For Sale122d on marketHistoric · 176 yrs
14 E Main St
Waterloo, NY, 13165 • 13165 • Seneca County
$249,900
$72/sqft
Down payment assistance available
1Beds
4Baths
3,494Sqft
0.06 acLot
1850Built
Property DNA
Triplex Style
Built 1850 · 176 years of history
Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 122 days ago · 369 views · 18 saves
Market activity
Demand and pricing signals for this listing
369 views
People checking out this listing
18 saves
Buyers have saved this home
122 days on market
Established listing
$72/sqft
Price per square foot
About this home
Multi Family · Built 1850 · Historic
Prime investment opportunity in the Village of Waterloo. Located in the heart of the Finger Lakes region, this 3-unit building offers 3,494 sq ft of versatile space, featuring a first-floor storefront/bar space, 1 bedroom apartment and a studio apartment, ensuring immediate cashflow. Located in Waterloo's vibrant village, surrounded by shops and amenities, this property offers strong rental income potential. Bar business available for purchase for $75,000 including contents and food truck.
Estimated monthly payment
Based on current rates
$1,630/month
Principal & Interest$1,297
Property Tax$250
Insurance$83
Down payment20% ($49,980)
3%50%
Est. 6.75% rate · 30yr fixed · $199,920 loan
Full calculator →At a glance
Key facts and listing details
TypeMixed Use, Triplex, Multi Family
Year Built1850
HeatingGas, Forced Air
ParkingTwo or More Spaces
Days on Zillow122 Days
Price/sqft$72
Property
Home typeMulti Family
Sub-typeMixed Use, Triplex, Multi Family
StyleTriplex
ConditionResale
Year built1850
Stories2
Systems
HeatingGas, Forced Air
RoofMembrane,Rubber
ConstructionStucco
Water / SewerConnected, Public / Connected
Parking & Outdoor
ParkingTwo or More Spaces
BasementFull
Lot2,613 sqft
Location & Tax
Neighborhood13165
Annual tax$3,703
Parcel45380113103
Bathrooms & Fees
Full baths2
Features & details
7 categories of property features
Interior Features
Appliances
Gas Water Heater
Flooring
Hardwood
Varies
Heating
Gas
Forced Air
Exterior Features
Parking
Two or More Spaces
Construction
Stucco
Lot Features
Rectangular
Rectangular Lot
Utilities
Sewer Connected
Water Connected
Listing insights
Market data and value estimates
StatusFor Sale
Days on market122
Tax rate2.29%
Price/sqft$72
On marketDec 8, 2025
PostedDec 8, 2025
Last sold$165,000
MLS statusActive
MLS updatedDec 19, 2025
Tour days9
Views369
Favorites18
How are the schools in Waterloo?
3 schools rated nearby
Location
Waterloo, NY, 13165
Price history
8 events
DateEventPrice$/sqftSource
Dec 8, 2025Listed For Sale$249,900$72NYSAMLSs
Nov 1, 2025Listing Removed$249,900$72NYSAMLSs
Jul 23, 2025Price Change$249,900$72NYSAMLSs
Feb 25, 2025Listed For Sale$269,000$77NYSAMLSs
Jan 4, 2025Pending Sale$269,000$77NYSAMLSs
Dec 2, 2024Listed For Sale$269,000$77NYSAMLSs
Sep 25, 2019Sold$165,000$47Public Record
May 27, 2016Sold$185,000$53Public Record
Listed For Sale$249,900
Dec 8, 2025•$72/sqft•NYSAMLSs
Listing Removed$249,900
Nov 1, 2025•$72/sqft•NYSAMLSs
Price Change$249,900
Jul 23, 2025•$72/sqft•NYSAMLSs
Listed For Sale$269,000
Feb 25, 2025•$77/sqft•NYSAMLSs
Pending Sale$269,000
Jan 4, 2025•$77/sqft•NYSAMLSs
Listed For Sale$269,000
Dec 2, 2024•$77/sqft•NYSAMLSs
Sold$165,000
Sep 25, 2019•$47/sqft•Public Record
Sold$185,000
May 27, 2016•$53/sqft•Public Record
Tax history
11 years of records
YearTax paidAssessed value
Apr 10, 2024—$80,200
Apr 10, 2023—$80,200
Apr 10, 2022—$80,200
Apr 10, 2021—$80,200
Apr 10, 2020—$80,200
Apr 10, 2019—$80,200
Apr 10, 2018—$80,200
Apr 10, 2017$3,579$80,200
Apr 10, 2016—$72,200
Apr 10, 2015—$72,200
Apr 10, 2014—$72,200
Nearby homes
Neighborhood details
Local context around this listing
Waterloo, NY • Seneca County
Nearby cities
GenevaInterlakenLodiOvidPhelpsRomulusSavannahSeneca Falls
Nearby zip codes
13165
Similar homes
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-04-10 00:51:40 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.
No obligation · Same-day response