For Sale16d on marketHistoric · 116 yrs
231 Oak St
Cumberland, MD, 21502 • Chapel Hill-Virginia Avenue • Allegany County
$155,000
$128/sqft
+$24,000 since Mar 23, 2026
Down payment assistance available
3Beds
1Baths
1,208Sqft
0.04 acLot
1910Built
Property DNA
Traditional Style
Built 1910 · 116 years of history
None Available
Chapel Hill-Virginia Avenue
Special Features
Above Grade · Below Grade
This home is getting attention
Listed 16 days ago · 361 views · 18 saves
Market activity
Demand and pricing signals for this listing
361 views
People checking out this listing
18 saves
Buyers have saved this home
16 days on market
Recently listed
$128/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 37% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1910 · Historic
Welcome to this beautifully updated 3 bedroom home situated on a corner lot! From the moment you arrive, you’ll appreciate the inviting covered front porch, perfect for relaxing and enjoying your morning coffee. Step inside to discover a fully remodeled interior featuring a bright, open concept layout with fresh finishes throughout. The spacious living area flows seamlessly into the updated kitchen, complete with modern cabinetry, stylish countertops, and newer appliances ideal for both everyday living and entertaining. Convenience is key with a main level bathroom and laundry. Upstairs, you’ll find three comfortable bedrooms with plenty of natural light. Additional highlights include a partial basement for extra storage, a fenced in yard perfect for pets or outdoor gatherings.
Standout features identified
Our analysis highlights fresh finishes throughout, fully remodeled interior, and modern cabinetry as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,011/month
Principal & Interest$804
Property Tax$155
Insurance$52
Down payment20% ($31,000)
3%50%
Est. 6.75% rate · 30yr fixed · $124,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1910
HeatingHeat Pump, Electric
CoolingDuctless, Electric
ParkingOpen Parking
Lot1,827 sqft
Days on Zillow16 Days
Price/sqft$128
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleTraditional
Year built1910
Stories2
Systems
HeatingHeat Pump, Electric
CoolingDuctless, Electric
ConstructionBlock
Water / SewerPublic / Public Sewer
Parking & Outdoor
ParkingOn Street
BasementPartial,Interior Entry
Lot1,827 sqft
Location & Tax
NeighborhoodChapel Hill-Virginia Avenue
ZoningRESIDENTIAL
Annual tax$993
Parcel04046595
Bathrooms & Fees
Full baths1
Features & details
8 categories of property features
Interior Features
Appliances
Electric Water Heater
Heating
Heat Pump
Electric
Cooling
Ductless
Electric
Accessibility
2+ Access Exits
Exterior Features
Parking
On Street
Construction
Block
Pool Features
Community
Other Structures
Above Grade
Below Grade
Room details
1 room detailed
Basement
632 sqft
Listing insights
Market data and value estimates
StatusFor Sale
Days on market16
Est. value$153,700
Est. rent$1,067/mo
Tax rate1.08%
Price/sqft$128
On marketMar 23, 2026
PostedMar 23, 2026
Last sold$25,500
MLS updatedApr 6, 2026
Tour days9
Views361
Favorites18
How are the schools in Cumberland?
3 schools rated nearby
Location
Cumberland, MD, 21502
Price history
3 events
DateEventPrice$/sqftSource
Mar 23, 2026Price Change$155,000$128Bright MLS
Feb 21, 2026Listed For Sale$131,000$108Owner
Jun 4, 2025Sold$25,500$21Public Record
Price Change$155,000
Mar 23, 2026•$128/sqft•Bright MLS
Listed For Sale$131,000
Feb 21, 2026•$108/sqft•Owner
Sold$25,500
Jun 4, 2025•$21/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 8, 2025—$50,267
Apr 8, 2024$939$47,033
Apr 8, 2023$872$43,800
Apr 8, 2022$869$43,800
Apr 8, 2021$875$43,667
Apr 8, 2020$867$43,600
Apr 8, 2019$853$43,600
Apr 8, 2018$399$41,933
Apr 8, 2017$388$41,100
Apr 8, 2016—$41,100
Apr 8, 2015—$41,100
Apr 8, 2014—$41,100
Apr 8, 2013—$41,100
Apr 8, 2012—$41,100
Apr 8, 2011—$46,500
Apr 8, 2010—$44,342
Apr 8, 2009—$42,106
Apr 8, 2008—$39,870
Apr 8, 2007—$34,302
Apr 8, 2006—$28,736
Apr 8, 2005—$23,170
Apr 8, 2004—$21,236
Apr 8, 2003—$19,303
Apr 8, 2002—$17,370
Apr 8, 2001—$16,510
Nearby homes
Neighborhood details
Local context around this listing
Cumberland, MD • Allegany County
Nearby neighborhoods
Center CityChapel Hill-Virginia AvenueEastside-WillowbrookHaystack-DingleLavaleMcnamee-ShriverRolling MillWalsh-HumbirdWestsideWills
Nearby cities
CumberlandEllerslieFlintstoneFrostburgLonaconingMidlandMount SavageOldtown
Nearby zip codes
215012150221503215042150521524215292155621560
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