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Bay City, MI, 48706 • 48706 • Bay County
$440/sqft
-$20,000 since Mar 20, 2026
Down payment assistance available
2Beds
1Baths
975Sqft
0.17 acLot
1948Built
On the Lake Huron
Waterfront
Lake Views
Lake
Bungalow Style
Built 1948 · 78 years of history
Lagoon Beach 1stadd
48706
1 Fireplace
Gas
2-Car Garage
Attached
This home is getting attention
Listed 27 days ago · 2,149 views · 79 saves
Demand and pricing signals for this listing
2,149 views
People checking out this listing
79 saves
Buyers have saved this home
27 days on market
Recently listed
$440/sqft
Price per square foot
This home ranks in the top 44% of listings most likely to go under contract soon, based on market activity and demand signals.
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Single Family · Built 1948
OPEN HOUSE SUNDAY 3/22 - 1PM -2:30- PRICE CHANGE! $429,000 Beautiful Move-in ready direct waterfront home offering one of the most accessible price points for waterfront ownership in the area. Located near a state park, this 2-bedroom, 1-bath single-family home provides 975 sq ft of comfortable living space with peaceful water views and a functional layout suited for a primary residence, second home, or short-term rental. No flood insurance required and low utility costs help keep long-term ownership expenses manageable. Keys at closing. Built in 1948, the home features light-filled living areas oriented toward the water, creating an easy flow between the living room, dining area, and kitchen. In addition to the two bedrooms, the home includes a bonus sleeping area with water views, offering flexible space for guests. A full, dry basement provides valuable additional space and storage. Recent improvements include new paint, new flooring, updated lighting fixtures, a remodeled bathroom, drywall-finished garage, and a backup sump pump system. Situated on a generous 7,405 sq ft lot with direct water frontage, the property is ideal for fishing, wildlife viewing, and relaxing by the water. In winter months, the area offers access to snowmobiling and seasonal recreation, adding year-round lifestyle appeal. Nearby state park trails enhance outdoor enjoyment and convenience. Conveniently located near downtown Bay City, marinas, dining, and local attractions, this property offers a rare opportunity to enjoy waterfront living with both comfort and accessibility.
Standout features identified
Our analysis highlights drywall-finished garage, new paint, and remodeled bathroom as key attractions of this home.
Based on current rates
Est. 6.28% rate · 30yr fixed · $343,200 loan
Full calculator →Key facts and listing details
9 categories of property features
5 rooms detailed
Bedroom1
FirstBedroom2
FirstBathroom1
FirstKitchen
FirstLiving Room
Market data and value estimates
3 schools rated nearby
Bay City, MI, 48706
11 events
24 years of records
Local context around this listing
Bay City, MI • Bay County
Nearby cities
Nearby zip codes
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