Sold167d on market
20 Lance Ct
Elkton, MD, 21921 • 21921 • Cecil County
$550,000
$222/sqft
3Beds
2Baths
2,476Sqft
1.6 acLot
1989Built
Property DNA
On the Elk River
Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Waterski/Wakeboard, River
Ranch/Rambler Style
Built 1989 · 37 years of history
Pembrey
21921
1 Fireplace
Cozy heat source
Special Features
Above Grade · Below Grade
Private Pool
Fenced · In Ground · Vinyl · Private
2-Car Garage
Garage Faces Side · Asphalt · Attached · Driveway
This home is in high demand
Listed 167 days ago · 27 views · 1 saves · Top 3% likely to sell soon
Market activity
Demand and pricing signals for this listing
27 views
People checking out this listing
1 saves
Buyers have saved this home
167 days on market
Established listing
$222/sqft
Price per square foot
Selling Soon Prediction
Very HighThis home ranks in the top 3% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1989
Nestled in the serene community of Pembrey, this exquisite ranch-style residence offers a luxurious lifestyle defined by its stunning water features and unparalleled access to the Elk River. Spanning over 1.55 acres, this property is a true sanctuary. As you approach the home, the charming brick and vinyl siding exterior invites you in, while the meticulously landscaped grounds set the stage for a tranquil retreat. Step inside to discover a thoughtfully designed layout that maximizes space and natural light. With 2,476 square feet of finished living area, this home boasts three spacious bedrooms and two full bathrooms, providing ample room for relaxation and entertainment. The heart of this residence is undoubtedly the outdoor oasis. A personal in-ground pool offers a perfect spot for summer gatherings or quiet afternoons soaking up the sun. Imagine hosting friends for a poolside barbecue or enjoying a refreshing dip after a day on the water. Complimenting the outdoor living space you are greeted by a large Trex Deck some of which is partially covered from the roof making a great space for relaxing after a long day.The property's private access to the Elk River enhances the experience, allowing for effortless boating, fishing, and kayaking from right inside the community. Whether you're an avid water sports enthusiast or simply enjoy the peaceful sounds of nature, this home caters to your every desire. Inside, the cozy ambiance is complemented by a charming fireplace and vaulted ceilings, perfect for those cooler evenings spent indoors. The partially finished basement with a side entrance provides additional space for hobbies or storage, while the attached garage and ample driveway parking ensure convenience for you and your guests. This property is not just a home; it's a lifestyle. The surrounding natural beauty and the gentle flow of the river create a serene backdrop that enhances your everyday living experience. Experience the perfect blend of comfort, elegance, and adventure, all within the confines of your own private retreat! New Roof in 2024, New Septic 2017, with many other upgrades, this property has it all!
Standout features identified
Our analysis highlights charming fireplace, partially finished basement, and cozy ambiance as key attractions of this home.
Estimated monthly payment
Based on current rates
$3,411/month
Principal & Interest$2,655
Property Tax$550
Insurance$183
HOA$23
Down payment20% ($110,000)
3%50%
Est. 6.06% rate · 30yr fixed · $440,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1989
HeatingForced Air, Propane
CoolingCentral Air, Electric
Parking2 Attached Garage spaces
HOA$275 annually
Lot1.55 Acres
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleRanch/Rambler
ConditionExcellent
Year built1989
Stories1
Systems
HeatingForced Air, Propane
CoolingCentral Air, Electric
RoofArchitectural Shingle
ConstructionBrick, Vinyl Siding, Stick Built
Water / SewerWell / On Site Septic
Parking & Outdoor
ParkingGarage Faces Side, Asphalt, Attached, Driveway
Garage2 spaces
BasementPartial,Partially Finished,Side Entrance,Walk-Out Access
Fireplaces1
Lot1.55 Acres
Location & Tax
Neighborhood21921
ZoningLDR
Annual tax$3,884
Parcel05087384
Bathrooms & Fees
Full baths2
HOA$23/mo
Features & details
9 categories of property features
Interior Features
Appliances
Water Heater
Heating
Forced Air
Propane
Cooling
Central Air
Electric
Laundry
Laundry Room
Accessibility
None
Exterior Features
Parking
Garage Faces Side
Asphalt
Attached
Driveway
Construction
Brick
Vinyl Siding
Stick Built
Pool Features
Fenced
In Ground
Vinyl
Private
Other Structures
Above Grade
Below Grade
Room details
13 rooms detailed
Primary Bedroom
Main15×14 ft210 sqft
Flooring - Carpet
Bedroom2
Main13×13 ft169 sqft
Flooring - Carpet
Bedroom3
Main13×9 ft117 sqft
Flooring - Carpet
Primary Bathroom
Main11×5 ft55 sqft
Dining Room
Main25×7 ft175 sqft
Flooring - Ceramic Tile
Family Room
Lower27×13 ft351 sqft
Flooring - Carpet
Listing insights
Market data and value estimates
StatusSold
Days on market167
Est. value$550,300
Est. rent$2,489/mo
Tax rate0.81%
Price/sqft$222
On marketSep 19, 2025
PostedSep 19, 2025
Last sold$550,000
MLS updatedDec 10, 2025
Tour days6
Views27
Favorites1
How are the schools in Elkton?
3 schools rated nearby
Location
Elkton, MD, 21921
Price history
5 events
DateEventPrice$/sqftSource
Oct 24, 2025Sold$550,000$222Bright MLS
Sep 23, 2025Pending Sale$525,000$212Bright MLS
Sep 19, 2025Listed For Sale$525,000$212Bright MLS
Aug 12, 2003Sold$284,900$115Public Record
Dec 29, 2000Sold$218,000$88Public Record
Sold$550,000
Oct 24, 2025•$222/sqft•Bright MLS
Pending Sale$525,000
Sep 23, 2025•$212/sqft•Bright MLS
Listed For Sale$525,000
Sep 19, 2025•$212/sqft•Bright MLS
Sold$284,900
Aug 12, 2003•$115/sqft•Public Record
Sold$218,000
Dec 29, 2000•$88/sqft•Public Record
Tax history
25 years of records
YearTax paidAssessed value
Apr 10, 2025—$369,167
Apr 10, 2024$3,824$349,433
Apr 10, 2023$3,641$329,700
Apr 10, 2022$3,674$329,700
Apr 10, 2021$3,678$322,633
Apr 10, 2020$3,681$319,100
Apr 10, 2019$3,626$319,100
Apr 10, 2018$3,571$309,633
Apr 10, 2017$3,577$304,900
Apr 10, 2016$3,395$302,233
Apr 10, 2015$3,363$299,567
Apr 10, 2014$3,366$296,900
Apr 10, 2013—$296,900
Apr 10, 2012—$296,900
Apr 10, 2011—$322,840
Apr 10, 2010—$372,840
Apr 10, 2009—$372,840
Apr 10, 2008—$374,570
Apr 10, 2007—$319,302
Apr 10, 2006—$264,036
Apr 10, 2005—$208,770
Apr 10, 2004—$200,120
Apr 10, 2003—$191,470
Apr 10, 2002—$182,820
Apr 10, 2001—$178,126
Nearby homes
Neighborhood details
Local context around this listing
Elkton, MD • Cecil County
Nearby cities
Chesapeake CityColoraConowingoEarlevilleElktonNorth EastPerryvillePort Deposit
Nearby zip codes
21916219202192121922
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