For Sale173d on market
430 Ricoma Beach Rd
Bay City, MI, 48706 • 48706 • Bay County
$1,950,000
-$250,000 since Oct 17, 2025
4.1 acLot
Property DNA
On the Yes
Waterfront
Water Views
Water
This home is getting attention
Listed 173 days ago · 325 views · 11 saves
Market activity
Demand and pricing signals for this listing
325 views
People checking out this listing
11 saves
Buyers have saved this home
173 days on market
Established listing
About this home
Lot
Opportunity awaits to own 4 acres of breathtaking waterfront property in Bangor Township, featuring an incredible 800 feet of water frontage! Rarely does a property like this become available, making it a true gem for building your dream home or developing multiple homes as an investment. Take in the stunning water views while enjoying the convenience of being close to town. This land offers the perfect combination of peace, potential, and endless possibilities. Don’t let this rare opportunity pass you by. Reach out today to learn more!
Standout features identified
Our analysis highlights breathtaking waterfront property and stunning water views as key attractions of this home.
Estimated monthly payment
Based on current rates
$12,718/month
Principal & Interest$10,118
Property Tax$1,950
Insurance$650
Down payment20% ($390,000)
3%50%
Est. 6.75% rate · 30yr fixed · $1,560,000 loan
Full calculator →At a glance
Key facts and listing details
Property
Home typeLot
Sub-typeUnimproved Land
Systems
Water / SewerPublic Water at Street / Public At Street
Parking & Outdoor
Lot4.07 Acres
Location & Tax
Neighborhood48706
Annual tax$4,187
Parcel01003720001500
Features & details
2 categories of property features
Exterior Features
Lot Features
Large Lot - 65+ Ft.
Views
Water
Listing insights
Market data and value estimates
StatusFor Sale
Days on market173
Est. rent$1,438/mo
Tax rate1.41%
On marketOct 17, 2025
PostedOct 17, 2025
MLS updatedOct 17, 2025
Tour days6
Views325
Favorites11
How are the schools in Bay City?
3 schools rated nearby
Location
Bay City, MI, 48706
Price history
3 events
DateEventPrice$/sqftSource
Oct 17, 2025Price Change$1,950,000—MiRealSource
Jun 4, 2025Price Change$2,200,000—MiRealSource
Dec 9, 2024Listed For Sale$2,500,000—MiRealSource
Price Change$1,950,000
Oct 17, 2025•MiRealSource
Price Change$2,200,000
Jun 4, 2025•MiRealSource
Listed For Sale$2,500,000
Dec 9, 2024•MiRealSource
Tax history
24 years of records
YearTax paidAssessed value
Apr 9, 2024$3,310$234,750
Apr 9, 2023—$200,700
Apr 9, 2022—$198,200
Apr 9, 2021—$195,000
Apr 9, 2020$2,688$202,850
Apr 9, 2019—$203,600
Apr 9, 2018$2,688$206,400
Apr 9, 2017—$206,350
Apr 9, 2016—$190,500
Apr 9, 2015—$190,550
Apr 9, 2014—$77,750
Apr 9, 2013—$77,700
Apr 9, 2012—$77,150
Apr 9, 2011—$104,150
Apr 9, 2010—$104,200
Apr 9, 2009—$104,250
Apr 9, 2008—$109,600
Apr 9, 2007—$113,550
Apr 9, 2006—$113,550
Apr 9, 2005—$88,700
Apr 9, 2004—$88,700
Apr 9, 2003—$88,700
Apr 9, 2002—$88,700
Apr 9, 2001—$65,750
Nearby homes
Neighborhood details
Local context around this listing
Bay City, MI • Bay County
Nearby cities
AuburnBangor TownshipBay CityEssexvilleFreelandHamptonLinwoodMonitor
Nearby zip codes
48631487064870748708
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