Pending43d on marketHistoric · 106 yrs
406 S Elm St
Champaign, IL, 61820 • 61820 • Champaign County
$215,000
$172/sqft
Down payment assistance available
2Beds
2Baths
1,249Sqft
0.08 acLot
1920Built
Property DNA
Bungalow Style
Built 1920 · 106 years of history
Outdoor Living
Deck · Porch · Screened
Hardwood & Wood Floors
Quality flooring throughout
Market activity
Demand and pricing signals for this listing
80 views
People checking out this listing
1 saves
Buyers have saved this home
43 days on market
Established listing
$172/sqft
Price per square foot
About this home
Single Family · Built 1920 · Historic
Welcome home to 406 S Elm! Sitting in a charming Champaign location, here you'll find yourself in walking distance to Downtown Champaign, the Library, UIUC Campus, and public transportation. This home features an abundance of natural light with great windows and wonderful craftsman character throughout - 10-foot ceilings and gorgeous woodwork. As you walk in you'll appreciate the spacious layout which features a formal dining room, large family room, and extra bonus room which makes for a great home office. Off of the bonus room is a half-bath. 2 well sized bedrooms, each with large closets, share an updated full bathroom. The kitchen has ample cabinet and pantry space, with an eat-in area, and a door leading to the rear-exit and basement. The basement provides great additional storage space and ample height and is where the laundry is located. Outside you'll enjoy the cozy screened-in porch with swing, and ample off-streat parking on the long driveway. Roof -2017, HVAC 2019. Come check this one out while it lasts!
Standout features identified
Our analysis highlights extra bonus room, great windows, and large family room as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,405/month
Principal & Interest$1,118
Property Tax$215
Insurance$72
Down payment20% ($43,000)
3%50%
Est. 6.77% rate · 30yr fixed · $172,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1920
HeatingNatural Gas
CoolingCentral Air
Parking2 Open Parking spaces
Lot3,328 sqft
Days on Zillow43 Days
Price/sqft$172
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleBungalow
Year built1920
Stories1
Systems
HeatingNatural Gas
CoolingCentral Air
RoofAsphalt
ConstructionShingle Siding
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingConcrete, Off Street, Driveway, Yes, Owned
BasementUnfinished,Partial
Lot3,328 sqft
Location & Tax
Neighborhood61820
Annual tax$3,052
Parcel432013128008
Bathrooms & Fees
Full baths1
Features & details
12 categories of property features
Interior Features
Interior
1st Floor Bedroom
1st Floor Full Bath
High Ceilings
Historic/Period Mlwk
Appliances
Range
Microwave
Dishwasher
Refrigerator
Washer
Dryer
Flooring
Hardwood
Wood
Heating
Natural Gas
Cooling
Central Air
Laundry
In Unit
Accessibility
No Disability Access
Exterior Features
Parking
Concrete
Off Street
Driveway
Yes
Owned
Construction
Shingle Siding
Patio & Porch
Deck
Porch
Screened
Lot Features
Mature Trees
Community
Park
Curbs
Sidewalks
Street Lights
Room details
19 rooms detailed
Master Bedroom
Main10×11 ft110 sqft
Flooring (Carpet)Window Treatments (Window Treatments)
Bedroom2
Main10×10 ft100 sqft
Flooring (Carpet)Window Treatments (Window Treatments)
Bedroom3
Bedroom4
Other
Other
Listing insights
Market data and value estimates
StatusPending
Days on market43
Est. value$216,100
Est. rent$1,497/mo
Tax rate2.17%
Price/sqft$172
On marketFeb 26, 2026
PostedFeb 26, 2026
Last sold$200,000
MLS statusPending
MLS updatedMar 6, 2026
Tour days6
Views80
Favorites1
How are the schools in Champaign?
3 schools rated nearby
Location
Champaign, IL, 61820
Price history
6 events
DateEventPrice$/sqftSource
Mar 4, 2026Pending Sale$215,000$172MRED as distributed by MLS GRID
Feb 26, 2026Listed For Sale$215,000$172MRED as distributed by MLS GRID
Dec 4, 2024Sold$200,000$160MRED as distributed by MLS GRID
Sep 25, 2024Pending Sale$189,900$152MRED as distributed by MLS GRID
Sep 19, 2024Listed For Sale$189,900$152MRED as distributed by MLS GRID
Jul 16, 2002Sold$95,000$76Agent Provided
Pending Sale$215,000
Mar 4, 2026•$172/sqft•MRED as distributed by MLS GRID
Listed For Sale$215,000
Feb 26, 2026•$172/sqft•MRED as distributed by MLS GRID
Sold$200,000
Dec 4, 2024•$160/sqft•MRED as distributed by MLS GRID
Pending Sale$189,900
Sep 25, 2024•$152/sqft•MRED as distributed by MLS GRID
Listed For Sale$189,900
Sep 19, 2024•$152/sqft•MRED as distributed by MLS GRID
Sold$95,000
Jul 16, 2002•$76/sqft•Agent Provided
Tax history
25 years of records
YearTax paidAssessed value
Apr 10, 2024$3,334$49,230
Apr 10, 2023$3,052$44,840
Apr 10, 2022$2,793$41,370
Apr 10, 2021$2,706$40,560
Apr 10, 2020$2,567$39,000
Apr 10, 2019$2,394$38,200
Apr 10, 2018$2,394$37,600
Apr 10, 2017$2,273$36,150
Apr 10, 2016$2,018$35,400
Apr 10, 2015$2,018$34,770
Apr 10, 2014$2,420$34,770
Apr 10, 2013$2,398$34,770
Apr 10, 2012$2,363$35,480
Apr 10, 2011$2,264$35,480
Apr 10, 2010$2,254$36,280
Apr 10, 2009—$36,280
Apr 10, 2008—$36,280
Apr 10, 2007$2,116$35,260
Apr 10, 2006$1,974$31,860
Apr 10, 2005$1,783$28,620
Apr 10, 2004$1,616$27,540
Apr 10, 2003$1,552$25,200
Apr 10, 2002$1,454$22,390
Apr 10, 2001$1,336$20,950
Apr 10, 2000$1,239$19,710
Nearby homes
Neighborhood details
Local context around this listing
Champaign, IL • Champaign County
Nearby cities
ChampaignHomerMahometRantoulSaint JosephSavoySeymourTolono
Nearby zip codes
6181561820618216182261824618256182661874
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Based on information submitted to the MLS GRID as of 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#17)
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