For Sale171d on marketHistoric · 146 yrs
44 Elm St
Oneonta, NY, 13820 • 13820 • Otsego County
$238,900
$106/sqft
Down payment assistance available
5Beds
3Baths
2,247Sqft
0.22 acLot
1880Built
Property DNA
Victorian Style
Built 1880 · 146 years of history
Outdoor Living
Covered · Porch
2-Car Garage
Detached · Garage
Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 171 days ago · 1,462 views · 67 saves
Market activity
Demand and pricing signals for this listing
1,462 views
People checking out this listing
67 saves
Buyers have saved this home
171 days on market
Established listing
$106/sqft
Price per square foot
About this home
Single Family · Built 1880 · Historic
EASILY GET YOUR STEPS IN, OR SIT ON YOUR ROCKER ON THE FRONT PORCH! Leave the car at home and walk to Huntington Library, downtown, coffee, the post office or Wilber Park. Around the corner is the local deli and the bus stop to the colleges. Your fully fenced yard has wonderful perennials with lots of room for the gardener in you to come out and play. And when it’s time to be inside, this home is well-insulated and blessed with lots of natural light and gorgeous details in the woodwork surrounding you - frenchdoors, bay window, wood floors & trim, gorgeous old light fixtures, even an original spiral staircase in the entryway. There is a first floor bedroom and full bath and four more bedrooms and 2 more full baths upstairs. AND IMAGINE what you can do with your huge 2 story barn with attached 4 bay garage! What a treasure to have all this space for your cars, toys and hobbies! This CENTER CITY Beauty, between Walnut and Center Streets, is filled with historic charm yet ready for your modern touches. Bring the whole family and make it your own!
Standout features identified
Our analysis highlights front porch, lots of natural light, and fully fenced yard as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,558/month
Principal & Interest$1,240
Property Tax$239
Insurance$80
Down payment20% ($47,780)
3%50%
Est. 6.75% rate · 30yr fixed · $191,120 loan
Full calculator →Virtual Tour
Open in new tab ↗Loading virtual tour…
At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1880
HeatingOil, Forced Air
Parking2 Garage spaces
Lot9,583 sqft
Days on Zillow171 Days
Price/sqft$106
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleVictorian
ConditionResale
Year built1880
Stories2
Systems
HeatingOil, Forced Air
RoofAsphalt
ConstructionAttic/Crawl Hatchway(s) Insulated, Blown-In Insulation, Frame, Wood Siding
Water / SewerConnected, Public / Connected
Parking & Outdoor
ParkingDetached, Garage
Garage2 spaces
BasementFull
FencingFull
Lot9,583 sqft
Location & Tax
Neighborhood13820
Annual tax$6,365
Parcel36120028818437
Bathrooms & Fees
Full baths3
Features & details
12 categories of property features
Interior Features
Interior
Den
Separate/Formal Dining Room
Entrance Foyer
Separate/Formal Living Room
Library
Second Kitchen
Bedroom on Main Level
Appliances
Dryer
Dishwasher
Electric Oven
Electric Range
Gas Water Heater
Refrigerator
Washer
Flooring
Carpet
Hardwood
Varies
Vinyl
Heating
Oil
Forced Air
Laundry
Main Level
Windows
Storm Window(s)
Thermal Windows
Exterior Features
Exterior
Fully Fenced
Gravel Driveway
Private Yard
See Remarks
Parking
Detached
Garage
Construction
Attic/Crawl Hatchway(s) Insulated
Blown-In Insulation
Frame
Wood Siding
Patio & Porch
Covered
Porch
Lot Features
Rectangular
Rectangular Lot
Residential Lot
Utilities
Cable Available
High Speed Internet Available
Sewer Connected
Water Connected
Room details
13 rooms detailed
Bedroom1
FirstBedroom2
SecondBedroom3
SecondBedroom4
SecondBedroom5
SecondDen
FirstListing insights
Market data and value estimates
StatusFor Sale
Days on market171
Tax rate1.65%
Price/sqft$106
On marketOct 6, 2025
PostedOct 6, 2025
Last sold$91,500
MLS statusActive
MLS updatedMar 21, 2026
Tour days9
Views1,462
Favorites67
How are the schools in Oneonta?
3 schools rated nearby
Location
Oneonta, NY, 13820
Price history
2 events
DateEventPrice$/sqftSource
Oct 6, 2025Listed For Sale$238,900$106NYSAMLSs
Oct 31, 2003Sold$91,500$41Agent Provided
Listed For Sale$238,900
Oct 6, 2025•$106/sqft•NYSAMLSs
Sold$91,500
Oct 31, 2003•$41/sqft•Agent Provided
Tax history
25 years of records
YearTax paidAssessed value
Mar 27, 2024—$168,000
Mar 27, 2023—$168,000
Mar 27, 2022—$168,000
Mar 27, 2021—$168,000
Mar 27, 2020—$168,000
Mar 27, 2019—$168,000
Mar 27, 2018—$168,000
Mar 27, 2017$3,854$168,000
Mar 27, 2016$2,051$168,000
Mar 27, 2015—$97,000
Mar 27, 2014—$97,000
Mar 27, 2013—$97,000
Mar 27, 2012—$97,000
Mar 27, 2011—$97,000
Mar 27, 2010—$97,000
Mar 27, 2009—$97,000
Mar 27, 2008—$97,000
Mar 27, 2007—$97,000
Mar 27, 2006—$97,000
Mar 27, 2005—$97,000
Mar 27, 2004—$97,000
Mar 27, 2003—$97,000
Mar 27, 2002—$79,400
Mar 27, 2001—$79,400
Mar 27, 2000—$79,400
Nearby homes
Neighborhood details
Local context around this listing
Oneonta, NY • Otsego County
Nearby neighborhoods
West End
Nearby cities
CooperstownDelhiNew BerlinOneontaOtegoRichfield SpringsSidneyUnadilla
Nearby zip codes
138201384613860
Similar homes
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-03-27 03:55:20 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.
No obligation · Same-day response