Sold138d on market
4522 E Oregon Street
Bellingham, WA, 98226 • Silver Beach • Whatcom County
$1,065,000
$335/sqft
4Beds
3Baths
3,178Sqft
0.2 acLot
1990Built
Property DNA
Waterfront Property
Direct water access
Scenic Views
Lake · Territorial
Craftsman Style
Built 1990 · 36 years of history
Silver Beach
Silver Beach
Outdoor Living
Bath Off Primary · Double Pane/Storm Window · Dining Room · Fireplace · Skylight(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Water Heater · Wet Bar · Wired for Generator
1 Fireplace
Gas · Main Level: 1 · Fireplace
2-Car Garage
Driveway · Attached Garage
Ceramic Tile & Engineered Hardwood Floors
Quality flooring throughout
Market activity
Demand and pricing signals for this listing
9 views
People checking out this listing
138 days on market
Established listing
$335/sqft
Price per square foot
About this home
Single Family · Built 1990
Tucked into one of Bellingham's desirable enclaves, experience timeless sophistication within this expansive daylight basement residence. Gracefully situated to capture lake & sunset views! Soaring ceiling over living room w/wall of windows. Updated kitchen w/tasteful tile backsplash, range w/hood, under cabinet lighting & shelving niches. Main level primary retreat w/ 3/4 bath en suite, heated floors & walk in closet. Addl bed on main w/adjacent full bath. Lighted staircase to LL. Wet bar for entertaining space. 3rd bed w/adjacent full bath. Lg laundry w/window & folding area. 4th bed or office. AC. Mature trees, landscaping, garden, hot tub, patio & deck. Level driveway+2 car garage. Entertain or enjoy a tranquil evening in, welcome home!
Standout features identified
Our analysis highlights lake and sunset views, updated kitchen, and lighted staircase as key attractions of this home.
Estimated monthly payment
Based on current rates
$6,673/month
Principal & Interest$5,253
Property Tax$1,065
Insurance$355
Down payment20% ($213,000)
3%50%
Est. 6.26% rate · 30yr fixed · $852,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1990
HeatingFireplace, 90%+ High Efficiency, Forced Air, Electric, Natural Gas
Cooling90%+ High Efficiency, Forced Air
Parking2 Attached Garage spaces
Lot8,712 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleCraftsman
ConditionVery Good
Year built1990
Stories1
Systems
HeatingFireplace, 90%+ High Efficiency, Forced Air, Electric, Natural Gas
Cooling90%+ High Efficiency, Forced Air
RoofComposition
ConstructionWood Siding, Wood Products
Water / SewerPublic, Company: City of Bellingham Water Services / Sewer Connected, Company: City of Bellingham Water Services
Parking & Outdoor
ParkingDriveway, Attached Garage
Garage2 spaces
BasementFinished
Fireplaces1
Lot8,712 sqft
Location & Tax
NeighborhoodSilver Beach
ZoningRS7.2
Annual tax$6,367
Parcel3803223334060000
Bathrooms & Fees
Full baths2
Features & details
15 categories of property features
Interior Features
Interior
Bath Off Primary
Dining Room
Appliances
Dishwasher(s)
Disposal
Dryer(s)
Microwave(s)
Refrigerator(s)
Stove(s)/Range(s)
Washer(s)
Garbage Disposal
Water Heater: Natural Gas
Water Heater Location: Basement Storage Room
Flooring
Ceramic Tile
Engineered Hardwood
Vinyl
Carpet
Heating
Fireplace
90%+ High Efficiency
Forced Air
Electric
Natural Gas
Cooling
90%+ High Efficiency
Forced Air
Fireplace
Gas
Main Level: 1
Fireplace
Windows
Double Pane/Storm Window
Skylight(s)
Exterior Features
Parking
Driveway
Attached Garage
Construction
Wood Siding
Wood Products
Patio & Porch
Bath Off Primary
Double Pane/Storm Window
Dining Room
Fireplace
Skylight(s)
Vaulted Ceiling(s)
Walk-In Closet(s)
Water Heater
Wet Bar
Wired for Generator
Lot Features
Dead End Street
Paved
Cable TV
Deck
Fenced-Partially
High Speed Internet
Hot Tub/Spa
Outbuildings
Patio
Community
CCRs
Trail(s)
Views
Lake
Territorial
Utilities
Xfinity
Xfinity
Other Equipment
Leased Equipment: None
Wired for Generator
Room details
14 rooms detailed
Master Bedroom
MainBedroom
LowerBedroom
LowerBedroom
MainBathroom Full
LowerBathroom Full
MainListing insights
Market data and value estimates
StatusSold
Days on market138
Est. value$1,077,500
Est. rent$3,651/mo
Tax rate0.70%
Price/sqft$335
On marketNov 6, 2025
PostedSep 18, 2025
Last sold$1,065,000
MLS statusSold
MLS updatedDec 27, 2025
Tour days6
Views9
How are the schools in Bellingham?
3 schools rated nearby
Location
Bellingham, WA, 98226
Price history
4 events
DateEventPrice$/sqftSource
Nov 26, 2025Sold$1,065,000$335NWMLS as distributed by MLS GRID
Nov 8, 2025Pending Sale$1,100,000$346NWMLS as distributed by MLS GRID
Nov 3, 2025Price Change$1,100,000$346NWMLS as distributed by MLS GRID
Sep 18, 2025Listed For Sale$1,150,000$362NWMLS as distributed by MLS GRID
Sold$1,065,000
Nov 26, 2025•$335/sqft•NWMLS as distributed by MLS GRID
Pending Sale$1,100,000
Nov 8, 2025•$346/sqft•NWMLS as distributed by MLS GRID
Price Change$1,100,000
Nov 3, 2025•$346/sqft•NWMLS as distributed by MLS GRID
Listed For Sale$1,150,000
Sep 18, 2025•$362/sqft•NWMLS as distributed by MLS GRID
Tax history
25 years of records
YearTax paidAssessed value
Apr 14, 2024$6,367$777,950
Apr 14, 2023$6,320$812,158
Apr 14, 2022$6,025$712,419
Apr 14, 2021$5,469$588,776
Apr 14, 2020$5,580$566,920
Apr 14, 2019$5,580$529,674
Apr 14, 2018$5,393$475,082
Apr 14, 2017$4,825$420,357
Apr 14, 2016$4,993$382,018
Apr 14, 2015$3,973$363,947
Apr 14, 2014$3,973$347,616
Apr 14, 2013$3,922$332,722
Apr 14, 2012—$332,722
Apr 14, 2011—$332,722
Apr 14, 2010—$332,722
Apr 14, 2009$2,754$333,890
Apr 14, 2008$3,007$305,485
Apr 14, 2007$3,007$305,485
Apr 14, 2005$2,395$305,485
Apr 14, 2004$2,395$210,160
Apr 14, 2003$2,544$210,160
Apr 14, 2002$2,474$210,160
Apr 14, 2001$2,483$210,160
Apr 14, 2000—$211,520
Apr 14, 1999—$211,520
Nearby homes
Neighborhood details
Local context around this listing
Bellingham, WA • Whatcom County
Nearby neighborhoods
BarkleyBirchwoodHappy ValleyMarietta-AlderwoodMeridianPugetRooseveltSamish HillSehomeSudden Valley
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
9822598226982279822898229
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Based on information submitted to the MLS GRID as of 2026-04-14 12:29:30 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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