For Sale184d on market
626 County Highway 45
Hartwick, NY, 13348 • 13348 • Otsego County
$289,000
$225/sqft
Down payment assistance available
2Beds
1Baths
1,285Sqft
5.9 acLot
1982Built
Property DNA
Cabin,Two Story Style
Built 1982 · 44 years of history
Outdoor Living
Deck
1 Fireplace
Cozy heat source
Special Features
Shed(s) · Storage
1-Car Garage
Detached · Garage · Storage · Workshop in Garage
Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 184 days ago · 968 views · 69 saves
Market activity
Demand and pricing signals for this listing
968 views
People checking out this listing
69 saves
Buyers have saved this home
184 days on market
Established listing
$225/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 41% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
Want the full market analysis?
Get the detailed selling prediction score, comparable sales data, and price trend forecast for this property.
Free · Delivered to your inbox in minutes
About this home
Single Family · Built 1982
Welcome to 626 County Highway 45, Milford, NY a charming cabin-style retreat nestled in the quiet beauty of Otsego County. Just a short drive from Cooperstown yet far enough to feel like your own peaceful escape, this adorable 2-bedroom, 1bath cabin is perfect for first-time homebuyers, a weekend getaway, or anyone seeking a simpler lifestyle surrounded by nature. Property Highlights- Cozy Interior: Step into an open-concept living area where natural light streams through wooden-framed windows, casting warm tones across hardwood floors. The living room’s rustic character with exposed beams and a pellet stove invites you to unwind, read a book, or host intimate gatherings. Functional Kitchen: The kitchen offers clean cabinetry, ample counter space, and room for upgrades. Whether brewing morning coffee or preparing comfort meals, this space delivers practicality and charm. Bedrooms & Bath: Two comfortable bedrooms, both with peaceful wooded views, provide a quiet sanctuary. The full bathroom is thoughtfully laid out, freshly maintained and offers all essentials in a compact, efficient design. Outside & Grounds: On a generous lot with mature trees and natural landscaping, this property offers privacy so close to Cooperstown. Enjoy morning coffee on the porch as birds sing or host summer cookouts beneath tall maples. A modest front deck and outdoor area give space for gardening, outdoor dining, or simply watching sunrises and sunsets. The yard is easy to maintain yet large enough for hobbies. Location & Lifestyle: Just minutes from Milford’s historic charm and under 15 minutes to Cooperstown, you’ll enjoy small-town amenities, local shops, fresh food, community events and the region’s cultural richness. Outdoor enthusiasts will love nearby lakes, hiking trails, fishing and scenic drives. When you want arts, history, or festivals, Cooperstown offers museums, music and seasonal highlights. If you’ve been dreaming of a place that combines rustic charm, peaceful surroundings, and proximity to everything Cooperstown and Milford offer, 626 County Highway 45 is ready for you. Schedule a showing today, this cabin won’t stay in the woods for long! Most contents stay!
Standout features identified
Our analysis highlights pellet stove, clean cabinetry, and peaceful wooded views as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,822/month
Principal & Interest$1,437
Property Tax$289
Insurance$96
Down payment20% ($57,800)
3%50%
Est. 6.34% rate · 30yr fixed · $231,200 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1982
HeatingDuctless, Electric
CoolingDuctless
Parking1 Garage space
Lot5.87 Acres
Days on Zillow184 Days
Price/sqft$225
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleCabin,Two Story
ConditionResale
Year built1982
Systems
HeatingDuctless, Electric
CoolingDuctless
RoofArchitectural,Shingle
ConstructionSpray Foam Insulation, Wood Siding, PEX Plumbing
Water / SewerWell / Septic Tank
Parking & Outdoor
ParkingDetached, Garage, Storage, Workshop in Garage
Garage1 spaces
Fireplaces1
FencingPartial
Lot5.87 Acres
Location & Tax
Neighborhood13348
Annual tax$2,966
Parcel3632001780011700
Bathrooms & Fees
Full baths1
Features & details
14 categories of property features
Interior Features
Interior
Ceiling Fan(s)
Country Kitchen
Pantry
Partially Furnished
Solid Surface Counters
Bedroom on Main Level
Appliances
Dryer
Dishwasher
Exhaust Fan
Electric Water Heater
Freezer
Gas Cooktop
Gas Oven
Gas Range
Microwave
Refrigerator
Range Hood
Washer
Flooring
Hardwood
Laminate
Varies
Heating
Ductless
Electric
Cooling
Ductless
Laundry
Main Level
Green/Energy
Appliances
HVAC
Exterior Features
Exterior
Deck
Fence
Gravel Driveway
Private Yard
See Remarks
Propane Tank - Leased
Parking
Detached
Garage
Storage
Workshop in Garage
Construction
Spray Foam Insulation
Wood Siding
PEX Plumbing
Patio & Porch
Deck
Lot Features
Adjacent To Public Land
Irregular Lot
Rural Lot
Secluded
Wooded
Utilities
Electricity Connected
Other Structures
Shed(s)
Storage
Room details
6 rooms detailed
Bedroom1
FirstBedroom2
SecondDining Room
FirstKitchen
FirstLaundry
FirstLiving Room
FirstListing insights
Market data and value estimates
StatusFor Sale
Days on market184
Tax rate1.65%
Price/sqft$225
On marketSep 24, 2025
PostedSep 24, 2025
Last sold$140,000
MLS statusActive
MLS updatedSep 24, 2025
Tour days9
Views968
Favorites69
How are the schools in Hartwick?
1 school rated nearby
Location
Hartwick, NY, 13348
Price history
5 events
DateEventPrice$/sqftSource
Sep 24, 2025Listed For Sale$289,000$225NYSAMLSs
Apr 3, 2020Sold$140,000$109NYSAMLSs
Jan 22, 2020Pending Sale$169,900$132Benson Agency Real Estate LLC
Nov 26, 2019Listed For Sale$169,900$132Benson Agency Real Estate LLC
Jun 29, 2007Sold$58,000$45Public Record
Listed For Sale$289,000
Sep 24, 2025•$225/sqft•NYSAMLSs
Sold$140,000
Apr 3, 2020•$109/sqft•NYSAMLSs
Pending Sale$169,900
Jan 22, 2020•$132/sqft•Benson Agency Real Estate LLC
Listed For Sale$169,900
Nov 26, 2019•$132/sqft•Benson Agency Real Estate LLC
Sold$58,000
Jun 29, 2007•$45/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Mar 27, 2024—$129,500
Mar 27, 2023—$129,500
Mar 27, 2022—$129,500
Mar 27, 2021—$129,500
Mar 27, 2020—$109,300
Mar 27, 2019—$109,300
Mar 27, 2018—$109,300
Mar 27, 2017$2,591$109,300
Mar 27, 2016$829$109,300
Mar 27, 2015—$109,300
Mar 27, 2014—$109,300
Mar 27, 2013—$109,300
Mar 27, 2012—$51,000
Mar 27, 2011—$51,000
Mar 27, 2010—$51,000
Mar 27, 2009—$51,000
Mar 27, 2008—$51,000
Mar 27, 2007—$17,000
Mar 27, 2006—$17,000
Mar 27, 2005—$17,000
Mar 27, 2004—$17,000
Mar 27, 2003—$17,000
Mar 27, 2002—$17,000
Mar 27, 2001—$17,000
Mar 27, 2000—$17,000
Nearby homes
Neighborhood details
Local context around this listing
Hartwick, NY • Otsego County
Nearby cities
Cherry ValleyCooperstownMount UptonNew BerlinOneontaOtegoRichfield SpringsUnadilla
Nearby zip codes
13807
Similar homes
The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, UNYREIS and WNYREIS. Real estate listings held by firms other than Zillow, Inc. are marked with the IDX logo and include the Listing Broker’s Firm Name. Listing Data last updated at 2026-03-27 03:25:17 PDT. Disclaimer: All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor Zillow, Inc. shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2026 CNYIS, UNYREIS, WNYREIS. All rights reserved.
No obligation · Same-day response