For Sale283d on marketHistoric · 106 yrs
20 E Main St
Cortland, NY, 13045 • 13045 • Cortland County
$184,900
$122/sqft
-$15,000 since Nov 26, 2025
Down payment assistance available
3Beds
2Baths
1,519Sqft
0.14 acLot
1920Built
Property DNA
Duplex Style
Built 1920 · 106 years of history
Hardwood & Tile Floors
Quality flooring throughout
This home is getting attention
Listed 283 days ago · 476 views · 12 saves
Market activity
Demand and pricing signals for this listing
476 views
People checking out this listing
12 saves
Buyers have saved this home
283 days on market
Established listing
$122/sqft
Price per square foot
About this home
Multi Family · Built 1920 · Historic
Great Investor Opportunity!! Welcome to 20 E Main Street in Cortland! This well-maintained two-family home features separate utilities including 2 newer hot water heaters, 2 electric meters, and 2 gas meters. The 1st-floor unit is fully furnished with a newer gas forced air furnace. The 2nd-floor unit offers an updated kitchen and bathroom and potential for 2nd bedroom. Additional features include public water and sewer, off-street parking on a Tarvia driveway, and a shed for extra storage. Well-paying tenants and convenient location, makes this a solid investment!!
Estimated monthly payment
Based on current rates
$1,206/month
Principal & Interest$959
Property Tax$185
Insurance$62
Down payment20% ($36,980)
3%50%
Est. 6.75% rate · 30yr fixed · $147,920 loan
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At a glance
Key facts and listing details
TypeDuplex, Multi Family
Year Built1920
HeatingGas, Forced Air
ParkingTwo or More Spaces
Days on Zillow283 Days
Price/sqft$122
Property
Home typeMulti Family
Sub-typeDuplex, Multi Family
StyleDuplex
ConditionResale
Year built1920
Stories2
Systems
HeatingGas, Forced Air
ConstructionAluminum Siding
Water / SewerConnected, Public / Connected
Parking & Outdoor
ParkingTwo or More Spaces
BasementFull
Lot5,998 sqft
Location & Tax
Neighborhood13045
Annual tax$3,966
Parcel11020086340255000
Bathrooms & Fees
Full baths2
Features & details
8 categories of property features
Interior Features
Interior
Pull Down Attic Stairs
Appliances
Gas Water Heater
Flooring
Carpet
Hardwood
Tile
Varies
Heating
Gas
Forced Air
Exterior Features
Parking
Two or More Spaces
Construction
Aluminum Siding
Lot Features
Corner Lot
Irregular Lot
Near Public Transit
Residential Lot
Utilities
Sewer Connected
Water Connected
Listing insights
Market data and value estimates
StatusFor Sale
Days on market283
Tax rate2.65%
Price/sqft$122
On marketJun 30, 2025
PostedJun 30, 2025
Last sold$82,500
MLS statusActive
MLS updatedMar 3, 2026
Tour days9
Views476
Favorites12
How are the schools in Cortland?
3 schools rated nearby
Location
Cortland, NY, 13045
Price history
5 events
DateEventPrice$/sqftSource
Nov 26, 2025Price Change$184,900$122NYSAMLSs
Oct 6, 2025Price Change$199,900$132NYSAMLSs
Jun 30, 2025Listed For Sale$215,000$142NYSAMLSs
May 8, 2024Sold$82,500$54NYSAMLSs
Apr 3, 1997Sold$56,500$37Public Record
Price Change$184,900
Nov 26, 2025•$122/sqft•NYSAMLSs
Price Change$199,900
Oct 6, 2025•$132/sqft•NYSAMLSs
Listed For Sale$215,000
Jun 30, 2025•$142/sqft•NYSAMLSs
Sold$82,500
May 8, 2024•$54/sqft•NYSAMLSs
Sold$56,500
Apr 3, 1997•$37/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 10, 2024—$110,000
Apr 10, 2023—$68,000
Apr 10, 2022—$68,000
Apr 10, 2021—$68,000
Apr 10, 2020—$68,000
Apr 10, 2019—$68,000
Apr 10, 2018—$68,000
Apr 10, 2017$2,878$68,000
Apr 10, 2016—$68,000
Apr 10, 2015—$68,000
Apr 10, 2014—$68,000
Apr 10, 2013—$68,000
Apr 10, 2012—$68,000
Apr 10, 2011—$68,000
Apr 10, 2010—$68,000
Apr 10, 2009—$68,000
Apr 10, 2008—$68,000
Apr 10, 2007—$56,500
Apr 10, 2006—$56,500
Apr 10, 2005—$56,500
Apr 10, 2004—$56,500
Apr 10, 2003—$56,500
Apr 10, 2002—$56,500
Apr 10, 2001—$56,500
Apr 10, 2000—$56,500
Nearby homes
Neighborhood details
Local context around this listing
Cortland, NY • Cortland County
Nearby neighborhoods
Cortland WestMunsons Corners
Nearby cities
CincinnatusCortlandDe RuyterDrydenHarfordHomerMarathonMc Graw
Nearby zip codes
13045130561310213738
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