For Sale53d on market
3902 Bay Cir
Champaign, IL, 61822 • 61822 • Champaign County
$399,900
$223/sqft
3Beds
2Baths
1,794Sqft
0.14 acLot
2026Built
Property DNA
Ranch Style
Ranch architecture
Outdoor Living
Porch
2-Car Garage
Concrete · Garage Door Opener · Yes · Garage Owned · Attached · Garage
This home is getting attention
Listed 53 days ago · 835 views · 12 saves
Market activity
Demand and pricing signals for this listing
835 views
People checking out this listing
12 saves
Buyers have saved this home
53 days on market
Established listing
$223/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 11% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 2026
Located in the sought-after Liberty on the Lake subdivision, this distinctive new single-story home offers three bedrooms, two full bathrooms, and a two-car garage. The open-concept layout features a casual dining area adjacent to the kitchen, which is appointed with white shaker cabinetry, a large stained-center island, quartz countertops, and a tiled backsplash. The primary suite includes a spacious walk-in closet and a tiled shower. A quarterly master association due covers lawn care and snow removal.
Standout features identified
Our analysis highlights primary suite, large stained-center island, and open-concept layout as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,524/month
Principal & Interest$1,970
Property Tax$400
Insurance$133
HOA$21
Down payment20% ($79,980)
3%50%
Est. 6.25% rate · 30yr fixed · $319,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built2026
HeatingNatural Gas, Forced Air
CoolingCentral Air
Parking2 Attached Garage spaces
HOA$250 annually
Lot6,048 sqft
Days on Zillow53 Days
Price/sqft$223
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch
ConditionNew Construction
Year built2026
Stories1
Systems
HeatingNatural Gas, Forced Air
CoolingCentral Air
RoofAsphalt
ConstructionVinyl Siding, Stone
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingConcrete, Garage Door Opener, Yes, Garage Owned, Attached, Garage
Garage2 spaces
BasementNone
Lot6,048 sqft
Location & Tax
Neighborhood61822
Annual tax$4,115
Parcel462035151031
Bathrooms & Fees
Full baths2
HOA$21/mo
Features & details
7 categories of property features
Interior Features
Heating
Natural Gas
Forced Air
Cooling
Central Air
Accessibility
No Disability Access
Exterior Features
Parking
Concrete
Garage Door Opener
Yes
Garage Owned
Attached
Garage
Construction
Vinyl Siding
Stone
Patio & Porch
Porch
Community
Lake
Room details
19 rooms detailed
Master Bedroom
Main16×14 ft224 sqft
Flooring (Carpet)Bathroom (Full)
Bedroom2
Main11×11 ft121 sqft
Flooring (Carpet)
Bedroom3
Main11×11 ft121 sqft
Flooring (Carpet)
Bedroom4
Other
Other
Listing insights
Market data and value estimates
StatusFor Sale
Days on market53
Est. rent$1,753/mo
Tax rate2.17%
Price/sqft$223
On marketFeb 13, 2026
PostedFeb 13, 2026
MLS statusActive
MLS updatedFeb 23, 2026
Tour days9
Views835
Favorites12
How are the schools in Champaign?
3 schools rated nearby
Location
Champaign, IL, 61822
Price history
1 event
DateEventPrice$/sqftSource
Feb 13, 2026Listed For Sale$399,900$223MRED as distributed by MLS GRID
Listed For Sale$399,900
Feb 13, 2026•$223/sqft•MRED as distributed by MLS GRID
Tax history
2 years of records
YearTax paidAssessed value
Apr 7, 2018$4,115$47,480
Apr 7, 2017——
Nearby homes
Neighborhood details
Local context around this listing
Champaign, IL • Champaign County
Nearby cities
ChampaignHomerMahometRantoulSaint JosephSavoySeymourTolono
Nearby zip codes
6181561820618216182261824618256182661874
Similar homes
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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