For Sale15d on marketHistoric · 146 yrs
232 Main Street
Middleburgh, NY, 12122 • 12122 • Schoharie County
$229,900
$109/sqft
Down payment assistance available
4Beds
2Baths
2,108Sqft
0.2 acLot
1880Built
Property DNA
Scenic Views
Downtown · Neighborhood · Park/Greenbelt
Colonial Style
Built 1880 · 146 years of history
Enhanced Security
Carbon Monoxide Detector(s) · Smoke Detector(s)
Outdoor Living
Enclosed · Rear Porch
Garage(s)
Garage(s)
2-Car Garage
Garage Faces Front · Driveway
Wood Floors
Quality flooring throughout
This home is getting attention
Listed 15 days ago · 943 views · 43 saves
Market activity
Demand and pricing signals for this listing
943 views
People checking out this listing
43 saves
Buyers have saved this home
15 days on market
Recently listed
$109/sqft
Price per square foot
About this home
Single Family · Built 1880 · Historic
Great value for this hard to find 4 bedroom home, freshly painted inside with new carpet and ready for new owners! Affordable 4 bedroom, 1.5 bath Colonial located in the heart of the Village of Middleburgh. This bright sunny home features wood floors throughout, a spacious living room, and a formal dining room perfect for gatherings. A cozy first-floor office with built-in shelving offers a quiet workspace, while the galley kitchen, mudroom, and sun room enhance convenience and comfort. Upstairs you'll find four bedrooms and a full bath. There is easy access to the basement through the mudroom. Recent updates include a roof (2013), garage roof (2010), newer windows, and a 200-amp electric service. The washer and dryer are conveniently located in the mudroom, and the garage has water and electric for added functionality. Enjoy the nice yard and close proximity to village shops, restaurants, and amenities. One hour to Capital District and Cooperstown/Oneonta areas. 2.5 hrs to NYC.
Standout features identified
Our analysis highlights nice yard, freshly painted inside, and new carpet as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,499/month
Principal & Interest$1,193
Property Tax$230
Insurance$77
Down payment20% ($45,980)
3%50%
Est. 6.75% rate · 30yr fixed · $183,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1880
HeatingOil, Other
CoolingNone
Parking2 Garage spaces
Lot8,712 sqft
Days on Zillow15 Days
Price/sqft$109
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleColonial
Year built1880
Stories2
Systems
HeatingOil, Other
CoolingNone
RoofAsphalt,Metal,Rubber,Shingle
ConstructionAsphalt, Block, Frame, Vinyl Siding
Water / SewerPublic / Septic Tank
Parking & Outdoor
ParkingGarage Faces Front, Driveway
Garage2 spaces
BasementFull,Interior Entry,Unfinished
FencingNone
Lot8,712 sqft
Location & Tax
Neighborhood12122
ZoningRes1
Annual tax$5,064
Parcel43380110620127
Bathrooms & Fees
Full baths1
Features & details
18 categories of property features
Interior Features
Interior
3 Seasons Room
Built-in Features
High Speed Internet
Appliances
Washer
Refrigerator
Electric Oven
Dryer
Dishwasher
Flooring
Carpet
Linoleum
Wood
Heating
Oil
Other
Cooling
None
Laundry
Laundry Room
Exterior Features
Exterior
Lighting
Parking
Garage Faces Front
Driveway
Construction
Asphalt
Block
Frame
Vinyl Siding
Patio & Porch
Enclosed
Rear Porch
Lot Features
Back Yard
Cleared
Level
Paved
Rectangular Lot
Community
None
Security
Carbon Monoxide Detector(s)
Smoke Detector(s)
Views
Downtown
Neighborhood
Park/Greenbelt
Pool Features
None
Utilities
Cable Connected
Electricity Connected
Sewer Connected
Water Connected
Other Equipment
Fuel Tank(s)
Other Structures
Garage(s)
Room details
12 rooms detailed
Master Bedroom
SecondBedroom
SecondBedroom
SecondBedroom
SecondBathroom
SecondOther
FirstListing insights
Market data and value estimates
StatusFor Sale
Days on market15
Est. value$237,600
Est. rent$2,343/mo
Tax rate2.19%
Price/sqft$109
On marketMar 12, 2026
PostedMar 12, 2026
Last sold$176,000
MLS statusActive
MLS updatedMar 12, 2026
Tour days9
Views943
Favorites43
How are the schools in Middleburgh?
2 schools rated nearby
Location
Middleburgh, NY, 12122
Price history
22 events
DateEventPrice$/sqftSource
Mar 12, 2026Listed For Sale$229,900$109OneKey® MLS as distributed by MLS GRID
Dec 6, 2024Sold$176,000$83NYSAMLSs
Sep 28, 2024Contingent$189,000$90Columbia Greene Northern Dutchess MLS
Sep 16, 2024Pending Sale$189,000$90Global MLS
Sep 16, 2024Contingent$189,000$90NYSAMLSs
Sep 12, 2024Price Change$189,000$90Global MLS
Jun 23, 2024Listed For Sale$199,000$94NYSAMLSs
Mar 24, 2021Listing Removed——Owner
Jan 26, 2020Listing Removed$167,500$79Owner
Oct 28, 2019Price Change$167,500$79Owner
Jun 22, 2019Listed For Sale$157,500$75Owner
Nov 7, 2017Listing Removed$167,500$79Owner
Aug 9, 2017Listed For Sale$167,500$79Owner
Aug 26, 2016Listing Removed$167,500$79Owner
Jul 29, 2016Listed For Sale$167,500$79Owner
Mar 12, 2016Listing Removed$167,500$79Owner
Apr 19, 2014Listed For Sale$167,500$79Owner
Jan 21, 2014Listing Removed$167,500$79Owner
Aug 23, 2013Listed For Sale$167,500$79Owner
Jan 26, 2012Listing Removed$169,500$80CENTURY 21 Rural Estates
Feb 5, 2011Listed For Sale$169,500$80CENTURY 21 Rural Estates
Dec 4, 1990Sold$89,000$42Agent Provided
Listed For Sale$229,900
Mar 12, 2026•$109/sqft•OneKey® MLS as distributed by MLS GRID
Sold$176,000
Dec 6, 2024•$83/sqft•NYSAMLSs
Contingent$189,000
Sep 28, 2024•$90/sqft•Columbia Greene Northern Dutchess MLS
Pending Sale$189,000
Sep 16, 2024•$90/sqft•Global MLS
Contingent$189,000
Sep 16, 2024•$90/sqft•NYSAMLSs
Price Change$189,000
Sep 12, 2024•$90/sqft•Global MLS
Listed For Sale$199,000
Jun 23, 2024•$94/sqft•NYSAMLSs
Listing Removed—
Mar 24, 2021•Owner
Listing Removed$167,500
Jan 26, 2020•$79/sqft•Owner
Price Change$167,500
Oct 28, 2019•$79/sqft•Owner
Listed For Sale$157,500
Jun 22, 2019•$75/sqft•Owner
Listing Removed$167,500
Nov 7, 2017•$79/sqft•Owner
Listed For Sale$167,500
Aug 9, 2017•$79/sqft•Owner
Listing Removed$167,500
Aug 26, 2016•$79/sqft•Owner
Listed For Sale$167,500
Jul 29, 2016•$79/sqft•Owner
Listing Removed$167,500
Mar 12, 2016•$79/sqft•Owner
Listed For Sale$167,500
Apr 19, 2014•$79/sqft•Owner
Listing Removed$167,500
Jan 21, 2014•$79/sqft•Owner
Listed For Sale$167,500
Aug 23, 2013•$79/sqft•Owner
Listing Removed$169,500
Jan 26, 2012•$80/sqft•CENTURY 21 Rural Estates
Listed For Sale$169,500
Feb 5, 2011•$80/sqft•CENTURY 21 Rural Estates
Sold$89,000
Dec 4, 1990•$42/sqft•Agent Provided
Tax history
25 years of records
YearTax paidAssessed value
Mar 27, 2024—$85,900
Mar 27, 2023—$85,900
Mar 27, 2022—$85,900
Mar 27, 2021—$85,900
Mar 27, 2020—$85,900
Mar 27, 2019—$85,900
Mar 27, 2018—$85,900
Mar 27, 2017$4,230$85,900
Mar 27, 2016—$85,900
Mar 27, 2015—$85,900
Mar 27, 2014—$85,900
Mar 27, 2013—$85,900
Mar 27, 2012—$85,900
Mar 27, 2011—$85,900
Mar 27, 2010—$85,900
Mar 27, 2009—$85,900
Mar 27, 2008—$85,900
Mar 27, 2007—$85,900
Mar 27, 2006—$85,900
Mar 27, 2005—$85,900
Mar 27, 2004—$85,900
Mar 27, 2003—$85,900
Mar 27, 2002—$85,900
Mar 27, 2001—$85,900
Mar 27, 2000—$85,900
Nearby homes
Neighborhood details
Local context around this listing
Middleburgh, NY • Schoharie County
Nearby cities
BerneCobleskillDelansonHowes CaveJeffersonMiddleburghRichmondvilleSchoharie
Nearby zip codes
12122
Similar homes
IDX information © 2026 by the Hudson Valley Catskill Region MLS. All Rights Reserved. The data relating to real estate on this website comes in part from the IDX of the Hudson Valley Catskill Region MLS. Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
No obligation · Same-day response