For Sale18d on market
874 White Oak Dr
Swanton, MD, 21561 • 21561 • Garrett County
$1,950,000
$563/sqft
Down payment assistance available
6Beds
5Baths
3,463Sqft
0.34 acLot
1960Built
Property DNA
On the Deep Creek Lake
Private Dock Site, Lake, Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Sail, Swimming Allowed, Waterski/Wakeboard
Scenic Views
Mountain(s) · Water
Contemporary Style
Built 1960 · 66 years of history
White Oak
21561
Outdoor Living
Deck · Patio
1 Fireplace
Stone · Screen
Special Features
Above Grade · Below Grade
3-Car Garage
Garage Faces Front · Garage Faces Side · Garage Door Opener · Oversized · Driveway · Detached
This home is getting attention
Listed 18 days ago · 1,060 views · 38 saves
Market activity
Demand and pricing signals for this listing
1,060 views
People checking out this listing
38 saves
Buyers have saved this home
18 days on market
Recently listed
$563/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 34% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1960
The perfect spot on Deep Creek Lake if you're in the market for a home with spectacular lake frontage, exceptional views, and the added bonus of excellent rental potential. The recently updated 6 bedroom 4.5 bath home is located near the end of a cul-de-sac on a quiet, yet open cove offering one of the most unique settings on the lake. The lake frontage is shielded from the effects of heavy boat traffic by two islands that essentially protect the shoreline and dock area. Recent updates include expanded kitchen, and dining areas, multiple primary bedroom suites, additional living space in the detached oversized garage, outdoor decking , an added lakeside patio., updated HVAC and sprinkler system in the main house structure. Virtually all the rooms in the house offer plenty of natural lighting with many offering great lake views. The oversized type A dock is perfect to relax on at any time of day. The lakeside of the house features a generous play area for children while the deck, patio and hot tub all offer inviting views of the lake and distant horizon. Additional benefits of the property include easy convenience to area restaurants, services, state parks, golf and amenities. Many are located within 5-10 minutes of the property. It all adds up to a great opportunity. Schedule your appointment today.
Standout features identified
Our analysis highlights spectacular lake frontage, quiet yet open cove, and exceptional views as key attractions of this home.
Estimated monthly payment
Based on current rates
$12,281/month
Principal & Interest$9,681
Property Tax$1,950
Insurance$650
Down payment20% ($390,000)
3%50%
Est. 6.33% rate · 30yr fixed · $1,560,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1960
HeatingForced Air, Oil
CoolingCentral Air, Electric
Parking3 Garage spaces
Lot0.34 Acres
Days on Zillow18 Days
Price/sqft$563
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleContemporary
ConditionVery Good
Year built1960
Stories2
Systems
HeatingForced Air, Oil
CoolingCentral Air, Electric
RoofArchitectural Shingle
ConstructionStick Built, Wood Siding
Water / SewerWell / Public Sewer
Parking & Outdoor
ParkingGarage Faces Front, Garage Faces Side, Garage Door Opener, Oversized, Driveway, Detached
Garage3 spaces
Fireplaces1
Lot0.34 Acres
Location & Tax
Neighborhood21561
ZoningR
Annual tax$13,839
Parcel18012839
Bathrooms & Fees
Full baths4
Features & details
18 categories of property features
Interior Features
Interior
Combination Kitchen/Dining
Open Floorplan
Dry Wall
Wood Ceilings
Appliances
Refrigerator
Extra Refrigerator/Freezer
Cooktop
Double Oven
Dishwasher
Disposal
Washer
Dryer
Electric Water Heater
Flooring
Ceramic Tile
Carpet
Laminate
Luxury Vinyl
Wood
Heating
Forced Air
Oil
Cooling
Central Air
Electric
Laundry
Main Level
Laundry Room
Fireplace
Stone
Screen
Windows
Wood Frames
Accessibility
Mobility Improvements
Exterior Features
Exterior
Bump-outs
Parking
Garage Faces Front
Garage Faces Side
Garage Door Opener
Oversized
Driveway
Detached
Construction
Stick Built
Wood Siding
Patio & Porch
Deck
Patio
Lot Features
Front Yard
Landscaped
Level
Views
Mountain(s)
Water
Pool Features
None
Utilities
Cable Connected
Other Structures
Above Grade
Below Grade
Room details
18 rooms detailed
Primary Bedroom
Main17×12 ft204 sqft
Attached BathroomCeiling Fan(s)Flooring - Luxury Vinyl Plank
Primary Bedroom
Main14×12 ft168 sqft
Ceiling Fan(s)Flooring - Luxury Vinyl Plank
Bedroom3
Upper17×12 ft204 sqft
Attached BathroomCeiling Fan(s)Flooring - Carpet
Bedroom4
Upper15×10 ft150 sqft
Flooring - CarpetCeiling Fan(s)
Bedroom5
Upper14×11 ft154 sqft
Ceiling Fan(s)Flooring - Carpet
Bedroom6
Upper14×14 ft196 sqft
Flooring - Carpet
Listing insights
Market data and value estimates
StatusFor Sale
Days on market18
Est. value$1,850,900
Est. rent$2,202/mo
Tax rate0.83%
Price/sqft$563
On marketMar 22, 2026
PostedMar 22, 2026
Last sold$975,000
MLS updatedApr 2, 2026
Tour days6
Views1,060
Favorites38
How are the schools in Swanton?
3 schools rated nearby
Location
Swanton, MD, 21561
Price history
18 events
DateEventPrice$/sqftSource
Apr 2, 2026Contingent$1,950,000$563Bright MLS
Mar 22, 2026Listed For Sale$1,950,000$563Bright MLS
Oct 6, 2020Sold$975,000$282Public Record
Aug 4, 2020Pending Sale$945,000$273Taylor Made Deep Creek Vacations & Sales
Jul 30, 2020Listed For Sale$945,000$273Taylor Made Deep Creek Vacations & Sales
Jun 2, 2012Listing Removed$787,000$227Railey Realty
Apr 3, 2012Listed For Sale$787,000$227Railey Realty
Nov 18, 2011Listing Removed$869,900$251Visual Tour
Jun 29, 2011Listed For Sale$869,900$251Visual Tour
Mar 12, 2010Listing Removed$875,000$253Railey Realty
Nov 14, 2009Price Change$875,000$253Railey Realty
Sep 12, 2009Price Change$959,000$277Long & Foster Real Estate, Inc.
May 30, 2009Price Change$999,989$289Long & Foster Real Estate, Inc.
May 25, 2009Price Change$999,899$289Long & Foster Real Estate, Inc.
Mar 15, 2009Listed For Sale$1,150,000$332Long & Foster Real Estate, Inc.
Nov 18, 2008Listing Removed$1,150,000$332Long and Foster Real Estate
Oct 19, 2008Price Change$1,150,000$332Long and Foster Real Estate
Jun 18, 2008Listed For Sale$1,250,000$361Long and Foster Real Estate
Contingent$1,950,000
Apr 2, 2026•$563/sqft•Bright MLS
Listed For Sale$1,950,000
Mar 22, 2026•$563/sqft•Bright MLS
Sold$975,000
Oct 6, 2020•$282/sqft•Public Record
Pending Sale$945,000
Aug 4, 2020•$273/sqft•Taylor Made Deep Creek Vacations & Sales
Listed For Sale$945,000
Jul 30, 2020•$273/sqft•Taylor Made Deep Creek Vacations & Sales
Listing Removed$787,000
Jun 2, 2012•$227/sqft•Railey Realty
Listed For Sale$787,000
Apr 3, 2012•$227/sqft•Railey Realty
Listing Removed$869,900
Nov 18, 2011•$251/sqft•Visual Tour
Listed For Sale$869,900
Jun 29, 2011•$251/sqft•Visual Tour
Listing Removed$875,000
Mar 12, 2010•$253/sqft•Railey Realty
Price Change$875,000
Nov 14, 2009•$253/sqft•Railey Realty
Price Change$959,000
Sep 12, 2009•$277/sqft•Long & Foster Real Estate, Inc.
Price Change$999,989
May 30, 2009•$289/sqft•Long & Foster Real Estate, Inc.
Price Change$999,899
May 25, 2009•$289/sqft•Long & Foster Real Estate, Inc.
Listed For Sale$1,150,000
Mar 15, 2009•$332/sqft•Long & Foster Real Estate, Inc.
Listing Removed$1,150,000
Nov 18, 2008•$332/sqft•Long and Foster Real Estate
Price Change$1,150,000
Oct 19, 2008•$332/sqft•Long and Foster Real Estate
Listed For Sale$1,250,000
Jun 18, 2008•$361/sqft•Long and Foster Real Estate
Tax history
25 years of records
YearTax paidAssessed value
Apr 9, 2025$14,450$1,222,500
Apr 9, 2024$12,470$1,067,633
Apr 9, 2023$10,661$912,767
Apr 9, 2022$5,713$489,100
Apr 9, 2021$5,689$487,033
Apr 9, 2020$5,664$484,967
Apr 9, 2019$5,640$482,900
Apr 9, 2018$5,154$467,767
Apr 9, 2017$5,322$482,900
Apr 9, 2016—$437,500
Apr 9, 2015—$437,500
Apr 9, 2014—$437,500
Apr 9, 2013—$574,800
Apr 9, 2012—$574,800
Apr 9, 2011—$574,800
Apr 9, 2010—$577,210
Apr 9, 2009—$556,430
Apr 9, 2008—$535,650
Apr 9, 2007—$514,870
Apr 9, 2006—$434,040
Apr 9, 2005—$353,210
Apr 9, 2004—$272,380
Apr 9, 2003—$247,222
Apr 9, 2002—$222,066
Apr 9, 2001—$196,910
Nearby homes
Neighborhood details
Local context around this listing
Swanton, MD • Garrett County
Nearby cities
AccidentBartonBittingerFriendsvilleFrostburgGrantsvilleLonaconingMc Henry
Nearby zip codes
215232156121562
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