Pending538d on market
3909 Saltspring Drive
Ferndale, WA, 98248 • 98248 • Whatcom County
$495,000
0.31 acLot
Property DNA
Waterfront Property
Low Bank, Saltwater
Scenic Views
Bay · Canal · Ocean · Sound · Strait
Res-Less thn 1 Ac Style
Res-Less thn 1 Ac architecture
Ferndale
98248
Market activity
Demand and pricing signals for this listing
2 views
People checking out this listing
538 days on market
Established listing
About this home
Lot
Welcome to a world of waterfront luxury and convenience! This spectacular low bank waterfront property is a true gem, boasting all necessary mitigations and approvals, ensuring peace of mind for any discerning buyer. Prepare to be captivated by breathtaking views of the Bay, majestic mountains, and nearby islands, creating an unparalleled backdrop for your dream home. Nestled within close proximity to coveted amenities such as a golf course, marina, clubhouse, tennis courts, and playgrounds, convenience meets luxury in this exclusive offering. Whether you seek serene relaxation or exhilarating outdoor adventures, this property offers the perfect balance. 7 lots are available.
Estimated monthly payment
Based on current rates
$3,109/month
Principal & Interest$2,422
Property Tax$495
Insurance$165
HOA$27
Down payment20% ($99,000)
3%50%
Est. 6.18% rate · 30yr fixed · $396,000 loan
Full calculator →At a glance
Key facts and listing details
Property
Home typeLot
Sub-typeUnimproved Land
StyleRes-Less thn 1 Ac
Systems
Water / SewerIn Street, On Property, Jurisdiction: Sandy Point Improvement Co. / In Street
Parking & Outdoor
Lot0.31 Acres
Location & Tax
Neighborhood98248
ZoningRS5
ParcelLSS198800002
Bathrooms & Fees
HOA$27/mo
Features & details
5 categories of property features
Exterior Features
Lot Features
Dead End Street
Community
Boat Launch
CCRs
Clubhouse
Golf
Park
Playground
Trail(s)
Views
Bay
Canal
Ocean
Sound
Strait
Utilities
Electricity Connected
Natural Gas Available
Gas
Available
Listing insights
Market data and value estimates
StatusPending
Days on market538
Tax rate0.70%
On marketMay 1, 2025
PostedOct 15, 2024
MLS statusPending Feasibility
MLS updatedOct 31, 2025
Tour days6
Views2
How are the schools in Ferndale?
3 schools rated nearby
Location
Ferndale, WA, 98248
Price history
2 events
DateEventPrice$/sqftSource
Oct 8, 2025Pending Sale$495,000—NWMLS as distributed by MLS GRID
Oct 15, 2024Listed For Sale$495,000—NWMLS as distributed by MLS GRID
Pending Sale$495,000
Oct 8, 2025•NWMLS as distributed by MLS GRID
Listed For Sale$495,000
Oct 15, 2024•NWMLS as distributed by MLS GRID
Nearby homes
Neighborhood details
Local context around this listing
Ferndale, WA • Whatcom County
Nearby cities
AcmeBellinghamBlaineCusterDemingFerndaleLyndenMaple Falls
Nearby zip codes
98248
Similar homes
Based on information submitted to the MLS GRID as of 2026-04-07 10:18:52 PDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#39)
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