Sold78d on marketHistoric · 100 yrs
631 Spencer St
Ferndale, MI, 48220 • 48220 • Oakland County
$181,000
$159/sqft
3Beds
1Baths
1,137Sqft
0.1 acLot
1926Built
Property DNA
Bungalow Style
Built 1926 · 100 years of history
HUGO SCHERER'S SUB
48220
Outdoor Living
Covered · Porch
2-Car Garage
Two Car Garage · Detached
Market activity
Demand and pricing signals for this listing
15 views
People checking out this listing
78 days on market
Established listing
$159/sqft
Price per square foot
About this home
Single Family · Built 1926 · Historic
GREAT STARTER OR INVESTMENT HOME !!! Spacious 3 Bedroom, 1 Full Bath Home. Generous Living Room w/Hardwood Floor, Natural Fireplace w/Brick Hearth & Built-In Shelving. Remodeled Kitchen w/White Shaker Cabinets, Quartz Countertop, New Faucet & Vinyl Flooring. Generously Sized Dining Room w/New Vinyl Floors & Door Wall to Fenced Back Yard. Upstairs Features 3 Bedrooms w/Hardwood Floors. Full Bathroom w/Ceramic Tile. Full Basement w/Laundry & Plenty of Storage Area. 2 Car Detached Garage. Great Location, Minutes to I-75, Detroit Zoo, Detroit Golf Club, Beaumont Hospital, Shopping & Restaurants. If you are looking for your First Home, with payments less than rent, this is it! (Taxes will be LOWER with Owner-Occupant.)
Standout features identified
Our analysis highlights full basement, hardwood floor, and quartz countertop as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,193/month
Principal & Interest$951
Property Tax$181
Insurance$60
Down payment20% ($36,200)
3%50%
Est. 6.88% rate · 30yr fixed · $144,800 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1926
HeatingForced Air, Natural Gas
Parking2 Garage spaces
Lot4,356 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleBungalow
Year built1926
Stories2
Systems
HeatingForced Air, Natural Gas
RoofAsphalt
ConstructionAluminum Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingTwo Car Garage, Detached
Garage2 spaces
BasementUnfinished
FencingBack Yard,Fenced
Lot4,356 sqft
Location & Tax
Neighborhood48220
Annual tax$5,929
Parcel2535306049
Bathrooms & Fees
Full baths1
Features & details
7 categories of property features
Interior Features
Appliances
Dryer
Washer
Heating
Forced Air
Natural Gas
Fireplace
Wood Burning
Exterior Features
Parking
Two Car Garage
Detached
Construction
Aluminum Siding
Patio & Porch
Covered
Porch
Pool Features
None
Room details
8 rooms detailed
Bedroom
Second9×10 ft90 sqft
Bedroom
Second10×15 ft150 sqft
Bedroom
Second9×10 ft90 sqft
Other
Second6×8 ft48 sqft
Dining Room
Entry12×12 ft144 sqft
Family Room
Entry11×20 ft220 sqft
Listing insights
Market data and value estimates
StatusSold
Days on market78
Est. value$185,000
Est. rent$1,890/mo
Tax rate1.34%
Price/sqft$159
On marketOct 31, 2024
PostedAug 15, 2025
Last sold$181,000
MLS updatedJan 20, 2026
Tour days6
Views15
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, MI, 48220
Price history
24 events
DateEventPrice$/sqftSource
Jan 20, 2026Sold$181,000$159Realcomp II
Jan 20, 2026Pending Sale$189,900$167Realcomp II
Nov 14, 2025Listed For Sale$189,900$167Realcomp II
Apr 7, 2025Pending Sale$189,900$167Realcomp II
Nov 22, 2024Price Change$189,900$167Realcomp II
Nov 8, 2024Price Change$194,900$171Realcomp II
Oct 31, 2024Listed For Sale$199,900$176Realcomp II
Aug 20, 2024Listing Removed$199,900$176Realcomp II
Aug 9, 2024Pending Sale$199,900$176Realcomp II
Jun 26, 2024Price Change$199,900$176Realcomp II
May 29, 2024Price Change$209,900$185Realcomp II
Apr 1, 2024Listed For Sale$218,000$192Realcomp II
Feb 20, 2024Listing Removed——Realcomp II
Feb 4, 2024Listed For Sale$218,000$192Realcomp II
Apr 2, 2016Listing Removed$1,000$1Detroit Property Management - Summit Consulting Services
Jan 11, 2016Price Change$1,000$1Detroit Property Management - Summit
Dec 30, 2015Listed For Rent$950$1Detroit Property Management - Summit
Mar 7, 2013Listing Removed$950$1Detroit Property Management - Summit ConsultingSe
Jan 18, 2013Listed For Rent$950$1Detroit Property Management - Summit
Jul 9, 2012Sold$27,100$24Public Record
Apr 25, 2012Listed For Sale$30,000$26Powell Real Estate
May 12, 2010Sold$122,637$108Public Record
Feb 7, 2000Sold$49,396$43Public Record
Jun 11, 1998Sold$49,396$43Public Record
Sold$181,000
Jan 20, 2026•$159/sqft•Realcomp II
Pending Sale$189,900
Jan 20, 2026•$167/sqft•Realcomp II
Listed For Sale$189,900
Nov 14, 2025•$167/sqft•Realcomp II
Pending Sale$189,900
Apr 7, 2025•$167/sqft•Realcomp II
Price Change$189,900
Nov 22, 2024•$167/sqft•Realcomp II
Price Change$194,900
Nov 8, 2024•$171/sqft•Realcomp II
Listed For Sale$199,900
Oct 31, 2024•$176/sqft•Realcomp II
Listing Removed$199,900
Aug 20, 2024•$176/sqft•Realcomp II
Pending Sale$199,900
Aug 9, 2024•$176/sqft•Realcomp II
Price Change$199,900
Jun 26, 2024•$176/sqft•Realcomp II
Price Change$209,900
May 29, 2024•$185/sqft•Realcomp II
Listed For Sale$218,000
Apr 1, 2024•$192/sqft•Realcomp II
Listing Removed—
Feb 20, 2024•Realcomp II
Listed For Sale$218,000
Feb 4, 2024•$192/sqft•Realcomp II
Listing Removed$1,000
Apr 2, 2016•$1/sqft•Detroit Property Management - Summit Consulting Services
Price Change$1,000
Jan 11, 2016•$1/sqft•Detroit Property Management - Summit
Listed For Rent$950
Dec 30, 2015•$1/sqft•Detroit Property Management - Summit
Listing Removed$950
Mar 7, 2013•$1/sqft•Detroit Property Management - Summit ConsultingSe
Listed For Rent$950
Jan 18, 2013•$1/sqft•Detroit Property Management - Summit
Sold$27,100
Jul 9, 2012•$24/sqft•Public Record
Listed For Sale$30,000
Apr 25, 2012•$26/sqft•Powell Real Estate
Sold$122,637
May 12, 2010•$108/sqft•Public Record
Sold$49,396
Feb 7, 2000•$43/sqft•Public Record
Sold$49,396
Jun 11, 1998•$43/sqft•Public Record
Tax history
19 years of records
YearTax paidAssessed value
Apr 9, 2024$7,001$109,770
Apr 9, 2023$5,445$103,090
Apr 9, 2022$5,251$91,260
Apr 9, 2021$5,153$85,730
Apr 9, 2020—$78,650
Apr 9, 2019$5,064$72,720
Apr 9, 2018$4,975$66,900
Apr 9, 2017$5,120$66,850
Apr 9, 2016$5,120$64,320
Apr 9, 2015—$59,170
Apr 9, 2014—$51,260
Apr 9, 2011—$41,870
Apr 9, 2010$2,275$46,670
Apr 9, 2009$2,280$55,380
Apr 9, 2005$1,822$102,720
Apr 9, 2003—$60,330
Apr 9, 2002—$46,460
Apr 9, 2001$1,869$35,830
Apr 9, 2000$1,792$34,720
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, MI • Oakland County
Nearby cities
Bloomfield HillsFarmington HillsNoviPontiacRochester HillsRoyal OakSouthfieldTroy
Nearby zip codes
48220
Similar homes
IDX provided courtesy of Realcomp II Ltd. via Zillow, Inc and MLS Copyright 2026 Realcomp II Ltd. Shareholders IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified. Any use of search facilities of data on the site, other than by a consumer looking to purchase real estate, is prohibited. The data relating to real estate properties on this website was last updated as recently as 2026-02-06 15:35:30 PST Listing Information presented by local MLS brokerage: Zillow, Inc., REALTOR®- Lauren Buttazzoni - (313) 479-2702
No obligation · Same-day response