Off Market2942d on market

186 White Oak Dr

Swanton, MD, 21561 • 21561 • Garrett County

$1,092,100

$603/sqft

5Beds

3Baths

1,810Sqft

0.43 acLot

1988Built

Property DNA

3 highlights

Waterfront Property

Direct water access

Water Views

Water

Hardwood Floors

Quality flooring throughout

Market activity

Demand and pricing signals for this listing

3 views

People checking out this listing

2942 days on market

Established listing

$603/sqft

Price per square foot

About this home

Single Family · Built 1988

Well maintained 5 bedroom lakefront chalet with stone fireplaces on main level Living Room and lower level Family Room, garage for storing your lake toys, deck & hot tub overlooking the Deep Creek Lake, lower patio area, and great views. Fully fenced yard for safety for pets. Premium Class A Dock Permit!

Estimated monthly payment

Based on current rates

$6,878/month

Principal & Interest$5,422

Property Tax$1,092

Insurance$364

Down payment20% ($218,420)

3%50%

Est. 6.33% rate · 30yr fixed · $873,680 loan

Full calculator →

At a glance

Key facts and listing details

TypeSingleFamily

Year Built1988

HeatingBaseboard, Electric

CoolingCentral

Parking1 Parking space

Lot0.43 Acres

Property

Home typeSingle Family

Year built1988

Systems

HeatingBaseboard, Electric

CoolingCentral

RoofShake / Shingle

ConstructionFrame

Parking & Outdoor

ParkingGarage - Detached

BasementPartially finished

Lot0.43 Acres

Location & Tax

Neighborhood21561

Annual tax$9,870

Parcel18012294

Bathrooms & Fees

Full baths3

Features & details

8 categories of property features

Interior Features

Appliances

Dishwasher

Dryer

Refrigerator

Washer

Flooring

Hardwood

Heating

Baseboard

Electric

Cooling

Central

Exterior Features

Exterior

Wood

Parking

Garage - Detached

Construction

Frame

Views

Water

Listing insights

Market data and value estimates

StatusOff Market

Days on market2942

Est. value$1,092,100

Est. rent$2,187/mo

Tax rate0.83%

Price/sqft$603

Last sold$660,000

Tour days6

How are the schools in Swanton?

3 schools rated nearby

Broad Ford Elementary School

Primary • Public • PK-5

7.3 mi

Southern Middle School

Middle • Public • 6-8

7.4 mi

Southern Garrett High School

High • Public • 9-12

8.3 mi

Location

Swanton, MD, 21561

Expand map

Price history

13 events

DateEventPrice$/sqftSource

Mar 19, 2018Sold$660,000$365Public Record

Dec 28, 2017Sold$660,000$365Agent Provided

Jul 17, 2017Price Change$674,000$372Railey Realty, Inc.

Jun 9, 2016Price Change$699,000$386Railey Realty Inc.

Mar 21, 2016Listed For Sale$769,000$425Railey Realty Inc.

Nov 1, 2015Listing Removed$769,000$425Railey Realty Inc.

Apr 22, 2015Listed For Sale$769,000$425Railey Realty Inc.

Nov 5, 2012Sold$695,000$384Public Record

Sep 9, 2012Price Change$719,000$397Railey Realty

May 15, 2012Listed For Sale$799,500$442Railey Realty

Nov 26, 2011Listing Removed$869,000$480Visual Tour

Aug 28, 2011Listed For Sale$869,000$480Visual Tour

Jan 23, 2004Sold$610,000$337Public Record

Sold$660,000

Mar 19, 2018•$365/sqft•Public Record

Sold$660,000

Dec 28, 2017•$365/sqft•Agent Provided

Price Change$674,000

Jul 17, 2017•$372/sqft•Railey Realty, Inc.

Price Change$699,000

Jun 9, 2016•$386/sqft•Railey Realty Inc.

Listed For Sale$769,000

Mar 21, 2016•$425/sqft•Railey Realty Inc.

Listing Removed$769,000

Nov 1, 2015•$425/sqft•Railey Realty Inc.

Listed For Sale$769,000

Apr 22, 2015•$425/sqft•Railey Realty Inc.

Sold$695,000

Nov 5, 2012•$384/sqft•Public Record

Price Change$719,000

Sep 9, 2012•$397/sqft•Railey Realty

Listed For Sale$799,500

May 15, 2012•$442/sqft•Railey Realty

Listing Removed$869,000

Nov 26, 2011•$480/sqft•Visual Tour

Listed For Sale$869,000

Aug 28, 2011•$480/sqft•Visual Tour

Sold$610,000

Jan 23, 2004•$337/sqft•Public Record

Tax history

25 years of records

YearTax paidAssessed value

Apr 9, 2025$9,870$835,000

Apr 9, 2024$8,686$743,633

Apr 9, 2023$7,618$652,267

Apr 9, 2022$6,551$560,900

Apr 9, 2021$6,508$557,167

Apr 9, 2020$6,464$553,433

Apr 9, 2019$6,421$549,700

Apr 9, 2018$6,057$549,700

Apr 9, 2017$6,058$549,700

Apr 9, 2016—$552,600

Apr 9, 2015—$552,600

Apr 9, 2014—$552,600

Apr 9, 2013—$708,700

Apr 9, 2012—$708,700

Apr 9, 2011—$708,700

Apr 9, 2010—$715,070

Apr 9, 2009—$681,752

Apr 9, 2008—$648,436

Apr 9, 2007—$615,120

Apr 9, 2006—$541,526

Apr 9, 2005—$467,933

Apr 9, 2004—$394,340

Apr 9, 2003—$363,160

Apr 9, 2002—$331,980

Apr 9, 2001—$300,800

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Neighborhood details

Local context around this listing

Swanton, MD • Garrett County

Nearby cities

AccidentBartonBittingerFriendsvilleFrostburgGrantsvilleLonaconingMc Henry

Nearby zip codes

215232156121562

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Value estimates

Live

Est. value$1,092,100

Est. rent$2,187/mo

30yr rate est.6.33%

Affordability$6,430/mo

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