For Sale
3320 Arundel On The Bay Rd
Annapolis, MD, 21403 • 21403 • Anne Arundel County
$625
Down payment assistance available
3Beds
4Baths
1,812Sqft
0.23 acLot
2002Built
Property DNA
On the Chesapeake Bay
Canoe/Kayak, Private Access, Swimming Allowed, Bay
Garden Views
Garden
Contemporary,Transitional Style
Built 2002 · 24 years of history
Oyster Harbor
21403
Outdoor Living
Patio · Deck · Porch
1 Fireplace
Mantel(s) · Wood Burning
Special Features
Above Grade · Below Grade
Premium Finishes
Bathroom - Walk-In Shower · Walk-In Closet(s)
This home is getting attention
301 views · 29 saves
Market activity
Demand and pricing signals for this listing
301 views
People checking out this listing
29 saves
Buyers have saved this home
—/sqft
Price per square foot
About this home
Single Family · Built 2002
Located in the water access community of Oyster Harbor surrounded by Oyster Creek, Fishing Creek and the Chesapeake Bay! Enjoy a private community beach that includes picnic tables, BBQ grills, boat slips and kayak storage. Just steps from the private sandy beach, this right-sized home offers two primary bedroom ensuites, two laundries, two kitchens, fireplace, deck, two sheds, and a fully equipped studio apartment with a private separate entrance. The studio has full daylight window, walk-out slider to private rear patio, and a valuable rental potential and history. Fully updated and improved, this move-in ready home has it all... flexible living, income potential, water access, and a vibrant community where you can thrive!
Standout features identified
Our analysis highlights private community beach, private sandy beach, and fully updated and improved as key attractions of this home.
Estimated monthly payment
Based on current rates
$4/month
Principal & Interest$3
Property Tax$1
Insurance$0
Down payment20% ($125)
3%50%
Est. 6.75% rate · 30yr fixed · $500 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built2002
HeatingForced Air, Electric
CoolingHeat Pump, Central Air, Electric
Parking6 Open Parking spaces
Lot10,000 sqft
Days on Zillow0
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleContemporary,Transitional
ConditionExcellent
Year built2002
Stories3
Systems
HeatingForced Air, Electric
CoolingHeat Pump, Central Air, Electric
RoofArchitectural Shingle
ConstructionFrame, HardiPlank Type
Water / SewerWell / Public Sewer
Parking & Outdoor
ParkingGravel, Driveway
BasementOther,Connecting Stairway,Full,Finished,Heated,Improved,Interior Entry,Exterior Entry,Rear Entrance,Shelving,Sump Pump,Walk-Out Access
Fireplaces1
Lot10,000 sqft
Location & Tax
Neighborhood21403
ZoningR2
Annual tax$6,113
Parcel0259703073200
Bathrooms & Fees
Full baths3
Features & details
17 categories of property features
Interior Features
Interior
2nd Kitchen
Soaking Tub
Bathroom - Tub Shower
Bathroom - Walk-In Shower
Breakfast Area
Built-in Features
Butlers Pantry
Ceiling Fan(s)
Dining Area
Entry Level Bedroom
Open Floorplan
Formal/Separate Dining Room
Pantry
Primary Bath(s)
Recessed Lighting
Upgraded Countertops
Walk-In Closet(s)
9'+ Ceilings
2 Story Ceilings
Appliances
Microwave
Built-In Range
Dishwasher
Disposal
Dryer
Exhaust Fan
Extra Refrigerator/Freezer
Self Cleaning Oven
Oven/Range - Electric
Refrigerator
Cooktop
Washer
Washer/Dryer Stacked
Water Heater
Water Conditioner - Owned
Water Treat System
Electric Water Heater
Flooring
Hardwood
Ceramic Tile
Carpet
Wood
Heating
Forced Air
Electric
Cooling
Heat Pump
Central Air
Electric
Fireplace
Mantel(s)
Wood Burning
Windows
Casement
Double Hung
Double Pane Windows
Energy Efficient
Screens
Vinyl Clad
Window Treatments
Accessibility
None
Exterior Features
Exterior
Extensive Hardscape
Storage
Sidewalks
Private Beach
Parking
Gravel
Driveway
Construction
Frame
HardiPlank Type
Patio & Porch
Patio
Deck
Porch
Lot Features
Front Yard
No Thru Street
Rear Yard
SideYard(s)
Security
Main Entrance Lock
Views
Garden
Pool Features
None
Other Structures
Above Grade
Below Grade
Room details
8 rooms detailed
Primary Bedroom
UpperAttached BathroomCeiling Fan(s)Flooring - HardWoodWalk-In Closet(s)Window Treatments
Bedroom2
UpperAttached BathroomFlooring - HardWoodCeiling Fan(s)Window Treatments
Bedroom3
LowerAttached BathroomBasement - FinishedBathroom - Walk-In ShowerBuilt-in FeaturesFlooring - Ceramic TileWalk-In Closet(s)Window Treatments
Dining Room
MainBalcony AccessFlooring - HardWoodWindow Treatments
Kitchen
MainBalcony AccessGranite CountersFlooring - Ceramic TileKitchen - Electric CookingRecessed LightingWindow TreatmentsPantryLighting - Ceiling
Kitchen
LowerBreakfast NookCountertop(s) - QuartzFireplace - GasDining AreaFlooring - Ceramic TileEat-in KitchenKitchen - Electric CookingLighting - CeilingWindow Treatments
Listing insights
Market data and value estimates
StatusFor Sale
Est. value$581,500
Est. rent$3,177/mo
Tax rate0.85%
On marketApr 10, 2026
PostedApr 10, 2026
Last sold$395,000
MLS updatedApr 10, 2026
Tour days6
Views301
Favorites29
How are the schools in Annapolis?
3 schools rated nearby
Location
Annapolis, MD, 21403
Price history
28 events
DateEventPrice$/sqftSource
Apr 10, 2026Listed For Sale$625—Bright MLS
Nov 29, 2024Listing Removed$2,200$1Zillow Rentals
Oct 28, 2024Price Change$2,200$1Zillow Rentals
Oct 16, 2024Listed For Rent$2,600$1Zillow Rentals
Jan 9, 2024Listing Removed——Bright MLS
Dec 4, 2023Listed For Rent$3,250$2Bright MLS
Nov 20, 2023Listing Removed——Bright MLS
Nov 3, 2023Listed For Rent$3,250$2Bright MLS
Mar 24, 2023Listing Removed——Bright MLS
Jan 3, 2023Listing Removed——Zillow Rentals
Dec 24, 2022Listed For Rent$3,250$2Zillow Rentals
Dec 21, 2022Listing Removed——Zillow Rentals
Dec 14, 2022Listed For Rent$3,250$2Zillow Rentals
Jun 11, 2021Sold$395,000$218Public Record
Mar 23, 2021Sold$395,000$218Long & Foster Broker Feed
Aug 17, 2020Pending Sale$390,000$215Long & Foster Real Estate, Inc.
Aug 5, 2020Price Change$390,000$215Long & Foster Real Estate, Inc.
Apr 30, 2020Price Change$425,000$235Long & Foster Real Estate, Inc.
Feb 14, 2020Price Change$424,995$235RE/MAX Leading Edge
Feb 13, 2020Price Change$424,900$234RE/MAX Leading Edge
Jan 18, 2020Price Change$428,000$236EXP Realty, LLC
Dec 7, 2019Price Change$442,000$244EXP Realty, LLC
Nov 6, 2019Price Change$458,900$253RE/MAX Leading Edge
Sep 11, 2019Price Change$459,000$253RE/MAX Leading Edge
Jul 22, 2019Price Change$489,000$270RE/MAX Leading Edge
Jun 10, 2019Listed For Sale$499,900$276RE/MAX Leading Edge
Sep 23, 2003Sold$320,000$177Public Record
Jul 25, 2001Sold$45,000$25Public Record
Listed For Sale$625
Apr 10, 20260•Bright MLS
Listing Removed$2,200
Nov 29, 2024•$1/sqft•Zillow Rentals
Price Change$2,200
Oct 28, 2024•$1/sqft•Zillow Rentals
Listed For Rent$2,600
Oct 16, 2024•$1/sqft•Zillow Rentals
Listing Removed—
Jan 9, 2024•Bright MLS
Listed For Rent$3,250
Dec 4, 2023•$2/sqft•Bright MLS
Listing Removed—
Nov 20, 2023•Bright MLS
Listed For Rent$3,250
Nov 3, 2023•$2/sqft•Bright MLS
Listing Removed—
Mar 24, 2023•Bright MLS
Listing Removed—
Jan 3, 2023•Zillow Rentals
Listed For Rent$3,250
Dec 24, 2022•$2/sqft•Zillow Rentals
Listing Removed—
Dec 21, 2022•Zillow Rentals
Listed For Rent$3,250
Dec 14, 2022•$2/sqft•Zillow Rentals
Sold$395,000
Jun 11, 2021•$218/sqft•Public Record
Sold$395,000
Mar 23, 2021•$218/sqft•Long & Foster Broker Feed
Pending Sale$390,000
Aug 17, 2020•$215/sqft•Long & Foster Real Estate, Inc.
Price Change$390,000
Aug 5, 2020•$215/sqft•Long & Foster Real Estate, Inc.
Price Change$425,000
Apr 30, 2020•$235/sqft•Long & Foster Real Estate, Inc.
Price Change$424,995
Feb 14, 2020•$235/sqft•RE/MAX Leading Edge
Price Change$424,900
Feb 13, 2020•$234/sqft•RE/MAX Leading Edge
Price Change$428,000
Jan 18, 2020•$236/sqft•EXP Realty, LLC
Price Change$442,000
Dec 7, 2019•$244/sqft•EXP Realty, LLC
Price Change$458,900
Nov 6, 2019•$253/sqft•RE/MAX Leading Edge
Price Change$459,000
Sep 11, 2019•$253/sqft•RE/MAX Leading Edge
Price Change$489,000
Jul 22, 2019•$270/sqft•RE/MAX Leading Edge
Listed For Sale$499,900
Jun 10, 2019•$276/sqft•RE/MAX Leading Edge
Sold$320,000
Sep 23, 2003•$177/sqft•Public Record
Sold$45,000
Jul 25, 2001•$25/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 11, 2025$7,622$522,267
Apr 11, 2024$5,071$463,133
Apr 11, 2023$4,412$404,000
Apr 11, 2022$4,188$400,733
Apr 11, 2021$4,154$397,467
Apr 11, 2020$4,123$394,200
Apr 11, 2019$4,097$394,200
Apr 11, 2018$3,938$388,333
Apr 11, 2017$3,928$385,400
Apr 11, 2016—$368,767
Apr 11, 2015—$352,133
Apr 11, 2014—$335,500
Apr 11, 2013—$335,500
Apr 11, 2012—$335,500
Apr 11, 2011—$369,000
Apr 11, 2010—$361,840
Apr 11, 2009—$354,680
Apr 11, 2008—$347,520
Apr 11, 2007—$300,942
Apr 11, 2006—$254,366
Apr 11, 2005—$207,790
Apr 11, 2004—$194,846
Apr 11, 2003—$181,903
Apr 11, 2002—$168,960
Apr 11, 2001—$44,832
Nearby homes
Neighborhood details
Local context around this listing
Annapolis, MD • Anne Arundel County
Nearby cities
AnnapolisArnoldCroftonEdgewaterElkridgeGlen BurnieOdentonPasadena
Nearby zip codes
2140121402214032140421405214092141121412
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