For Sale47d on market
676 Cottonwood Dr
Richmond, KY, 40475 • 40475 • Madison County
$185,000
$172/sqft
Down payment assistance available
3Beds
1Baths
1,075Sqft
0.25 acLot
1980Built
Property DNA
Ranch Style
Built 1980 · 46 years of history
Old South Estates
40475
Shed(s)
Shed(s)
Tile Floors
Quality flooring throughout
This home is getting attention
Listed 47 days ago · 1,342 views · 78 saves
Market activity
Demand and pricing signals for this listing
1,342 views
People checking out this listing
78 saves
Buyers have saved this home
47 days on market
Established listing
$172/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 20% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1980
Back on the Market Due to No Fault of the Home! - 24 Hour Kickout in Place - Welcome to 676 Cottonwood Drive — a 3-bedroom, 1-bath home offering a comfortable layout and a chance to step into ownership with confidence. Inside, you'll find a functional floor plan designed for everyday living. The spaces flow naturally, making it easy to settle in, host friends, or simply enjoy a quiet night at home. Each room is thoughtfully proportioned to maximize usability and flexibility. Major system updates provide added peace of mind, including an HVAC system just 3 years old, a roof less than 3 years old, and a water heater that's under a year old — giving reassurance that the essential components are already in place. Outside, a detached storage building adds valuable extra space for tools, hobbies, or seasonal storage. With inventory at this level remaining limited, 676 Cottonwood Drive presents a meaningful opportunity for those looking to establish roots or add to their investment portfolio — all in a super convenient location close to everyday essentials.
Standout features identified
Our analysis highlights detached storage building, comfortable layout, and spaces flow naturally as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,215/month
Principal & Interest$968
Property Tax$185
Insurance$62
Down payment20% ($37,000)
3%50%
Est. 6.83% rate · 30yr fixed · $148,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1980
HeatingElectric, Heat Pump
CoolingElectric, Heat Pump
ParkingOpen Parking
Lot10,824 sqft
Days on Zillow47 Days
Price/sqft$172
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch
Year built1980
Systems
HeatingElectric, Heat Pump
CoolingElectric, Heat Pump
RoofComposition
ConstructionBrick Veneer
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingDriveway
BasementInterior Entry,Unfinished
Lot10,824 sqft
Location & Tax
Neighborhood40475
Annual tax$854
ParcelR01400020064
Bathrooms & Fees
Full baths1
Features & details
11 categories of property features
Interior Features
Interior
Eat-in Kitchen
Appliances
Refrigerator
Range
Flooring
Tile
Vinyl
Heating
Electric
Heat Pump
Cooling
Electric
Heat Pump
Laundry
Electric Dryer Hookup
Washer Hookup
Windows
Blinds
Exterior Features
Parking
Driveway
Construction
Brick Veneer
Utilities
Cable Available
Electricity Connected
Phone Available
Sewer Connected
Water Connected
Other Structures
Shed(s)
Room details
7 rooms detailed
Master Bedroom
FirstBedroom2
FirstBedroom3
FirstBathroom1
FirstKitchen
FirstLiving Room
FirstListing insights
Market data and value estimates
StatusFor Sale
Days on market47
Tax rate0.82%
Price/sqft$172
On marketApr 13, 2026
PostedFeb 26, 2026
Last sold$88,000
MLS updatedApr 13, 2026
Tour days9
Views1,342
Favorites78
How are the schools in Richmond?
3 schools rated nearby
Location
Richmond, KY, 40475
Price history
8 events
DateEventPrice$/sqftSource
Apr 13, 2026Listed For Sale$185,000$172Imagine MLS
Apr 5, 2026Pending Sale$185,000$172BHHS broker feed
Apr 4, 2026Contingent$185,000$172Imagine MLS
Feb 26, 2026Listed For Sale$185,000$172Imagine MLS
Jan 30, 2020Sold$88,000$82Imagine MLS
Jan 4, 2020Pending Sale$95,000$88White Realty, LLC
Aug 27, 2019Listed For Sale$95,000$88White Realty, LLC
Feb 10, 2016Sold$50,000$47Imagine MLS
Listed For Sale$185,000
Apr 13, 2026•$172/sqft•Imagine MLS
Pending Sale$185,000
Apr 5, 2026•$172/sqft•BHHS broker feed
Contingent$185,000
Apr 4, 2026•$172/sqft•Imagine MLS
Listed For Sale$185,000
Feb 26, 2026•$172/sqft•Imagine MLS
Sold$88,000
Jan 30, 2020•$82/sqft•Imagine MLS
Pending Sale$95,000
Jan 4, 2020•$88/sqft•White Realty, LLC
Listed For Sale$95,000
Aug 27, 2019•$88/sqft•White Realty, LLC
Sold$50,000
Feb 10, 2016•$47/sqft•Imagine MLS
Tax history
10 years of records
YearTax paidAssessed value
Apr 15, 2023$854$88,000
Apr 15, 2022$856$88,000
Apr 15, 2021$872$88,000
Apr 15, 2018$126$50,000
Apr 15, 2017$125$50,000
Apr 15, 2016$131$50,000
Apr 15, 2015$662$68,000
Apr 15, 2014$651$68,000
Apr 15, 2012$651$46,000
Apr 15, 2011$441$77,000
Nearby homes
Neighborhood details
Local context around this listing
Richmond, KY • Madison County
Nearby cities
BereaRichmondWaco
Nearby zip codes
4047540476
Similar homes
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