For Sale98d on marketHistoric · 146 yrs
10 Lancaster St
Cherry Valley, NY, 13320 • 13320 • Otsego County
$180,000
$89/sqft
Down payment assistance available
2Baths
2,028Sqft
0.21 acLot
1880Built
Property DNA
Street Views
Street
Character Home
Built 1880 · 146 years of history
Residential/Commercial
13320
Outdoor Living
Deck
Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 98 days ago · 315 views · 9 saves
Market activity
Demand and pricing signals for this listing
315 views
People checking out this listing
9 saves
Buyers have saved this home
98 days on market
Established listing
$89/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 47% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Multi Family · Built 1880 · Historic
A Spacious and airy 2 family in the Historic Village of Cherry Valley, just minutes from Cooperstown, NY. This property offers off street parking, a lovely back yard and... a way to help pay the mortgage if you choose to live and rent. Originally a single family home built in the late 1800's, and used as a Tech Office for the past 40 years, this investment property has had many upgrades: rubber roof, replacement windows, additional insulation and most recently a remodeled kitchen and bathroom. The essential floorpan is the same both downstairs and upstairs: Two very large rooms with lots of natural light in the front of the building on either side of the central staircase with a kitchen/dining/bath area behind the front rooms along the width of the back of the building. The Downstairs apartment offers a sunny back deck overlooking the back yard off the dining area. The Upstairs unit could be used as a 2 bedroom if desired. Building needs some routine maintenance.
Standout features identified
Our analysis highlights rubber roof, off street parking, and central staircase as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,174/month
Principal & Interest$934
Property Tax$180
Insurance$60
Down payment20% ($36,000)
3%50%
Est. 6.75% rate · 30yr fixed · $144,000 loan
Full calculator →At a glance
Key facts and listing details
TypeMulti Family
Year Built1880
HeatingElectric, Propane, Baseboard, Forced Air
CoolingWall/Window Unit(s)
ParkingOpen Parking
Days on Zillow98 Days
Price/sqft$89
Property
Home typeMulti Family
Sub-typeMulti Family
Year built1880
Stories2
Systems
HeatingElectric, Propane, Baseboard, Forced Air
CoolingWall/Window Unit(s)
RoofFlat
ConstructionFrame, Wood Siding
Water / SewerMunicipal / Private Septic
Parking & Outdoor
ParkingDriveway
BasementFull,Unfinished,Walk-Out Access
Lot9,147 sqft
Location & Tax
Neighborhood13320
Annual tax$4,209
Parcel362401581415700
Bathrooms & Fees
Full baths2
Features & details
8 categories of property features
Interior Features
Flooring
Hardwood
Carpet
Laminate
Linoleum
Heating
Electric
Propane
Baseboard
Forced Air
Cooling
Wall/Window Unit(s)
Exterior Features
Parking
Driveway
Construction
Frame
Wood Siding
Patio & Porch
Deck
Lot Features
Trees
Views
Street
Listing insights
Market data and value estimates
StatusFor Sale
Days on market98
Est. value$177,500
Est. rent$1,186/mo
Tax rate1.65%
Price/sqft$89
On marketDec 18, 2025
PostedDec 18, 2025
Last sold$60,000
MLS updatedJan 12, 2026
Tour days9
Views315
Favorites9
How are the schools in Cherry Valley?
1 school rated nearby
Location
Cherry Valley, NY, 13320
Price history
4 events
DateEventPrice$/sqftSource
Dec 18, 2025Listed For Sale$180,000$89NY State MLS
Oct 17, 2025Listing Removed$180,000$89NY State MLS
Aug 25, 2025Listed For Sale$180,000$89NY State MLS
Nov 12, 2003Sold$60,000$30Public Record
Listed For Sale$180,000
Dec 18, 2025•$89/sqft•NY State MLS
Listing Removed$180,000
Oct 17, 2025•$89/sqft•NY State MLS
Listed For Sale$180,000
Aug 25, 2025•$89/sqft•NY State MLS
Sold$60,000
Nov 12, 2003•$30/sqft•Public Record
Tax history
11 years of records
YearTax paidAssessed value
Mar 27, 2024—$119,400
Mar 27, 2023—$119,400
Mar 27, 2022—$119,400
Mar 27, 2021—$119,400
Mar 27, 2020—$119,400
Mar 27, 2019—$119,400
Mar 27, 2018—$119,400
Mar 27, 2017$2,572$119,400
Mar 27, 2016$1,204$119,400
Mar 27, 2015—$119,400
Mar 27, 2014—$119,400
Nearby homes
Neighborhood details
Local context around this listing
Cherry Valley, NY • Otsego County
Nearby cities
Cherry ValleyCooperstownMount UptonNew BerlinOneontaOtegoRichfield SpringsUnadilla
Nearby zip codes
133201345013488
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