For Sale20d on market
186 Fisher Settlement Rd
Spencer, NY, 14883 • 14883 • Tioga County
$132,500
$146/sqft
Down payment assistance available
3Beds
2Baths
910Sqft
0.68 acLot
1990Built
Property DNA
Mobile Home Style
Built 1990 · 36 years of history
Outdoor Living
Deck
Special Features
Shed(s) · Storage
2-Car Garage
Detached · Electricity · Garage · Storage · Workshop in Garage
This home is getting attention
Listed 20 days ago · 501 views · 22 saves
Market activity
Demand and pricing signals for this listing
501 views
People checking out this listing
22 saves
Buyers have saved this home
20 days on market
Recently listed
$146/sqft
Price per square foot
About this home
Manufactured · Built 1990
Like new and completely remodeled, this 3-bedroom, 2 full bath home offers easy, low-maintenance living with a modern, open feel—perfect for first-time buyers or anyone ready to simplify. Step inside to a bright and inviting layout where the kitchen, dining, and living areas all connect seamlessly. The kitchen features abundant cabinet space and a functional design that makes both everyday living and entertaining effortless. A convenient laundry area adds to the home’s practical appeal. The spacious primary suite offers a walk-in closet and private full bathroom, creating a comfortable retreat. Two additional bedrooms and a second full bath are located just down the hall, ideal for guests, family, or a home office. Outside, enjoy the newly built two-tier deck—perfect for relaxing, entertaining, or taking in the peaceful surroundings. The yard provides plenty of space for gardening or outdoor activities, while the oversized garage is a standout feature with room for storage, hobbies, or a workshop. Located just minutes from town with an easy commute to Ithaca, this move-in ready home combines comfort, convenience, and style in one great package. Don’t miss it!
Standout features identified
Our analysis highlights modern open feel, newly built two-tier deck, and two additional bedrooms as key attractions of this home.
Estimated monthly payment
Based on current rates
$864/month
Principal & Interest$688
Property Tax$133
Insurance$44
Down payment20% ($26,500)
3%50%
Est. 6.75% rate · 30yr fixed · $106,000 loan
Full calculator →At a glance
Key facts and listing details
TypeManufactured Home, Single Family Residence
Year Built1990
HeatingPropane, Forced Air
Parking2 Garage spaces
Days on Zillow20 Days
Price/sqft$146
Property
Home typeManufactured
Sub-typeManufactured Home, Single Family Residence
StyleMobile Home
ConditionResale
Year built1990
Stories1
Systems
HeatingPropane, Forced Air
ConstructionAttic/Crawl Hatchway(s) Insulated, Vinyl Siding
Water / SewerWell / Septic Tank
Parking & Outdoor
ParkingDetached, Electricity, Garage, Storage, Workshop in Garage
Garage2 spaces
Lot0.68 Acres
Location & Tax
Neighborhood14883
Annual tax$1,348
Parcel4934895700150
Bathrooms & Fees
Full baths2
Features & details
11 categories of property features
Interior Features
Interior
Kitchen Island
Kitchen/Family Room Combo
Main Level Primary
Appliances
Electric Water Heater
Gas Oven
Gas Range
Refrigerator
Flooring
Varies
Vinyl
Heating
Propane
Forced Air
Laundry
Main Level
Exterior Features
Exterior
Deck
Gravel Driveway
Propane Tank - Leased
Parking
Detached
Electricity
Garage
Storage
Workshop in Garage
Construction
Attic/Crawl Hatchway(s) Insulated
Vinyl Siding
Patio & Porch
Deck
Lot Features
Pie Shaped Lot
Rural Lot
Other Structures
Shed(s)
Storage
Listing insights
Market data and value estimates
StatusFor Sale
Days on market20
Tax rate2.45%
Price/sqft$146
On marketMar 20, 2026
PostedMar 20, 2026
MLS statusActive
MLS updatedMar 20, 2026
Tour days6
Views501
Favorites22
How are the schools in Spencer?
3 schools rated nearby
Location
Spencer, NY, 14883
Price history
4 events
DateEventPrice$/sqftSource
Mar 20, 2026Listed For Sale$132,500$146NYSAMLSs
Nov 25, 2023Listing Removed——ITMLS
Jun 22, 2023Contingent$37,500$41ITMLS
May 24, 2023Listed For Sale$37,500$41ITMLS
Listed For Sale$132,500
Mar 20, 2026•$146/sqft•NYSAMLSs
Listing Removed—
Nov 25, 2023•ITMLS
Contingent$37,500
Jun 22, 2023•$41/sqft•ITMLS
Listed For Sale$37,500
May 24, 2023•$41/sqft•ITMLS
Tax history
23 years of records
YearTax paidAssessed value
Apr 9, 2023—$55,000
Apr 9, 2022—$55,000
Apr 9, 2021—$55,000
Apr 9, 2020—$55,000
Apr 9, 2019—$39,100
Apr 9, 2018—$39,100
Apr 9, 2017$1,363$39,100
Apr 9, 2016—$39,100
Apr 9, 2015—$39,100
Apr 9, 2014—$39,100
Apr 9, 2013—$39,100
Apr 9, 2012—$39,100
Apr 9, 2011—$39,100
Apr 9, 2010—$12,000
Apr 9, 2009—$12,000
Apr 9, 2008—$12,000
Apr 9, 2007—$12,000
Apr 9, 2006—$12,000
Apr 9, 2005—$12,000
Apr 9, 2004—$12,000
Apr 9, 2002—$12,000
Apr 9, 2001—$12,000
Apr 9, 2000—$12,000
Nearby homes
Neighborhood details
Local context around this listing
Spencer, NY • Tioga County
Nearby neighborhoods
West Danby
Nearby cities
ApalachinDrydenEndicottFreevilleGrotonIthacaNewfieldOwego
Nearby zip codes
14883
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