For Sale5d on market
251 N Ludlow St
Covington, OH, 45318 • 45318 • Miami County
$239,900
$109/sqft
Down payment assistance available
3Beds
1Baths
2,196Sqft
0.35 acLot
1951Built
Property DNA
Village/Covington
45318
Outdoor Living
Deck
Shed(s)
Shed(s)
1-Car Garage
Garage · One Car Garage
This home is getting attention
Listed 5 days ago · 815 views · 17 saves
Market activity
Demand and pricing signals for this listing
815 views
People checking out this listing
17 saves
Buyers have saved this home
5 days on market
Just listed — act fast
$109/sqft
Price per square foot
About this home
Single Family · Built 1951
Welcome to 251 N Ludlow St in Covington—a spacious home offering over 2,100 square feet of living space with room to grow, customize, and make your own. Inside, you’ll find a functional layout with three bedrooms and one full bath, along with multiple living areas that provide flexibility for everyday living, entertaining, or work-from-home needs. The additional square footage gives this home a feel you don’t typically find at this price point. The full unfinished basement adds even more potential—ideal for storage now, with the opportunity to finish and expand your living space over time. Step outside to a fully fenced yard, offering privacy and space for outdoor enjoyment, pets, or gatherings. Conveniently located near the school, downtown Covington, and the local splash pad, this home offers both space and accessibility in one package.
Standout features identified
Our analysis highlights three bedrooms and functional layout as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,581/month
Principal & Interest$1,261
Property Tax$240
Insurance$80
Down payment20% ($47,980)
3%50%
Est. 6.88% rate · 30yr fixed · $191,920 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1951
HeatingForced Air, Hot Water, Natural Gas, Steam
CoolingCentral Air, Other
Parking1 Garage space
Lot0.35 Acres
Days on Zillow5 Days
Price/sqft$109
Property
Home typeSingle Family
Sub-typeSingle Family Residence
Year built1951
Stories1
Systems
HeatingForced Air, Hot Water, Natural Gas, Steam
CoolingCentral Air, Other
ConstructionStucco
Parking & Outdoor
ParkingGarage, One Car Garage
Garage1 spaces
BasementFull,Unfinished
FencingPartial
Lot0.35 Acres
Location & Tax
Neighborhood45318
ZoningResidential
Annual tax$2,006
ParcelH19007070
Bathrooms & Fees
Full baths1
Features & details
8 categories of property features
Interior Features
Heating
Forced Air
Hot Water
Natural Gas
Steam
Cooling
Central Air
Other
Fireplace
Decorative
Exterior Features
Exterior
Deck
Fence
Storage
Parking
Garage
One Car Garage
Construction
Stucco
Patio & Porch
Deck
Other Structures
Shed(s)
Room details
6 rooms detailed
Bedroom
Main15×11 ft
Bedroom
Main11×8 ft
Bedroom
Main15×10 ft
Family Room
Main29×21 ft
Kitchen
Main15×18 ft
Living Room
Main29×15 ft
Listing insights
Market data and value estimates
StatusFor Sale
Days on market5
Est. value$229,200
Est. rent$1,164/mo
Tax rate0.89%
Price/sqft$109
On marketApr 2, 2026
PostedApr 2, 2026
Last sold$176,000
MLS updatedApr 4, 2026
Tour days9
Views815
Favorites17
How are the schools in Covington?
3 schools rated nearby
Location
Covington, OH, 45318
Price history
12 events
DateEventPrice$/sqftSource
Apr 2, 2026Listed For Sale$239,900$109DABR MLS
Jun 3, 2022Sold$176,000$80WRIST
May 2, 2022Pending Sale$176,000$80DABR MLS
Apr 28, 2022Listed For Sale$176,000$80DABR MLS
Jun 10, 2019Sold$118,500$54WRIST
Apr 29, 2019Price Change$120,500$55McVety Realty
Apr 29, 2019Pending Sale$114,900$52McVety Realty
Apr 26, 2019Listed For Sale$114,900$52McVety Realty
Feb 8, 2016Sold$776—Public Record
Sep 9, 2015Price Change$119,900$55Brownlee-Wray and Associates
Jul 25, 2015Price Change$129,900$59Brownlee-Wray and Associates
Jun 30, 2015Listed For Sale$134,900$61Brownlee-Wray and Associates
Listed For Sale$239,900
Apr 2, 2026•$109/sqft•DABR MLS
Sold$176,000
Jun 3, 2022•$80/sqft•WRIST
Pending Sale$176,000
May 2, 2022•$80/sqft•DABR MLS
Listed For Sale$176,000
Apr 28, 2022•$80/sqft•DABR MLS
Sold$118,500
Jun 10, 2019•$54/sqft•WRIST
Price Change$120,500
Apr 29, 2019•$55/sqft•McVety Realty
Pending Sale$114,900
Apr 29, 2019•$52/sqft•McVety Realty
Listed For Sale$114,900
Apr 26, 2019•$52/sqft•McVety Realty
Sold$776
Feb 8, 20160•Public Record
Price Change$119,900
Sep 9, 2015•$55/sqft•Brownlee-Wray and Associates
Price Change$129,900
Jul 25, 2015•$59/sqft•Brownlee-Wray and Associates
Listed For Sale$134,900
Jun 30, 2015•$61/sqft•Brownlee-Wray and Associates
Tax history
25 years of records
YearTax paidAssessed value
Apr 8, 2024$2,006$53,550
Apr 8, 2023$1,932$53,550
Apr 8, 2022$2,000$53,550
Apr 8, 2021$1,662$41,200
Apr 8, 2020$1,665$41,200
Apr 8, 2019$1,326$41,200
Apr 8, 2018$1,153$36,860
Apr 8, 2017$1,173$36,860
Apr 8, 2016$1,159$36,860
Apr 8, 2015$1,064$35,670
Apr 8, 2014$1,064$35,670
Apr 8, 2013$1,025$35,670
Apr 8, 2012$970$37,000
Apr 8, 2011$969$37,000
Apr 8, 2010$949$37,000
Apr 8, 2009$946$38,190
Apr 8, 2008$1,214$38,190
Apr 8, 2007$2,003—
Apr 8, 2006$1,849—
Apr 8, 2005$2,020—
Apr 8, 2004$2,018—
Apr 8, 2003$1,990—
Apr 8, 2002$1,973—
Apr 8, 2001$1,949—
Apr 8, 2000$1,721—
Nearby homes
Neighborhood details
Local context around this listing
Covington, OH • Miami County
Nearby cities
BradfordCovingtonLauraNew CarlislePiquaPotsdamTipp CityTroy
Nearby zip codes
45318
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