525 Samuel Way

Affordable single family home in Sacramento under $400,000 located in a gated community with pool, perfect for first time buyers in North Sacramento near Robla and Natomas. Let me be really clear on what this is, because it matters. 525 Samuel Way is a Planned Unit Development, but this is a fully detached home. No shared walls. Not a condo. Not a halfplex. You have your own private backyard, side yards, and a full 2 car garage. It lives like a true single family home, because it is one. Now let's talk about value, because this is where this property stands out. The HOA covers the big stuff, including the roof, exterior siding, dry rot, front yard, and overall community maintenance. You also get the gate, pool, spa, and clubhouse. When you factor that HOA into a monthly payment and compare it to homes without an HOA, you are still effectively buying in the under $400,000 range, but getting significantly more in return. This home was built in 1995 and offers just under 1,500 square feet. When you compare that to other homes nearby selling for over $400,000, many of those are 10 to 40 years older, not in a gated community, don't have a pool, and definitely don't have the exterior and roof covered. It's just not the same value. Inside, the layout works. You have a big open living space with natural light coming in, bar top seating into the dining area, and a setup that makes sense whether you're relaxing or having people over. Downstairs also includes a half bath and direct access to the garage. Upstairs, you'll find three well-sized bedrooms and two full bathrooms. The primary bedroom is spacious and gives you a comfortable place to unwind at the end of the day. The upgrades are already done for you. Brand new carpet installed March 2026 and a new garage door motor installed March 2026. This is a move in ready home, not a project. The backyard is private and usable, perfect for pets, entertaining, or just enjoying Sacramento's weather. Location is another win. You have quick access to I-80, you're about 15 minutes to Downtown Sacramento and Sacramento International Airport, and you're close to shopping, dining, and public transportation. If you are trying to find a single family home in Sacramento under $400,000 with a pool, in a gated community, and one that actually makes sense financially, this is it.