Off Market2765d on market

1095 Penn Point Rd

Oakland, MD, 21550 • 21550 • Garrett County

$736,500

$531/sqft

4Beds

2Baths

1,386Sqft

0.77 acLot

1970Built

Property DNA

3 highlights

Waterfront Property

Direct water access

Water Views

Water

Cottage Style

Built 1970 · 56 years of history

Market activity

Demand and pricing signals for this listing

2 views

People checking out this listing

2765 days on market

Established listing

$531/sqft

Price per square foot

About this home

Single Family · Built 1970

This charming cottage has all the updated amenities you would want.in a Lake Cottage! 100' of level lakefront with a matching shed by the lake for all your lake toys! Type A dock. Deceivingly spacious with 4 bedrooms and 2 baths. Open lIving/kitchen/dining with a second area for a game/family room! This affordable lake home is centrally located yet in a private area of the lake. A Must See!

Estimated monthly payment

Based on current rates

$4,553/month

Principal & Interest$3,571

Property Tax$737

Insurance$246

Down payment20% ($147,300)

3%50%

Est. 6.10% rate · 30yr fixed · $589,200 loan

Full calculator →

At a glance

Key facts and listing details

TypeSingleFamily

Year Built1970

HeatingBaseboard, Forced air, Heat pump, Electric, Propane / Butane

CoolingCentral

Parking3 Parking spaces

Lot0.77 Acres

Property

Home typeSingle Family

StyleCottage

Year built1970

Systems

HeatingBaseboard, Forced air, Heat pump, Electric, Propane / Butane

CoolingCentral

RoofShake / Shingle

ConstructionFrame

Parking & Outdoor

ParkingGarage - Detached

Lot0.77 Acres

Location & Tax

Neighborhood21550

Annual tax$6,087

Parcel18026228

Bathrooms & Fees

Full baths2

Features & details

9 categories of property features

Interior Features

Interior

Floor Plan - Open

Combination Kitchen/Living

Combination Kitchen/Dining

Appliances

Dishwasher

Dryer

Microwave

Range / Oven

Refrigerator

Washer

Flooring

Laminate

Heating

Baseboard

Forced air

Heat pump

Electric

Propane / Butane

Cooling

Central

Exterior Features

Exterior

Other

Wood

Parking

Garage - Detached

Construction

Frame

Views

Water

Room details

3 rooms detailed

Breakfast Nook

Family Room

Master Bath

Listing insights

Market data and value estimates

StatusOff Market

Days on market2765

Est. value$736,500

Est. rent$1,633/mo

Tax rate0.83%

Price/sqft$531

Last sold$425,000

Tour days6

How are the schools in Oakland?

3 schools rated nearby

Broad Ford Elementary School

Primary • Public • PK-5

5.2 mi

Southern Middle School

Middle • Public • 6-8

5.2 mi

Southern Garrett High School

High • Public • 9-12

6.1 mi

Location

Oakland, MD, 21550

Expand map

Price history

6 events

DateEventPrice$/sqftSource

Sep 13, 2018Sold$425,000$307Public Record

Jul 15, 2018Pending Sale$475,000$343Railey Realty, Inc.

Jul 2, 2018Listed For Sale$475,000$343Railey Realty, Inc.

Jan 1, 2015Sold$400,000$289Long & Foster Broker Feed

Mar 1, 2012Sold$400,000$289Public Record

Jan 6, 2012Listed For Sale$410,000$296Long & Foster Real Estate

Sold$425,000

Sep 13, 2018•$307/sqft•Public Record

Pending Sale$475,000

Jul 15, 2018•$343/sqft•Railey Realty, Inc.

Listed For Sale$475,000

Jul 2, 2018•$343/sqft•Railey Realty, Inc.

Sold$400,000

Jan 1, 2015•$289/sqft•Long & Foster Broker Feed

Sold$400,000

Mar 1, 2012•$289/sqft•Public Record

Listed For Sale$410,000

Jan 6, 2012•$296/sqft•Long & Foster Real Estate

Tax history

25 years of records

YearTax paidAssessed value

Apr 10, 2025$6,087$535,100

Apr 10, 2024$5,813$497,700

Apr 10, 2023$5,376$460,300

Apr 10, 2022$4,939$422,900

Apr 10, 2021$4,784$409,600

Apr 10, 2020$4,629$396,300

Apr 10, 2019$4,473$383,000

Apr 10, 2018$4,171$378,500

Apr 10, 2017$4,221$383,000

Apr 10, 2016—$369,500

Apr 10, 2015—$369,500

Apr 10, 2014—$369,500

Apr 10, 2013—$374,000

Apr 10, 2012—$374,000

Apr 10, 2011—$374,000

Apr 10, 2010—$376,730

Apr 10, 2009—$362,072

Apr 10, 2008—$347,416

Apr 10, 2007—$332,760

Apr 10, 2006—$290,546

Apr 10, 2005—$248,333

Apr 10, 2004—$206,120

Apr 10, 2003—$189,492

Apr 10, 2002—$171,333

Apr 10, 2001—$154,710

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Neighborhood details

Local context around this listing

Oakland, MD • Garrett County

Nearby cities

AccidentBartonBittingerFriendsvilleFrostburgGrantsvilleLonaconingMc Henry

Nearby zip codes

21550

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Value estimates

Live

Est. value$736,500

Est. rent$1,633/mo

30yr rate est.6.10%

Affordability$4,337/mo

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