Sold372d on market
32 Ridge Rd
Swanton, MD, 21561 • 21561 • Garrett County
$325,000
$240/sqft
3Beds
2Baths
1,356Sqft
0.46 acLot
1981Built
Property DNA
On the Deep Creek Lake
Lake, Boat - Powered, No Personal Watercraft (PWC), Private Access
Cottage Style
Built 1981 · 45 years of history
Sky Valley
Common Grounds · Volleyball Courts · Water/Lake Privileges
Special Features
Above Grade · Below Grade
$92/mo HOA
Common Grounds · Volleyball Courts · Water/Lake Privileges
This home is getting attention
Listed 372 days ago · 6 views
Market activity
Demand and pricing signals for this listing
6 views
People checking out this listing
372 days on market
Established listing
$240/sqft
Price per square foot
Selling Soon Prediction
HighThis home ranks in the top 22% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1981
3BR, 1.5BA cottage in coveted Sky Valley! Open feel, exposed beams, screened in porch on a relatively secluded lot. Recent appraisal of $388,000. Estate sale; home being sold in AS-IS condition. Rear deck is in need of replacement and property needs TLC, perfect for a renovation project. Short waiting list for dock slip. Sky Valley amenities are in abundance: swimming beach, hiking trails, community fishing pond, gorgeous lakefront and lake access areas. 24 ft pontoon boat negotiable, if desired.
Standout features identified
Our analysis highlights gorgeous lakefront, exposed beams, and screened in porch as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,105/month
Principal & Interest$1,580
Property Tax$325
Insurance$108
HOA$92
Down payment20% ($65,000)
3%50%
Est. 6.13% rate · 30yr fixed · $260,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1981
HeatingBaseboard, Electric
CoolingCeiling Fan(s), Electric
ParkingOpen Parking
HOA$1,100 annually
Lot0.46 Acres
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleCottage
ConditionBelow Average
Year built1981
Stories2
Systems
HeatingBaseboard, Electric
CoolingCeiling Fan(s), Electric
ConstructionCedar
Water / SewerWell / Septic = # of BR
Parking & Outdoor
ParkingDriveway
Lot0.46 Acres
Location & Tax
Neighborhood21561
ZoningR
Annual tax$2,526
Parcel18008920
Bathrooms & Fees
Full baths1
HOA$92/mo
Features & details
8 categories of property features
Interior Features
Appliances
Electric Water Heater
Heating
Baseboard
Electric
Cooling
Ceiling Fan(s)
Electric
Accessibility
None
Exterior Features
Parking
Driveway
Construction
Cedar
Pool Features
None
Other Structures
Above Grade
Below Grade
Room details
1 room detailed
Basement
0
Listing insights
Market data and value estimates
StatusSold
Days on market372
Est. value$318,600
Est. rent$1,700/mo
Tax rate0.83%
Price/sqft$240
On marketNov 16, 2024
PostedNov 16, 2024
Last sold$325,000
MLS updatedMar 31, 2025
Tour days6
Views6
How are the schools in Swanton?
3 schools rated nearby
Location
Swanton, MD, 21561
Price history
5 events
DateEventPrice$/sqftSource
Mar 31, 2025Sold$325,000$240Bright MLS
Feb 26, 2025Pending Sale$349,000$257Bright MLS
Feb 17, 2025Contingent$349,000$257Bright MLS
Feb 16, 2025Price Change$349,000$257Bright MLS
Nov 16, 2024Listed For Sale$369,000$272Bright MLS
Sold$325,000
Mar 31, 2025•$240/sqft•Bright MLS
Pending Sale$349,000
Feb 26, 2025•$257/sqft•Bright MLS
Contingent$349,000
Feb 17, 2025•$257/sqft•Bright MLS
Price Change$349,000
Feb 16, 2025•$257/sqft•Bright MLS
Listed For Sale$369,000
Nov 16, 2024•$272/sqft•Bright MLS
Tax history
25 years of records
YearTax paidAssessed value
Apr 8, 2025$2,837$248,000
Apr 8, 2024$2,526$216,267
Apr 8, 2023$2,155$184,533
Apr 8, 2022$1,785$152,800
Apr 8, 2021$1,785$152,800
Apr 8, 2020$1,785$152,800
Apr 8, 2019$1,829$156,600
Apr 8, 2018$1,726$156,600
Apr 8, 2017$1,726$156,600
Apr 8, 2016—$157,400
Apr 8, 2015—$157,400
Apr 8, 2014—$157,400
Apr 8, 2013—$164,900
Apr 8, 2012—$164,900
Apr 8, 2011—$164,900
Apr 8, 2010—$204,900
Apr 8, 2009—$184,186
Apr 8, 2008—$163,473
Apr 8, 2007—$142,760
Apr 8, 2006—$123,102
Apr 8, 2005—$103,446
Apr 8, 2004—$83,790
Apr 8, 2003—$82,302
Apr 8, 2002—$80,816
Apr 8, 2001—$79,330
Nearby homes
Neighborhood details
Local context around this listing
Swanton, MD • Garrett County
Nearby cities
AccidentBartonBittingerFriendsvilleFrostburgGrantsvilleLonaconingMc Henry
Nearby zip codes
215232156121562
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