Sold706d on market
4118 Stuart Circle
Ferndale, WA, 98248 • 98248 • Whatcom County
$530,000
$276/sqft
2Beds
2Baths
1,920Sqft
0.26 acLot
1974Built
Property DNA
Waterfront Property
Bank-Low, Lake, No Bank
Lake Views
Lake
Sandy Point
98248
Outdoor Living
Hardwood · Wall to Wall Carpet · Bath Off Primary · Ceiling Fan(s) · Double Pane/Storm Window · Loft · Vaulted Ceiling(s) · Walk-In Pantry · Fireplace
1 Fireplace
Gas · Main Level: 1 · Fireplace
2-Car Garage
RV Parking · Attached Carport · Driveway · Attached Garage
Hardwood Floors
Quality flooring throughout
This home is in high demand
Listed 706 days ago · 2 views · Top 1% likely to sell soon
Market activity
Demand and pricing signals for this listing
2 views
People checking out this listing
706 days on market
Established listing
$276/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 1% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1974
Beautiful lakeside setting, western exposure for amazing sunsets, large deck for outdoor living, covered parking + off-street parking for boat or RV! Lovely one level, 2 bdrm, 2 bath home + office & loft, cozy Living Room fireplace, Kitchen w/ Breakfast bar & Dining space with a view. Located on Agate Lake, in a private, serene spot next to greenspace. The lake is great for kayaking, SUP, or just enjoying sunsets on the deck, or 2nd level balcony. Metal roof too! Sandy Point amenities: Boat Launch, Marina, Golf Course, Clubhouse, Tennis, Play Areas. Go fishing, crabbing, & San Juan Islands cruising! Property sold AS IS. Big price reduction due to deferred maintenance and some needed repairs. Inspection and bids available.
Standout features identified
Our analysis highlights golf course, view of the water, and covered parking as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,339/month
Principal & Interest$2,593
Property Tax$530
Insurance$177
HOA$40
Down payment20% ($106,000)
3%50%
Est. 6.18% rate · 30yr fixed · $424,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1974
HeatingFireplace, Baseboard, Insert, Wall Unit(s), Electric, Propane
CoolingNone
Parking2 Attached Garage spaces
HOA$40 monthly
Lot0.26 Acres
Offer Review Date2024-03-19
Property
Home typeSingle Family
Sub-typeSingle Family Residence
ConditionGood
Year built1974
Systems
HeatingFireplace, Baseboard, Insert, Wall Unit(s), Electric, Propane
CoolingNone
RoofMetal
ConstructionWood Siding
Water / SewerCommunity, Company: Sandy Point Improvement Co / Sewer Connected, Company: Lummi Sewer
Parking & Outdoor
ParkingRV Parking, Attached Carport, Driveway, Attached Garage
Garage2 spaces
BasementNone
Fireplaces1
Lot0.26 Acres
Location & Tax
Neighborhood98248
Annual tax$4,351
Parcel3801085185590000
Bathrooms & Fees
Full baths1
HOA$40/mo
Features & details
15 categories of property features
Interior Features
Interior
Bath Off Primary
Ceiling Fan(s)
Loft
Appliances
Dishwashers_
GarbageDisposal_
Microwaves_
Refrigerators_
StovesRanges_
Dishwasher(s)
Garbage Disposal
Microwave(s)
Refrigerator(s)
Stove(s)/Range(s)
Water Heater Location: Hall closet
Flooring
Hardwood
Vinyl
Carpet
Heating
Fireplace
Baseboard
Insert
Wall Unit(s)
Electric
Propane
Cooling
None
Fireplace
Gas
Main Level: 1
Fireplace
Windows
Double Pane/Storm Window
Exterior Features
Parking
RV Parking
Attached Carport
Driveway
Attached Garage
Construction
Wood Siding
Patio & Porch
Hardwood
Wall to Wall Carpet
Bath Off Primary
Ceiling Fan(s)
Double Pane/Storm Window
Loft
Vaulted Ceiling(s)
Walk-In Pantry
Fireplace
Lot Features
Dead End Street
Paved
Cable TV
Deck
Fenced-Partially
High Speed Internet
Propane
RV Parking
Community
Athletic Court
Boat Launch
CCRs
Clubhouse
Golf
Playground
Views
Lake
Pool Features
Community
Utilities
Xfinity
Xfinity
Ziply
Room details
10 rooms detailed
Master Bedroom
MainBedroom
MainBathroom Full
MainBathroom Three Quarter
MainBonus Room
SecondDen Office
MainListing insights
Market data and value estimates
StatusSold
Days on market706
Est. value$598,000
Est. rent$2,942/mo
Tax rate0.70%
Price/sqft$276
On marketApr 20, 2023
PostedMar 15, 2024
Last sold$530,000
MLS statusSold
MLS updatedApr 30, 2024
Tour days6
Views2
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, WA, 98248
Price history
6 events
DateEventPrice$/sqftSource
Apr 30, 2024Sold$530,000$276NWMLS as distributed by MLS GRID
Mar 20, 2024Pending Sale$515,000$268NWMLS as distributed by MLS GRID
Mar 15, 2024Listed For Sale$515,000$268NWMLS as distributed by MLS GRID
May 3, 2010Sold$343,000$179NWMLS as distributed by MLS GRID
Feb 28, 2010Listed For Sale$329,900$172Muljat Group
Nov 28, 2001Sold$156,438$81Public Record
Sold$530,000
Apr 30, 2024•$276/sqft•NWMLS as distributed by MLS GRID
Pending Sale$515,000
Mar 20, 2024•$268/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$515,000
Mar 15, 2024•$268/sqft•NWMLS as distributed by MLS GRID
Sold$343,000
May 3, 2010•$179/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$329,900
Feb 28, 2010•$172/sqft•Muljat Group
Sold$156,438
Nov 28, 2001•$81/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2024$4,864$593,041
Apr 7, 2023$4,352$619,101
Apr 7, 2022$4,201$513,773
Apr 7, 2021$3,715$414,023
Apr 7, 2020$3,162$318,533
Apr 7, 2019$3,162$306,700
Apr 7, 2018$3,364$265,646
Apr 7, 2017$2,576$252,828
Apr 7, 2016$3,199$247,561
Apr 7, 2015$2,876$241,496
Apr 7, 2014$2,876$226,484
Apr 7, 2013$2,678$226,484
Apr 7, 2012—$226,484
Apr 7, 2011—$216,376
Apr 7, 2010—$216,376
Apr 7, 2009$2,033$217,955
Apr 7, 2008$2,151$196,480
Apr 7, 2007$2,151$196,480
Apr 7, 2005$2,001$196,480
Apr 7, 2004$2,001$151,250
Apr 7, 2003$2,112$151,250
Apr 7, 2002$2,007$151,250
Apr 7, 2001$2,054$151,250
Apr 7, 2000—$140,345
Apr 7, 1999—$140,345
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, WA • Whatcom County
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
98248
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 14:18:56 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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