For Sale95d on market
646 State St
Binghamton, NY, 13901 • 13901 • Broome County
$154,900
$109/sqft
-$10,600 since Jan 24, 2026
Down payment assistance available
3Beds
2Baths
1,420Sqft
1940Built
Property DNA
Two Story Style
Built 1940 · 86 years of history
Outdoor Living
Covered · Deck · Enclosed · Porch
Shed(s)
Shed(s)
Market activity
Demand and pricing signals for this listing
41 views
People checking out this listing
95 days on market
Established listing
$109/sqft
Price per square foot
About this home
Single Family · Built 1940
Beautifully updated 3-bedroom, 2 full bath home featuring all-new flooring throughout. The entire upstairs offers brand new carpeting, while the lower level showcases new vinyl flooring. The whole home has been professionally painted from top to bottom, including every room and the full basement, creating a fresh, move-in-ready feel. All appliances are included for added convenience. Enjoy a nice level lot with a spacious, flat yard perfect for outdoor activities. The large primary bedroom features its own private full bathroom and a charming pine vaulted ceiling, adding warmth and character. Conveniently located near major highways, Binghamton University, and downtown, this home offers both comfort and accessibility. Owner is willing to hold the note on a mortgage with substantial down payment.
Standout features identified
Our analysis highlights fresh move-in-ready feel, all-new flooring throughout, and nice level lot as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,010/month
Principal & Interest$804
Property Tax$155
Insurance$52
Down payment20% ($30,980)
3%50%
Est. 6.75% rate · 30yr fixed · $123,920 loan
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At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1940
HeatingForced Air
CoolingCeiling Fan(s)
ParkingDriveway, On Street
Days on Zillow95 Days
Price/sqft$109
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleTwo Story
Year built1940
Stories2
Systems
HeatingForced Air
CoolingCeiling Fan(s)
ConstructionVinyl Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingDriveway, On Street
Location & Tax
Neighborhood13901
Annual tax$3,783
Parcel0302001444427
Bathrooms & Fees
Full baths2
Features & details
10 categories of property features
Interior Features
Appliances
Cooktop
Dryer
Gas Water Heater
Range
Refrigerator
Washer
Flooring
Carpet
Vinyl
Heating
Forced Air
Cooling
Ceiling Fan(s)
Exterior Features
Exterior
Deck
Porch
Shed
Parking
Driveway
On Street
Construction
Vinyl Siding
Patio & Porch
Covered
Deck
Enclosed
Porch
Lot Features
Level
Other Structures
Shed(s)
Room details
9 rooms detailed
Master Bedroom
Second0
Bedroom
Second0
Bedroom
Second0
Master Bathroom
Second0
Bathroom
First0
Den
First0
Listing insights
Market data and value estimates
StatusFor Sale
Days on market95
Tax rate2.51%
Price/sqft$109
On marketJan 5, 2026
PostedJan 5, 2026
Last sold$44,500
MLS updatedApr 10, 2026
Tour days6
Views41
How are the schools in Binghamton?
3 schools rated nearby
Location
Binghamton, NY, 13901
Price history
12 events
DateEventPrice$/sqftSource
Mar 6, 2026Contingent$154,900$109GBMLS
Jan 24, 2026Price Change$154,900$109GBMLS
Jan 5, 2026Listed For Sale$165,500$117GBMLS
Aug 9, 2009Listing Removed$62,500$44CENTURY 21 John Burns Realty
Jul 18, 2009Price Change$62,500$44CENTURY 21 John Burns Realty
Jun 11, 2009Price Change$65,000$46CENTURY 21 John Burns Realty
Jun 1, 2009Price Change$67,000$47CENTURY 21 John Burns Realty
Apr 11, 2009Price Change$69,900$49CENTURY 21 John Burns Realty
Apr 1, 2009Price Change$73,500$52CENTURY 21 John Burns Realty
Dec 23, 2008Price Change$73,900$52Century 21
Aug 16, 2008Listed For Sale$78,000$55Century 21
Aug 16, 1996Sold$44,500$31Public Record
Contingent$154,900
Mar 6, 2026•$109/sqft•GBMLS
Price Change$154,900
Jan 24, 2026•$109/sqft•GBMLS
Listed For Sale$165,500
Jan 5, 2026•$117/sqft•GBMLS
Listing Removed$62,500
Aug 9, 2009•$44/sqft•CENTURY 21 John Burns Realty
Price Change$62,500
Jul 18, 2009•$44/sqft•CENTURY 21 John Burns Realty
Price Change$65,000
Jun 11, 2009•$46/sqft•CENTURY 21 John Burns Realty
Price Change$67,000
Jun 1, 2009•$47/sqft•CENTURY 21 John Burns Realty
Price Change$69,900
Apr 11, 2009•$49/sqft•CENTURY 21 John Burns Realty
Price Change$73,500
Apr 1, 2009•$52/sqft•CENTURY 21 John Burns Realty
Price Change$73,900
Dec 23, 2008•$52/sqft•Century 21
Listed For Sale$78,000
Aug 16, 2008•$55/sqft•Century 21
Sold$44,500
Aug 16, 1996•$31/sqft•Public Record
Tax history
26 years of records
YearTax paidAssessed value
Apr 10, 2025—$58,100
Apr 10, 2024—$58,100
Apr 10, 2023—$58,100
Apr 10, 2022—$58,100
Apr 10, 2021—$58,100
Apr 10, 2020—$58,100
Apr 10, 2019—$58,100
Apr 10, 2018—$58,100
Apr 10, 2017$3,543$58,100
Apr 10, 2016$2,565$58,100
Apr 10, 2015$2,565$58,100
Apr 10, 2014$2,565$58,100
Apr 10, 2013—$58,100
Apr 10, 2012—$58,100
Apr 10, 2011—$58,100
Apr 10, 2010—$58,100
Apr 10, 2009—$58,100
Apr 10, 2008—$58,100
Apr 10, 2007—$58,100
Apr 10, 2006—$58,100
Apr 10, 2005—$58,100
Apr 10, 2004—$58,100
Apr 10, 2003—$58,100
Apr 10, 2002—$58,100
Apr 10, 2001—$58,100
Apr 10, 2000—$58,100
Nearby homes
Neighborhood details
Local context around this listing
Binghamton, NY • Broome County
Nearby neighborhoods
Port Dickinson
Nearby cities
BinghamtonConklinEndicottEndwellJohnson CityMarathonPort CraneVestal
Nearby zip codes
13744137451390113902139031390413905
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