For Sale2d on marketHistoric · 89 yrs
39 Spruce Ridge Dr
Bay City, MI, 48706 • 48706 • Bay County
$187,900
$183/sqft
Down payment assistance available
3Beds
1Baths
1,024Sqft
0.25 acLot
1937Built
Property DNA
Ranch Style
Built 1937 · 89 years of history
Bay Side Park Sub
48706
Outdoor Living
Deck · Porch
1 Fireplace
Living Room
Shed(s)
Shed(s)
2d on Market
Listed Apr 6, 2026
This home is getting attention
Listed 2 days ago · 515 views · 25 saves
Market activity
Demand and pricing signals for this listing
515 views
People checking out this listing
25 saves
Buyers have saved this home
2 days on market
Just listed — act fast
$183/sqft
Price per square foot
About this home
Single Family · Built 1937 · Historic
This beautifully updated home offers quality, comfort, and peace of mind throughout. This move-in-ready property has been carefully improved with attention to detail and long-term durability in mind. Recent updates include new vinyl siding, a new roof, newer windows, new electrical from the mast throughout the home, a new furnace, new plumbing, and a new water heater. Inside, you’ll appreciate the remodeled kitchen and bathroom, along with new flooring and a cozy new fireplace that adds warmth and character to the living space. Thoughtful finishes can be found throughout, creating a home that truly stands out and allows the next owners to move in with confidence. Additionally, enjoy the views from a brand-new front porch and back deck—perfect for relaxing or entertaining. The home’s location is just a short walk to the Kawkawlin River and surrounding Saginaw Bay area. With so much to see and appreciate, this is a home you won’t want to miss
Standout features identified
Our analysis highlights thoughtful finishes, back deck, and brand-new front porch as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,238/month
Principal & Interest$987
Property Tax$188
Insurance$63
Down payment20% ($37,580)
3%50%
Est. 6.88% rate · 30yr fixed · $150,320 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1937
HeatingForced Air, Natural Gas
Parking0 spaces
Lot0.25 Acres
Days on Zillow2 Days
Price/sqft$183
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch
Year built1937
Stories1
Systems
HeatingForced Air, Natural Gas
ConstructionVinyl Siding
Water / SewerPublic / Public Sanitary
Parking & Outdoor
BasementCrawl Space
Fireplaces1
Lot0.25 Acres
Location & Tax
Neighborhood48706
Annual tax$3,430
Parcel010B1000801700
Bathrooms & Fees
Full baths1
Features & details
7 categories of property features
Interior Features
Appliances
Dishwasher
Microwave
Range/Oven
Refrigerator
Heating
Forced Air
Natural Gas
Laundry
First Floor Laundry
Fireplace
Living Room
Exterior Features
Construction
Vinyl Siding
Patio & Porch
Deck
Porch
Other Structures
Shed(s)
Room details
7 rooms detailed
Bedroom1
Main8×12 ft96 sqft
Bedroom2
Main16×8 ft128 sqft
Bedroom3
Main12×10 ft120 sqft
Bathroom1
MainDining Room
Main11×8 ft88 sqft
Kitchen
Main9×10 ft90 sqft
Listing insights
Market data and value estimates
StatusFor Sale
Days on market2
Est. value$183,900
Est. rent$1,163/mo
Tax rate1.41%
Price/sqft$183
On marketApr 6, 2026
PostedApr 6, 2026
Last sold$35,000
MLS updatedApr 5, 2026
Tour days9
Views515
Favorites25
How are the schools in Bay City?
3 schools rated nearby
Location
Bay City, MI, 48706
Price history
10 events
DateEventPrice$/sqftSource
Apr 6, 2026Listed For Sale$187,900$183MiRealSource
Apr 1, 2026Listing Removed$187,900$183Realcomp II
Feb 24, 2026Price Change$187,900$183MiRealSource
Feb 8, 2026Price Change$192,900$188MIDMLS
Feb 6, 2026Listed For Sale$192,000$188MiRealSource
Sep 23, 2024Sold$35,000$34Public Record
Aug 12, 2024Price Change$35,000$34Owner
Jun 1, 2024Price Change$65,000$63Owner
May 31, 2024Listed For Sale$60,000$59Owner
Jun 24, 2015Sold$25,000$24MiRealSource
Listed For Sale$187,900
Apr 6, 2026•$183/sqft•MiRealSource
Listing Removed$187,900
Apr 1, 2026•$183/sqft•Realcomp II
Price Change$187,900
Feb 24, 2026•$183/sqft•MiRealSource
Price Change$192,900
Feb 8, 2026•$188/sqft•MIDMLS
Listed For Sale$192,000
Feb 6, 2026•$188/sqft•MiRealSource
Sold$35,000
Sep 23, 2024•$34/sqft•Public Record
Price Change$35,000
Aug 12, 2024•$34/sqft•Owner
Price Change$65,000
Jun 1, 2024•$63/sqft•Owner
Listed For Sale$60,000
May 31, 2024•$59/sqft•Owner
Sold$25,000
Jun 24, 2015•$24/sqft•MiRealSource
Tax history
24 years of records
YearTax paidAssessed value
Apr 8, 2024$1,245$49,850
Apr 8, 2023—$43,800
Apr 8, 2022—$38,800
Apr 8, 2021—$36,150
Apr 8, 2020$996$34,100
Apr 8, 2019—$32,200
Apr 8, 2018$996$28,100
Apr 8, 2017—$28,050
Apr 8, 2016—$25,250
Apr 8, 2015—$20,650
Apr 8, 2014—$17,550
Apr 8, 2013—$17,300
Apr 8, 2012—$17,000
Apr 8, 2011—$17,400
Apr 8, 2010—$22,900
Apr 8, 2009—$26,950
Apr 8, 2008—$30,650
Apr 8, 2007—$31,250
Apr 8, 2006—$31,250
Apr 8, 2005—$28,100
Apr 8, 2004—$28,100
Apr 8, 2003—$28,100
Apr 8, 2002—$26,000
Apr 8, 2001—$26,000
Nearby homes
Neighborhood details
Local context around this listing
Bay City, MI • Bay County
Nearby cities
AuburnBangor TownshipBay CityEssexvilleFreelandHamptonLinwoodMonitor
Nearby zip codes
48706
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