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Philo, IL, 61864 • 61864 • Champaign County
$242/sqft
-$15,000 since Mar 3, 2026
Down payment assistance available
4Beds
3Baths
1,301Sqft
0.55 acLot
Ranch Style
Ranch architecture
3-Car Garage
Yes · Garage Owned · Attached · Detached · Garage
Demand and pricing signals for this listing
94 views
People checking out this listing
68 days on market
Established listing
$242/sqft
Price per square foot
Single Family
Welcome home to 302 N Jackson Street in Philo, where small-town charm meets space, function, and serious value. This well-designed 4-bedroom, 3-full-bath ranch offers efficient one-story living with room to spread out-inside and out. Step into a large, inviting kitchen loaded with cabinets, an eat-in bar, and all appliances included, making it the true heart of the home. Just off the kitchen, a private deck invites morning coffee, evening grilling, and easy indoor-outdoor living. The home sits on two generous lots, offering a rare amount of outdoor space in town. In addition to the 2-car attached garage, you'll love the 24 x 16 detached garage/shed-perfect for hobbies, woodworking, extra vehicles, or serious storage. A 14,000-watt generator adds peace of mind, while the invisible fence is ready for pets. Downstairs, the partially finished basement expands your living options with a 4th bedroom and full bath, complete with an egress window, plus ample storage space for everything you want out of sight but close at hand. Major updates include new roof and siding in 2021, and the home showcases smart, efficient use of space throughout. Located in highly sought-after Unit 7 schools, you'll enjoy the quiet of Philo living while being just minutes from Champaign-Urbana. This is the kind of home that checks boxes buyers don't often find together: space, updates, extra garages, backup power, and a location that balances peace and convenience. Homes like this don't wait-schedule your showing and write your offer before someone else does.
Standout features identified
Our analysis highlights partially finished basement, private deck, and large inviting kitchen as key attractions of this home.
Based on current rates
Est. 6.20% rate · 30yr fixed · $252,000 loan
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Key facts and listing details
6 categories of property features
19 rooms detailed
Master Bedroom
MainBedroom2
MainBedroom3
MainBedroom4
BasementOther
Other
Market data and value estimates
3 schools rated nearby
Philo, IL, 61864
9 events
25 years of records
Local context around this listing
Philo, IL • Champaign County
Nearby cities
Nearby zip codes
Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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