Sold115d on market
127 S Garden Terrace
Bellingham, WA, 98225 • South Hill • Whatcom County
$1,280,000
$509/sqft
3Beds
3Baths
2,516Sqft
0.18 acLot
1971Built
Property DNA
Waterfront Property
Direct water access
Scenic Views
Bay · City · Ocean · Territorial
South Hill
South Hill
Outdoor Living
Bath Off Primary · Double Pane/Storm Window · Fireplace · French Doors · Vaulted Ceiling(s)
1 Fireplace
Gas · Main Level: 1 · Fireplace
Ceramic Tile & Engineered Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 115 days ago · 25 views
Market activity
Demand and pricing signals for this listing
25 views
People checking out this listing
115 days on market
Established listing
$509/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 24% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1971
“Treehouse” South Hill retreat with endless views of the San Juans & Bellingham Bay! Vaulted fir-beamed ceilings, skylights, chef’s kitchen & primary on the main. Lower level offers flexible living, plus an additional lower-level suite with separate entry ideal for office, gym, guest suite, or 4th bedroom. Recent updates include new water heater, updated plumbing & fresh finishes. Multiple decks & porches invite true indoor/outdoor living-start the day with sunshine, gather for summer meals, and unwind with spectacular sunsets and sailboat races. Fully fenced, dog-friendly yards, abundant storage, & two secure bike storage areas. Walkable to Fairhaven, Downtown, trails & waterfront, all in a highly sought-after South Hill neighborhood.
Standout features identified
Our analysis highlights spectacular sunsets, vaulted fir-beamed ceilings, and flexible living as key attractions of this home.
Estimated monthly payment
Based on current rates
$7,970/month
Principal & Interest$6,264
Property Tax$1,280
Insurance$427
Down payment20% ($256,000)
3%50%
Est. 6.19% rate · 30yr fixed · $1,024,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1971
HeatingFireplace, Fireplace Insert, Forced Air, Wall Unit(s), Geothermal, Natural Gas
CoolingNone
Parking2 Carport spaces
Lot7,840 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1971
Stories2
Systems
HeatingFireplace, Fireplace Insert, Forced Air, Wall Unit(s), Geothermal, Natural Gas
CoolingNone
RoofComposition
ConstructionWood Siding
Water / SewerPublic, Company: City of Bellingham / Sewer Connected, Company: City of Bellingham
Parking & Outdoor
ParkingAttached Carport, Driveway
BasementFinished
Fireplaces1
Lot7,840 sqft
Location & Tax
NeighborhoodSouth Hill
Annual tax$8,924
Parcel3802364231160000
Bathrooms & Fees
Full baths1
Features & details
12 categories of property features
Interior Features
Interior
Bath Off Primary
Appliances
Dishwasher(s)
Disposal
Dryer(s)
Microwave(s)
Refrigerator(s)
Stove(s)/Range(s)
Washer(s)
Garbage Disposal
Flooring
Bamboo/Cork
Ceramic Tile
Engineered Hardwood
Vinyl
Carpet
Heating
Fireplace
Fireplace Insert
Forced Air
Wall Unit(s)
Geothermal
Natural Gas
Cooling
None
Fireplace
Gas
Main Level: 1
Fireplace
Windows
Double Pane/Storm Window
Exterior Features
Parking
Attached Carport
Driveway
Construction
Wood Siding
Patio & Porch
Bath Off Primary
Double Pane/Storm Window
Fireplace
French Doors
Vaulted Ceiling(s)
Lot Features
Paved
Deck
Electric Car Charging
Fenced-Fully
High Speed Internet
Patio
Views
Bay
City
Ocean
Territorial
Room details
13 rooms detailed
Master Bedroom
MainBedroom
LowerBedroom
LowerBathroom Full
LowerBathroom Three Quarter
MainOther
LowerListing insights
Market data and value estimates
StatusSold
Days on market115
Est. value$1,293,100
Est. rent$4,259/mo
Tax rate0.70%
Price/sqft$509
On marketNov 20, 2025
PostedSep 25, 2025
Last sold$1,280,000
MLS statusSold
MLS updatedJan 12, 2026
Tour days6
Views25
How are the schools in Bellingham?
3 schools rated nearby
Location
Bellingham, WA, 98225
Price history
13 events
DateEventPrice$/sqftSource
Dec 12, 2025Sold$1,280,000$509NWMLS as distributed by MLS GRID
Nov 18, 2025Pending Sale$1,300,000$517NWMLS as distributed by MLS GRID
Sep 25, 2025Listed For Sale$1,300,000$517NWMLS as distributed by MLS GRID
Jan 3, 2023Sold$1,275,000$507NWMLS as distributed by MLS GRID
Nov 16, 2022Pending Sale$1,175,000$467NWMLS as distributed by MLS GRID
Nov 11, 2022Listed For Sale$1,175,000$467NWMLS as distributed by MLS GRID
Oct 18, 2018Sold$739,000$294NWMLS as distributed by MLS GRID
Sep 16, 2018Pending Sale$739,000$294Windermere Real Estate/Whatcom, Inc.
Sep 13, 2018Listed For Sale$739,000$294Windermere Real Estate/Whatcom, Inc.
Jul 5, 2011Sold$600,280$239Public Record
Apr 15, 2011Pending Sale$639,000$254Muljat Group
Feb 11, 2011Listed For Sale$639,000$254Muljat Group
Oct 28, 2009Sold$399,280$159Public Record
Sold$1,280,000
Dec 12, 2025•$509/sqft•NWMLS as distributed by MLS GRID
Pending Sale$1,300,000
Nov 18, 2025•$517/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$1,300,000
Sep 25, 2025•$517/sqft•NWMLS as distributed by MLS GRID
Sold$1,275,000
Jan 3, 2023•$507/sqft•NWMLS as distributed by MLS GRID
Pending Sale$1,175,000
Nov 16, 2022•$467/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$1,175,000
Nov 11, 2022•$467/sqft•NWMLS as distributed by MLS GRID
Sold$739,000
Oct 18, 2018•$294/sqft•NWMLS as distributed by MLS GRID
Pending Sale$739,000
Sep 16, 2018•$294/sqft•Windermere Real Estate/Whatcom, Inc.
Listed For Sale$739,000
Sep 13, 2018•$294/sqft•Windermere Real Estate/Whatcom, Inc.
Sold$600,280
Jul 5, 2011•$239/sqft•Public Record
Pending Sale$639,000
Apr 15, 2011•$254/sqft•Muljat Group
Listed For Sale$639,000
Feb 11, 2011•$254/sqft•Muljat Group
Sold$399,280
Oct 28, 2009•$159/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 7, 2024$8,924$1,090,538
Apr 7, 2023$8,787$1,129,527
Apr 7, 2022$8,128$961,305
Apr 7, 2021$7,201$775,267
Apr 7, 2020$6,693$680,053
Apr 7, 2019$6,693$645,518
Apr 7, 2018$6,573$553,082
Apr 7, 2017$5,617$490,935
Apr 7, 2016$5,831$451,946
Apr 7, 2015$4,679$428,553
Apr 7, 2014$4,679$408,139
Apr 7, 2013$4,605$389,886
Apr 7, 2012—$380,236
Apr 7, 2011—$380,225
Apr 7, 2010—$389,149
Apr 7, 2009$3,719$412,475
Apr 7, 2008$2,731$412,475
Apr 7, 2007$2,731$277,420
Apr 7, 2005$3,161$277,420
Apr 7, 2004$3,161$277,420
Apr 7, 2003$2,644$218,475
Apr 7, 2002$2,572$218,475
Apr 7, 2001$2,581$218,475
Apr 7, 2000—$218,475
Apr 7, 1999—$181,985
Nearby homes
Neighborhood details
Local context around this listing
Bellingham, WA • Whatcom County
Nearby neighborhoods
BarkleyBirchwoodHappy ValleyMarietta-AlderwoodMeridianPugetRooseveltSamish HillSehomeSudden Valley
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
9822598226982279822898229
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Based on information submitted to the MLS GRID as of 2026-04-07 10:58:35 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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