For Sale102d on marketHistoric · 146 yrs

490 4th Street

Troy, NY, 12180 • South Troy • Rensselaer County

$134,900

$59/sqft

-$15,000 since Feb 4, 2026

Down payment assistance available

4Beds

2Baths

2,300Sqft

0.16 acLot

1880Built

Property DNA

4 highlights

Traditional Style

Built 1880 · 146 years of history

Outdoor Living

Side Porch

Shed(s)

Hardwood Floors

Quality flooring throughout

This home is getting attention

Listed 102 days ago · 872 views · 7 saves

Market activity

Demand and pricing signals for this listing

872 views

People checking out this listing

7 saves

Buyers have saved this home

102 days on market

Established listing

$59/sqft

Price per square foot

About this home

Multi Family · Built 1880 · Historic

Duplex opportunity in the heart of Troy. This two-unit property is being sold as is and is ideal for investors or contractors looking for their next project. Features include a recently updated roof and furnace and an enclosed side porch offering additional space. Property requires significant renovation but offers strong upside for the right buyer. Conveniently located near downtown Troy, shops, dining, and major routes. Cash or renovation financing recommended.

Estimated monthly payment

Based on current rates

$880/month

Principal & Interest$700

Property Tax$135

Insurance$45

Down payment20% ($26,980)

3%50%

Est. 6.75% rate · 30yr fixed · $107,920 loan

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At a glance

Key facts and listing details

TypeDuplex, Multi Family

Year Built1880

HeatingForced Air

CoolingNone

ParkingOff Street

Days on Zillow102 Days

Price/sqft$59

Property

Home typeMulti Family

Sub-typeDuplex, Multi Family

StyleTraditional

Year built1880

Systems

HeatingForced Air

CoolingNone

RoofRubber

ConstructionAluminum Siding, Vinyl Siding

Water / SewerPublic / Public Sewer

Parking & Outdoor

ParkingOff Street

BasementUnfinished

FencingChain Link,Front Yard,Gate

Lot6,969 sqft

Location & Tax

NeighborhoodSouth Troy

Annual tax$5,641

Parcel3817001114458

Bathrooms & Fees

Full baths2

Features & details

10 categories of property features

Interior Features

Flooring

Hardwood

Laminate

Heating

Forced Air

Cooling

None

Exterior Features

Exterior

None

Parking

Off Street

Construction

Aluminum Siding

Vinyl Siding

Patio & Porch

Side Porch

Lot Features

Sloped

Views

None

Other Structures

Shed(s)

Listing insights

Market data and value estimates

StatusFor Sale

Days on market102

Est. rent$1,418/mo

Tax rate1.95%

Price/sqft$59

On marketDec 15, 2025

PostedDec 15, 2025

MLS statusActive

MLS updatedMar 2, 2026

Tour days9

Favorites7

How are the schools in Troy?

3 schools rated nearby

Carroll Hill School

Elementary • Public • K-5

0.6 mi

Troy Middle School

Middle • Public • 6-8

1.5 mi

Troy High School

High • Public • 9-12

1.5 mi

Location

Troy, NY, 12180

Expand map

Price history

3 events

DateEventPrice$/sqftSource

Feb 4, 2026Price Change$134,900$59Global MLS

Jan 15, 2026Price Change$149,900$65Global MLS

Dec 15, 2025Listed For Sale$169,900$74Global MLS

Price Change$134,900

Feb 4, 2026•$59/sqft•Global MLS

Price Change$149,900

Jan 15, 2026•$65/sqft•Global MLS

Listed For Sale$169,900

Dec 15, 2025•$74/sqft•Global MLS

Tax history

25 years of records

YearTax paidAssessed value

Mar 27, 2024—$80,000

Mar 27, 2023—$80,000

Mar 27, 2022—$80,000

Mar 27, 2021—$80,000

Mar 27, 2020—$80,000

Mar 27, 2019—$80,000

Mar 27, 2018—$80,000

Mar 27, 2017$4,149$80,000

Mar 27, 2016—$80,000

Mar 27, 2015—$80,000

Mar 27, 2014—$80,000

Mar 27, 2013—$80,000

Mar 27, 2012—$15,000

Mar 27, 2011—$15,000

Mar 27, 2010—$19,590

Mar 27, 2009—$15,000

Mar 27, 2008—$15,000

Mar 27, 2007—$15,000

Mar 27, 2006—$15,000

Mar 27, 2005—$15,000

Mar 27, 2004—$15,000

Mar 27, 2003—$15,000

Mar 27, 2002—$15,000

Mar 27, 2001—$15,000

Mar 27, 2000—$15,000

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Off Market

$130,900

2 bd1 ba840 sqft

7 Robbins Ave, Troy, NY

Neighborhood details

Local context around this listing

Troy, NY • Rensselaer County

Nearby neighborhoods

DowntownEastsideFrear ParkLansingburghNorth CentralSouth CentralSouth TroySycawayThe Hill

Nearby cities

Averill ParkCastleton-on-HudsonEast GreenbushHoosick FallsNassauRensselaerSchaghticokeTroy

Nearby zip codes

1217912180121811218212183

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Value estimates

Live

Est. rent$1,418/mo

Affordability$948/mo

Accepted financing

Assumable

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IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Judy Moriarty, Zillow, Inc., Corp. Broker

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