNov 17, 2025
Tour days9
Views203
Favorites9
How are the schools in Owenton?
3 schools rated nearby
Location
Owenton, KY, 40359
Price history
4 events
DateEventPrice$/sqftSource
Oct 22, 2025Price Change$220,000$284NKMLS
Mar 4, 2022Pending Sale$139,900$180NKMLS
Jan 26, 2022Price Change$139,900$180NKMLS
Jan 14, 2022Listed For Sale$145,000$187NKMLS
Price Change$220,000
Oct 22, 2025•$284/sqft•NKMLS
Pending Sale$139,900
Mar 4, 2022•$180/sqft•NKMLS
Price Change$139,900
Jan 26, 2022•$180/sqft•NKMLS
Listed For Sale$145,000
Jan 14, 2022•$187/sqft•NKMLS
Nearby homes
Neighborhood details
Local context around this listing
Owenton, KY • Owen County
Nearby cities
GratzMontereyOwentonSparta
Nearby zip codes
40355403594108341098
Similar homes
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