Sold334d on market
1185 Bay Street
Lummi Island, WA, 98262 • 98262 • Whatcom County
$547,000
$412/sqft
2Beds
1Baths
1,328Sqft
0.15 acLot
2001Built
Property DNA
Scenic Views
See Remarks · Territorial
Lummi Island
98262
Outdoor Living
Fireplace · Laminate · Skylight(s)
1 Fireplace
Main Level: 1 · Fireplace
2-Car Garage
Detached Garage · Off Street · RV Parking
Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 334 days ago · 7 views
Market activity
Demand and pricing signals for this listing
7 views
People checking out this listing
334 days on market
Established listing
$412/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 12% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 2001
Welcome home to this bright, spacious, and solidly built Northwest retreat! Vaulted wood ceilings, large windows, & beautiful hardwood floors create a warm, inviting feel. Crafted with quality and care, this home offers lasting comfort and style. The main level features two bedrooms, plus a vaulted loft for extra space. Step onto the walk-out deck to relax or entertain. The oversized 2+ car garage provides ample parking and storage. Thoughtful, artistic landscaping adds charm with low upkeep. Homeownership includes access to a swimming lake, saltwater beach, boat launch, and clubhouse. The beach and boat launch are a five-minute walk away. With filtered water views & easy kayak & boat launch access, adventure is right outside your door!
Standout features identified
Our analysis highlights filtered water views, walk-out deck, and beautiful hardwood floors as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,443/month
Principal & Interest$2,676
Property Tax$547
Insurance$182
HOA$38
Down payment20% ($109,400)
3%50%
Est. 6.18% rate · 30yr fixed · $437,600 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built2001
HeatingFireplace, Electric, Propane
CoolingNone
Parking2 Garage spaces
HOA$460 annually
Lot6,490 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
ConditionVery Good
Year built2001
Stories2
Systems
HeatingFireplace, Electric, Propane
CoolingNone
RoofComposition
ConstructionWood Siding
Water / SewerCommunity, See Remarks, Company: Lummi Island Scenic Estates / Septic Tank, Company: Septic
Parking & Outdoor
ParkingDetached Garage, Off Street, RV Parking
Garage2 spaces
Fireplaces1
Lot6,490 sqft
Location & Tax
Neighborhood98262
ZoningRF
Annual tax$2,930
Parcel3701235534100000
Bathrooms & Fees
Full baths1
HOA$38/mo
Features & details
12 categories of property features
Interior Features
Appliances
Dishwasher(s)
Dryer(s)
Microwave(s)
Refrigerator(s)
Stove(s)/Range(s)
Washer(s)
Flooring
Hardwood
Laminate
Carpet
Heating
Fireplace
Electric
Propane
Cooling
None
Fireplace
Main Level: 1
Fireplace
Windows
Skylight(s)
Exterior Features
Parking
Detached Garage
Off Street
RV Parking
Construction
Wood Siding
Patio & Porch
Fireplace
Laminate
Skylight(s)
Lot Features
Paved
Deck
High Speed Internet
Propane
RV Parking
Community
Boat Launch
CCRs
Clubhouse
Views
See Remarks
Territorial
Room details
9 rooms detailed
Bedroom
MainBedroom
MainBathroom Full
MainBonus Room
Dining Room
MainEntry Hall
MainListing insights
Market data and value estimates
StatusSold
Days on market334
Est. value$560,800
Est. rent$2,111/mo
Tax rate0.70%
Price/sqft$412
On marketApr 28, 2025
PostedFeb 27, 2025
Last sold$547,000
MLS statusSold
MLS updatedJun 7, 2025
Tour days6
Views7
How are the schools in Lummi Island?
3 schools rated nearby
Location
Lummi Island, WA, 98262
Price history
4 events
DateEventPrice$/sqftSource
May 7, 2025Sold$547,000$412NWMLS as distributed by MLS GRID
Apr 8, 2025Pending Sale$550,000$414NWMLS as distributed by MLS GRID
Feb 27, 2025Listed For Sale$550,000$414NWMLS as distributed by MLS GRID
Nov 20, 2007Sold$309,000$233NWMLS as distributed by MLS GRID
Sold$547,000
May 7, 2025•$412/sqft•NWMLS as distributed by MLS GRID
Pending Sale$550,000
Apr 8, 2025•$414/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$550,000
Feb 27, 2025•$414/sqft•NWMLS as distributed by MLS GRID
Sold$309,000
Nov 20, 2007•$233/sqft•NWMLS as distributed by MLS GRID
Tax history
23 years of records
YearTax paidAssessed value
Apr 7, 2024$3,710$452,591
Apr 7, 2023$3,299$436,114
Apr 7, 2022$3,259$364,957
Apr 7, 2021$2,930$294,324
Apr 7, 2020$2,518$241,240
Apr 7, 2019$2,518$218,812
Apr 7, 2018$2,514$226,482
Apr 7, 2017$2,255$190,002
Apr 7, 2016$2,467$187,001
Apr 7, 2015$2,264$180,957
Apr 7, 2014$2,264$165,495
Apr 7, 2013$2,097$160,328
Apr 7, 2012—$221,958
Apr 7, 2011—$227,803
Apr 7, 2010—$227,803
Apr 7, 2009$2,337$235,735
Apr 7, 2008$1,507$235,735
Apr 7, 2007$1,507$137,755
Apr 7, 2005$1,602$137,755
Apr 7, 2004$160$119,570
Apr 7, 2003$1,471$105,120
Apr 7, 2002$1,412$105,120
Apr 7, 2001$1,425$105,120
Nearby homes
Neighborhood details
Local context around this listing
Lummi Island, WA • Whatcom County
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
98262
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Based on information submitted to the MLS GRID as of 2026-04-07 09:08:19 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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