Sold212d on marketHistoric · 100 yrs
643 Spencer St
Ferndale, MI, 48220 • 48220 • Oakland County
$265,000
$138/sqft
3Beds
2Baths
1,925Sqft
0.19 acLot
1926Built
Property DNA
Bungalow Style
Built 1926 · 100 years of history
HUGO SCHERERS
48220
Outdoor Living
Covered · Patio · Porch
1.5-Car Garage
Oneand Half Car Garage · Attached
This home is getting attention
Listed 212 days ago · 4 views
Market activity
Demand and pricing signals for this listing
4 views
People checking out this listing
212 days on market
Established listing
$138/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 22% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1926 · Historic
Charming 3-Bed, 2-Bath Home on a Rare Oversized Lot in Ferndale This 3-bedroom, 2-bath home offers a great opportunity to add your personal touch and make it truly your own. Situated on a generously sized lot—a rare find in Ferndale—this property provides plenty of outdoor space for gardening, entertaining, or future expansion. Step inside to a bright and open-concept living and dining area, perfect for everyday living and hosting guests. The living room features a beautiful stone fireplace that adds warmth and character to the space. The home also includes a practical layout with three comfortable bedrooms and two full baths. While it could use a bit of cosmetic updating, the strong bones and excellent layout offer great potential. Whether you’re looking for space to grow or a home you can customize over time, this property is a solid choice with plenty of upside.
Standout features identified
Our analysis highlights oversized lot, stone fireplace, and comfortable bedrooms as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,662/month
Principal & Interest$1,309
Property Tax$265
Insurance$88
Down payment20% ($53,000)
3%50%
Est. 6.28% rate · 30yr fixed · $212,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1926
HeatingBaseboard, Hot Water, Natural Gas
CoolingHeat Pump
Parking1 Attached Garage space
Lot8,276 sqft
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleBungalow
Year built1926
Stories2
Systems
HeatingBaseboard, Hot Water, Natural Gas
CoolingHeat Pump
RoofAsphalt
ConstructionAluminum Siding, Other
Water / SewerOther / Public Sewer
Parking & Outdoor
ParkingOneand Half Car Garage, Attached
Garage1.5 spaces
BasementPartially Finished
Lot8,276 sqft
Location & Tax
Neighborhood48220
Annual tax$10,233
Parcel2535306050
Bathrooms & Fees
Full baths2
Features & details
6 categories of property features
Interior Features
Heating
Baseboard
Hot Water
Natural Gas
Cooling
Heat Pump
Exterior Features
Parking
Oneand Half Car Garage
Attached
Construction
Aluminum Siding
Other
Patio & Porch
Covered
Patio
Porch
Pool Features
None
Listing insights
Market data and value estimates
StatusSold
Days on market212
Est. value$294,700
Est. rent$1,971/mo
Tax rate1.34%
Price/sqft$138
On marketJun 27, 2025
PostedAug 4, 2025
Last sold$265,000
MLS updatedSep 11, 2025
Tour days6
Views4
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, MI, 48220
Price history
17 events
DateEventPrice$/sqftSource
Sep 11, 2025Pending Sale$277,000$144Realcomp II
Sep 8, 2025Sold$265,000$138Realcomp II
Jul 25, 2025Price Change$277,000$144Realcomp II
Jun 27, 2025Listed For Sale$287,000$149Realcomp II
May 11, 2024Listing Removed$265,000$138Realcomp II
Nov 18, 2021Sold$257,000$134Public Record
Oct 21, 2021Pending Sale$265,000$138Realcomp II
Oct 12, 2021Listing Removed——Realcomp II
Oct 8, 2021Listed For Sale$265,000$138Realcomp II
Oct 5, 2021Listing Removed——Realcomp II
Sep 9, 2021Price Change$265,000$138Realcomp II
Aug 28, 2021Listed For Sale$275,000$143Realcomp II
Jul 13, 2017Sold$174,000$90Public Record
Jun 1, 2017Price Change$179,900$93RE/MAX Partners, Inc
May 15, 2017Listed For Sale$189,900$99RE/MAX Partners, Inc
Jun 15, 2004Sold$142,500$74Public Record
Aug 15, 1996Sold$56,500$29Public Record
Pending Sale$277,000
Sep 11, 2025•$144/sqft•Realcomp II
Sold$265,000
Sep 8, 2025•$138/sqft•Realcomp II
Price Change$277,000
Jul 25, 2025•$144/sqft•Realcomp II
Listed For Sale$287,000
Jun 27, 2025•$149/sqft•Realcomp II
Listing Removed$265,000
May 11, 2024•$138/sqft•Realcomp II
Sold$257,000
Nov 18, 2021•$134/sqft•Public Record
Pending Sale$265,000
Oct 21, 2021•$138/sqft•Realcomp II
Listing Removed—
Oct 12, 2021•Realcomp II
Listed For Sale$265,000
Oct 8, 2021•$138/sqft•Realcomp II
Listing Removed—
Oct 5, 2021•Realcomp II
Price Change$265,000
Sep 9, 2021•$138/sqft•Realcomp II
Listed For Sale$275,000
Aug 28, 2021•$143/sqft•Realcomp II
Sold$174,000
Jul 13, 2017•$90/sqft•Public Record
Price Change$179,900
Jun 1, 2017•$93/sqft•RE/MAX Partners, Inc
Listed For Sale$189,900
May 15, 2017•$99/sqft•RE/MAX Partners, Inc
Sold$142,500
Jun 15, 2004•$74/sqft•Public Record
Sold$56,500
Aug 15, 1996•$29/sqft•Public Record
Tax history
19 years of records
YearTax paidAssessed value
Apr 9, 2024$9,853$158,170
Apr 9, 2023$9,706$147,700
Apr 9, 2022$6,054$132,900
Apr 9, 2021$5,804$128,440
Apr 9, 2020—$114,940
Apr 9, 2019$5,705$106,550
Apr 9, 2018$3,552$100,160
Apr 9, 2017$3,510$84,740
Apr 9, 2016$3,510$80,380
Apr 9, 2015—$73,840
Apr 9, 2014—$64,870
Apr 9, 2011—$58,550
Apr 9, 2010$3,267$65,200
Apr 9, 2009$3,736$75,010
Apr 9, 2005$3,351$148,000
Apr 9, 2003—$77,910
Apr 9, 2002—$58,080
Apr 9, 2001$1,873$35,910
Apr 9, 2000$2,429$34,800
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, MI • Oakland County
Nearby cities
Bloomfield HillsFarmington HillsNoviPontiacRochester HillsRoyal OakSouthfieldTroy
Nearby zip codes
48220
Similar homes
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