For Sale23d on market
12635 Western Cir
Lusby, MD, 20657 • 20657 • Calvert County
$295,000
$279/sqft
-$10,000 since Mar 31, 2026
Down payment assistance available
3Beds
2Baths
1,056Sqft
0.25 acLot
1987Built
Property DNA
Waterfront Property
Bay
Ranch/Rambler Style
Built 1987 · 39 years of history
Chesapeake Ranch Estates
Basketball Court · Beach Access · Boat Ramp
Above Grade
Above Grade
$50/mo HOA
Basketball Court · Beach Access · Boat Ramp · Clubhouse
This home is getting attention
Listed 23 days ago · 1,612 views · 147 saves
Market activity
Demand and pricing signals for this listing
1,612 views
People checking out this listing
147 saves
Buyers have saved this home
23 days on market
Recently listed
$279/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 16% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1987
Welcome home to this beautifully refreshed 3-bedroom, 1-bath rancher offering comfort, style, and move-in-ready convenience. Built in 1987 and featuring 1,056 square feet of living space, this home has been thoughtfully updated to appeal to today’s buyers. Step inside to discover brand-new carpet in the bedrooms and durable new vinyl flooring throughout the living room and kitchen. Fresh paint throughout the home creates a clean, modern feel, while the open-concept layout between the living room and kitchen allows for an abundance of natural light to fill the space. The updated kitchen is equipped with new appliances, including a stove, dishwasher, and refrigerator, making it both functional and inviting. Just off the kitchen, step through the doorway onto a large open deck—perfect for entertaining, grilling, or enjoying peaceful outdoor moments. The exterior offers charming curb appeal with a welcoming front porch, ideal for relaxing and taking in the surroundings. Additional conveniences include a washer and dryer, making this home truly move-in ready. Whether you’re a first-time buyer, downsizing, or looking for a great investment opportunity, this home checks all the boxes. Don’t miss your chance to own this updated gem! **Buyer to verify room count, amenities, sizes, and school zones**
Standout features identified
Our analysis highlights charming curb appeal, thoughtfully updated, and washer and dryer as key attractions of this home.
Estimated monthly payment
Based on current rates
$1,867/month
Principal & Interest$1,424
Property Tax$295
Insurance$98
HOA$50
Down payment20% ($59,000)
3%50%
Est. 6.06% rate · 30yr fixed · $236,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1987
HeatingHeat Pump, Electric
CoolingCentral Air, Electric
Parking1 Carport space
HOA$600 annually
Lot0.25 Acres
Days on Zillow23 Days
Price/sqft$279
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch/Rambler
Year built1987
Stories1
Systems
HeatingHeat Pump, Electric
CoolingCentral Air, Electric
ConstructionOther
Water / SewerPublic / Community Septic Tank
Parking & Outdoor
ParkingAttached Carport, Driveway
Lot0.25 Acres
Location & Tax
Neighborhood20657
ZoningR-1
Annual tax$2,643
Parcel01083821
Bathrooms & Fees
Full baths1
HOA$50/mo
Features & details
8 categories of property features
Interior Features
Appliances
Refrigerator
Washer
Dryer
Cooktop
Dishwasher
Electric Water Heater
Heating
Heat Pump
Electric
Cooling
Central Air
Electric
Accessibility
None
Exterior Features
Parking
Attached Carport
Driveway
Construction
Other
Pool Features
None
Other Structures
Above Grade
Room details
7 rooms detailed
Bedroom1
MainBedroom2
MainBedroom3
MainBathroom1
MainFamily Room
MainHalf Bath
MainListing insights
Market data and value estimates
StatusFor Sale
Days on market23
Est. value$295,300
Est. rent$2,037/mo
Tax rate0.78%
Price/sqft$279
On marketMar 17, 2026
PostedMar 17, 2026
Last sold$175,000
MLS updatedApr 9, 2026
Tour days9
Views1,612
Favorites147
How are the schools in Lusby?
3 schools rated nearby
Location
Lusby, MD, 20657
Price history
12 events
DateEventPrice$/sqftSource
Mar 31, 2026Price Change$295,000$279Bright MLS
Mar 17, 2026Listed For Sale$305,000$289Bright MLS
Jan 15, 2019Listing Removed$1,250$1O'Brien Realty
Dec 25, 2018Listed For Rent$1,250$1O'Brien Realty
Oct 2, 2017Listing Removed$1,350$1O'Brien Realty
Jul 27, 2017Listed For Rent$1,350$1O Brien Realty
Jan 27, 2016Listing Removed$1,400$1O'Brien Realty
Oct 9, 2015Listed For Rent$1,400$1O Brien Realty
Jun 29, 2014Listing Removed$1,250$1O'Brien Realty
May 22, 2014Listed For Rent$1,250$1O Brien Realty
Apr 20, 2005Sold$175,000$166Public Record
Mar 28, 2003Sold$117,100$111Public Record
Price Change$295,000
Mar 31, 2026•$279/sqft•Bright MLS
Listed For Sale$305,000
Mar 17, 2026•$289/sqft•Bright MLS
Listing Removed$1,250
Jan 15, 2019•$1/sqft•O'Brien Realty
Listed For Rent$1,250
Dec 25, 2018•$1/sqft•O'Brien Realty
Listing Removed$1,350
Oct 2, 2017•$1/sqft•O'Brien Realty
Listed For Rent$1,350
Jul 27, 2017•$1/sqft•O Brien Realty
Listing Removed$1,400
Jan 27, 2016•$1/sqft•O'Brien Realty
Listed For Rent$1,400
Oct 9, 2015•$1/sqft•O Brien Realty
Listing Removed$1,250
Jun 29, 2014•$1/sqft•O'Brien Realty
Listed For Rent$1,250
May 22, 2014•$1/sqft•O Brien Realty
Sold$175,000
Apr 20, 2005•$166/sqft•Public Record
Sold$117,100
Mar 28, 2003•$111/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 9, 2025$2,233$206,967
Apr 9, 2024$2,066$191,433
Apr 9, 2023$1,828$175,900
Apr 9, 2022$1,760$175,900
Apr 9, 2021$1,692$162,833
Apr 9, 2020$1,632$156,300
Apr 9, 2019$1,589$156,300
Apr 9, 2018$1,538$146,633
Apr 9, 2017$1,509$141,800
Apr 9, 2016$2,348$141,800
Apr 9, 2015$2,348$141,800
Apr 9, 2014$2,348$143,400
Apr 9, 2013—$143,400
Apr 9, 2012—$143,400
Apr 9, 2011—$197,700
Apr 9, 2010—$189,696
Apr 9, 2009—$181,693
Apr 9, 2008—$173,690
Apr 9, 2007—$150,510
Apr 9, 2006—$127,330
Apr 9, 2005—$104,150
Apr 9, 2004—$99,446
Apr 9, 2003—$94,743
Apr 9, 2002—$90,040
Apr 9, 2001—$87,092
Nearby homes
Neighborhood details
Local context around this listing
Lusby, MD • Calvert County
Nearby cities
Broomes IslandChesapeake BeachDunkirkHuntingtownLusbyOwingsPort RepublicPrince Frederick
Nearby zip codes
2062920657
Similar homes
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