Sold580d on market

20 Thomas Cir

Swanton, MD, 21561 • 21561 • Garrett County

$800,000

$228/sqft

4Beds

6Baths

3,508Sqft

1.1 acLot

2010Built

Property DNA

6 highlights

Waterfront Property

Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Swimming Allowed, Lake

Traditional Style

Built 2010 · 16 years of history

Sky Valley

Basketball Court · Beach Access · Boat Dock/Slip

Special Features

Above Grade · Below Grade

3-Car Garage

Storage · Garage Faces Front · Garage Door Opener · Inside Entrance · Oversized · Attached · Driveway

$87/mo HOA

Basketball Court · Beach Access · Boat Dock/Slip · Boat Ramp

This home is getting attention

Listed 580 days ago · 8 views

Market activity

Demand and pricing signals for this listing

8 views

People checking out this listing

580 days on market

Established listing

$228/sqft

Price per square foot

Selling Soon Prediction

High

This home ranks in the top 13% of listings most likely to go under contract soon, based on market activity and demand signals.

Likelihood score

Want the full market analysis?

Get the detailed selling prediction score, comparable sales data, and price trend forecast for this property.

Unlock Full Report

Free · Delivered to your inbox in minutes

About this home

Single Family · Built 2010

Introducing Sky Valley living at it's finest! Welcome to 20 Thomas Circle, a truly magnificent home in the best lakeside community on all of Deep Creek Lake! Boasting 4 bedrooms, 5-1/2 baths and nearly 4,000 square feet of finished living space, this home is sure to please. On the main level you will find a beautiful large kitchen with stainless steel applancies and granite countertops. The kitchen flows openly into the dining area and living room with a cathedral ceiling and wood burning stove. The main level also features a large on-suite bedroom and a wonderful screened in porch for an expanded dining/living area. Located upstairs are 3 bedrooms, 2 of which are on-suite, and an additional full bath. Looking for more room to hang out and relax? You will love the warm feel of the lower level offering that perfect extra space to enjoy, complete with an infrared sauna for ultimate relaxation. The oversized, attached 3 car garage not only has plenty of room for your vehicles, boat, golf cart, etc., it also has large storage closets for lake toys or snow sports equipment. The exterior of the home is equally impressive with multiple outdoor areas to unwind and immerse yourself in the tranquility of Sky Valley. Embark on your dream of living the mountain/lake lifestyle in this amazing community filled with execellent amenties including a private beach area with 3 swim docks, private boat launch, lakeside canoe/kayak storage, fishing pond, playground area, and coming soon- a pickle ball court! There will also be dock slip availability through the HOA and this marvelous home will convey mostly fully furnished. Do not miss out on this wonderful opportunity, call today to schedule your private tour!

Standout features identified

Our analysis highlights wood burning stove, cathedral ceiling, and wonderful screened in porch as key attractions of this home.

Estimated monthly payment

Based on current rates

$5,029/month

Principal & Interest$3,875

Property Tax$800

Insurance$267

HOA$87

Down payment20% ($160,000)

3%50%

Est. 6.09% rate · 30yr fixed · $640,000 loan

Full calculator →

At a glance

Key facts and listing details

TypeSingle Family Residence

Year Built2010

HeatingHeat Pump, Wood Stove, Electric, Propane

CoolingCentral Air, Ceiling Fan(s), Electric

Parking3 Attached Garage spaces

HOA$1,038 annually

Lot1.13 Acres

Property

Home typeSingle Family

Sub-typeSingle Family Residence

StyleTraditional

ConditionExcellent

Year built2010

Stories3

Systems

HeatingHeat Pump, Wood Stove, Electric, Propane

CoolingCentral Air, Ceiling Fan(s), Electric

ConstructionHardiPlank Type, Stone

Water / SewerWell / On Site Septic

Parking & Outdoor

ParkingStorage, Garage Faces Front, Garage Door Opener, Inside Entrance, Oversized, Attached, Driveway

Garage3 spaces

BasementConnecting Stairway,Heated,Improved,Partially Finished,Walk-Out Access

Lot1.13 Acres

Location & Tax

Neighborhood21561

ZoningR

Annual tax$5,138

Parcel18035510

Bathrooms & Fees

Full baths5

HOA$87/mo

Features & details

9 categories of property features

Interior Features

Interior

Vaulted Ceiling(s)

Appliances

Electric Water Heater

Heating

Heat Pump

Wood Stove

Electric

Propane

Cooling

Central Air

Ceiling Fan(s)

Electric

Accessibility

None

Exterior Features

Parking

Storage

Garage Faces Front

Garage Door Opener

Inside Entrance

Oversized

Attached

Driveway

Construction

HardiPlank Type

Stone

Pool Features

None

Other Structures

Above Grade

Below Grade

Room details

1 room detailed

Basement

1,094 sqft

Listing insights

Market data and value estimates

StatusSold

Days on market580

Est. value$796,900

Est. rent$3,157/mo

Tax rate0.83%

Price/sqft$228

On marketJun 20, 2024

PostedJun 20, 2024

Last sold$800,000

MLS updatedSep 19, 2024

Tour days6

How are the schools in Swanton?

3 schools rated nearby

Broad Ford Elementary School

Primary • Public • PK-5

8.4 mi

Southern Middle School

Middle • Public • 6-8

8.4 mi

Southern Garrett High School

High • Public • 9-12

9.3 mi

Location

Swanton, MD, 21561

Expand map

Price history

13 events

DateEventPrice$/sqftSource

Sep 4, 2024Sold$800,000$228Bright MLS

Jul 26, 2024Contingent$829,000$236Bright MLS

Jul 22, 2024Price Change$829,000$236Bright MLS

Jun 20, 2024Listed For Sale$849,000$242Bright MLS

Aug 21, 2015Sold$392,500$112Agent Provided

Jul 6, 2015Pending Sale$424,900$121Coldwell Banker Deep Creek Realty

Jun 5, 2015Price Change$424,900$121Coldwell Banker Deep Creek Realty

May 22, 2015Price Change$399,999$114Coldwell Banker Deep Creek Realty

May 19, 2015Price Change$424,900$121Coldwell Banker Deep Creek Realty

May 17, 2015Price Change$399,999$114Coldwell Banker Deep Creek Realty

Mar 19, 2015Listed For Sale$424,900$121Coldwell Banker Deep Creek Realty

Sep 23, 2009Sold$110,000$31Public Record

Apr 14, 2003Sold$94,900$27Public Record

Sold$800,000

Sep 4, 2024•$228/sqft•Bright MLS

Contingent$829,000

Jul 26, 2024•$236/sqft•Bright MLS

Price Change$829,000

Jul 22, 2024•$236/sqft•Bright MLS

Listed For Sale$849,000

Jun 20, 2024•$242/sqft•Bright MLS

Sold$392,500

Aug 21, 2015•$112/sqft•Agent Provided

Pending Sale$424,900

Jul 6, 2015•$121/sqft•Coldwell Banker Deep Creek Realty

Price Change$424,900

Jun 5, 2015•$121/sqft•Coldwell Banker Deep Creek Realty

Price Change$399,999

May 22, 2015•$114/sqft•Coldwell Banker Deep Creek Realty

Price Change$424,900

May 19, 2015•$121/sqft•Coldwell Banker Deep Creek Realty

Price Change$399,999

May 17, 2015•$114/sqft•Coldwell Banker Deep Creek Realty

Listed For Sale$424,900

Mar 19, 2015•$121/sqft•Coldwell Banker Deep Creek Realty

Sold$110,000

Sep 23, 2009•$31/sqft•Public Record

Sold$94,900

Apr 14, 2003•$27/sqft•Public Record

Tax history

25 years of records

YearTax paidAssessed value

Apr 8, 2025$6,624$582,500

Apr 8, 2024$5,971$511,200

Apr 8, 2023$5,138$439,900

Apr 8, 2022$4,305$368,600

Apr 8, 2021$4,252$364,067

Apr 8, 2020$4,199$359,533

Apr 8, 2019$4,146$355,000

Apr 8, 2018$3,912$355,000

Apr 8, 2017$3,912$355,000

Apr 8, 2016—$366,800

Apr 8, 2015—$366,800

Apr 8, 2014—$366,800

Apr 8, 2013—$387,400

Apr 8, 2012—$387,400

Apr 8, 2011—$387,400

Apr 8, 2010—$119,140

Apr 8, 2009—$109,532

Apr 8, 2008—$100,106

Apr 8, 2007—$90,500

Apr 8, 2006—$69,332

Apr 8, 2005—$48,166

Apr 8, 2004—$27,000

Apr 8, 2003—$27,000

Apr 8, 2002—$27,000

Apr 8, 2001—$31,500

Nearby homes

Off Market

$50,800

41 Summit Dr, Swanton, MD

For Sale

$139,000

1 Thomas, Swanton, MD

Off Market

$430,400

4 bd2 ba1,912 sqft

163 Thomas Cir, Swanton, MD

Off Market

2 Thomas, Swanton, MD

Off Market

$585,700

2 ba1,752 sqft

147 Thomas Cir, Swanton, MD

Off Market

$645,300

2 ba1,530 sqft

79 Thomas Cir, Swanton, MD

Off Market

$94,100

52 Bench Rd, Swanton, MD

Recently Sold

$510,000

4 bd3 ba2,016 sqft

35 Frederick Cir, Swanton, MD

Neighborhood details

Local context around this listing

Swanton, MD • Garrett County

Nearby cities

AccidentBartonBittingerFriendsvilleFrostburgGrantsvilleLonaconingMc Henry

Nearby zip codes

215232156121562

Similar homes

For Sale

$599,900

4 bd3 ba2,688 sqft

167 Sears Ln, Swanton, MD

For Sale

$945,000

5 bd4 ba2,926 sqft

304 Waterfront Greens Dr, Swanton, MD

For Sale

$524,900

4 bd2 ba2,080 sqft

365 Ridge Rd, Swanton, MD

For Sale

$825,000

3 bd2 ba2,448 sqft

495 White Oak Dr, Swanton, MD

For Sale

$799,900

4 bd4 ba3,780 sqft

467 Paradise Ridge Rd, Oakland, MD

For Sale

$949,000

5 bd5 ba3,716 sqft

723 Pinnacle Dr, Swanton, MD

For Sale

$669,000

5 bd3 ba3,100 sqft

32 Hazelhurst Ln, Swanton, MD

For Sale

$1,179,000

5 bd4 ba4,230 sqft

56 Vista Ct, Swanton, MD

For Sale

$899,900

4 bd4 ba3,185 sqft

113 Jubb Meadows Ln, Oakland, MD

For Sale

$765,000

4 bd3 ba2,112 sqft

519 Paradise Hts, Oakland, MD

For Sale

$899,900

4 bd3 ba3,278 sqft

267 San Francisco St, Oakland, MD

For Sale

$915,000

6 bd4 ba3,540 sqft

22 Taylor Ln, Mchenry, MD

For Sale

$799,000

4 bd3 ba2,412 sqft

35 Southridge Ter, Mchenry, MD

For Sale

$865,000

4 bd5 ba2,970 sqft

1909 Pysell Crosscut Rd, Deer Park, MD

For Sale

$799,000

3 bd3 ba3,572 sqft

88 Gravelly Run Rd, Mchenry, MD

For Sale

$1,100,000

4 bd3 ba5,120 sqft

3836 Chestnut Grove Rd, Swanton, MD

For Sale

$799,999

5 bd3 ba2,128 sqft

229 Rock Lodge Rd, Mchenry, MD

For Sale

$1,049,000

4 bd2 ba2,730 sqft

137 Paradise Gardens Rd, Oakland, MD

For Sale

$749,000

5 bd5 ba3,664 sqft

1875 Pysell Crosscut Rd, Oakland, MD

1516 White Oak School Rd, Terra Alta, WV

For Sale

$789,000

3 bd3 ba4,323 sqft

1516 White Oak School Rd, Terra Alta, WV

Tour This Home

Pick a date

Preferred time

Apr 8, 2026

High demand — 8 people viewed this listing. Tours fill up fast.

No obligation · Same-day confirmation · Takes 30 seconds

Need a different time? Request custom scheduling

Have a Question?

Get details on this property, the neighborhood, or the buying process.

Ask About This Property

We typically respond within a few hours

Download property brochure

Photos, details & neighborhood info in one PDF

Get brochure

Free · No sign-up required

Get pre-approved

Know your budget & strengthen your offer

Check eligibility

Value estimates

Live

Est. value$796,900

Est. rent$3,157/mo

30yr rate est.6.09%

Affordability$4,740/mo

Own a home nearby?

See what it's worth in today's market

Get estimate

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. [Click here for more information](/mls-disclaimers/#5632)

Schedule Tour Ask

No obligation · Same-day response