For Sale68d on market
46 White Oak Cir Unit 46
Saint Charles, IL, 60174 • 60174 • Kane County
$354,000
$219/sqft
Down payment assistance available
2Beds
3Baths
1,618Sqft
1978Built
Property DNA
The Oaks
60174
Outdoor Living
Deck
1 Fireplace
Cozy heat source
2-Car Garage
Asphalt · Yes · Garage Owned · Detached · Garage
This home is in high demand
Listed 68 days ago · 36 views · Top 9% likely to sell soon
Market activity
Demand and pricing signals for this listing
36 views
People checking out this listing
68 days on market
Established listing
$219/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 9% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Condo · Built 1978
Beautiful townhome situated in a corner unit that allows for privacy. The location of this community can't be beat!!! Walking to both Geneva, and St Charles, located just a few blocks from the fox river. As you enter the foyer you'll note the open living space ,living space dining combo with fireplace.Updated kitchen with a breakfast bar. Door leading to private patio with mature trees, many perennials, fenced for privacy, backs up to residential single family homes. 2 Bed, 2 full baths with a 1/2 bath/ powder room on the main level. The loft area can be, perfect for a home office can easily be converted to a 3rd bedroom. The lower level has the laundry facilites as well as a beautiful bonus room that is currently being used as a 3rd bedroom.Perfect as is or ready for you to customize tailoring to your needs. The best value in St Charles!!!
Standout features identified
Our analysis highlights many perennials, fenced for privacy, and beautiful bonus room as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,632/month
Principal & Interest$1,735
Property Tax$354
Insurance$118
HOA$425
Down payment20% ($70,800)
3%50%
Est. 6.20% rate · 30yr fixed · $283,200 loan
Full calculator →At a glance
Key facts and listing details
TypeCondominium, Single Family Residence
Year Built1978
HeatingNatural Gas, Forced Air
CoolingCentral Air
Parking2 Garage spaces
HOA$425 monthly
Days on Zillow68 Days
Price/sqft$219
Property
Home typeCondo
Sub-typeCondominium, Single Family Residence
Year built1978
Systems
HeatingNatural Gas, Forced Air
CoolingCentral Air
RoofAsphalt
ConstructionCedar, Stone
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingAsphalt, Yes, Garage Owned, Detached, Garage
Garage2 spaces
BasementPartially Finished,Full
Fireplaces1
Location & Tax
Neighborhood60174
Annual tax$6,409
Parcel0934451162
Bathrooms & Fees
Full baths2
HOA$425/mo
Features & details
8 categories of property features
Interior Features
Appliances
Range
Microwave
Dishwasher
Refrigerator
Washer
Dryer
Stainless Steel Appliance(s)
Heating
Natural Gas
Forced Air
Cooling
Central Air
Accessibility
No Disability Access
Exterior Features
Parking
Asphalt
Yes
Garage Owned
Detached
Garage
Construction
Cedar
Stone
Patio & Porch
Deck
Lot Features
Landscaped
Room details
19 rooms detailed
Master Bedroom
Second12×16 ft192 sqft
Bathroom (Full)
Bedroom2
Second12×11 ft132 sqft
Bedroom3
Bedroom4
Other
Other
Listing insights
Market data and value estimates
StatusFor Sale
Days on market68
Est. value$347,000
Est. rent$2,654/mo
Tax rate2.15%
Price/sqft$219
On marketFeb 1, 2026
PostedFeb 1, 2026
Last sold$132,500
MLS statusContingent
MLS updatedFeb 23, 2026
Tour days6
Views36
How are the schools in Saint Charles?
3 schools rated nearby
Location
Saint Charles, IL, 60174
Price history
3 events
DateEventPrice$/sqftSource
Feb 23, 2026Contingent$354,000$219MRED as distributed by MLS GRID
Feb 1, 2026Listed For Sale$354,000$219MRED as distributed by MLS GRID
May 1, 2013Sold$132,500$82MRED as distributed by MLS GRID
Contingent$354,000
Feb 23, 2026•$219/sqft•MRED as distributed by MLS GRID
Listed For Sale$354,000
Feb 1, 2026•$219/sqft•MRED as distributed by MLS GRID
Sold$132,500
May 1, 2013•$82/sqft•MRED as distributed by MLS GRID
Nearby homes
Neighborhood details
Local context around this listing
Saint Charles, IL • Kane County
Nearby neighborhoods
Downtown St. CharlesEast GatewayWest Gateway
Nearby cities
AlgonquinAuroraBataviaCarpentersvilleElginGenevaHuntleyMontgomery
Nearby zip codes
6017460175
Similar homes
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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