For Sale5d on market

1920 Chapel Rd

Havre De Grace, MD, 21078 • 21078 • Harford County

$295,000

$222/sqft

Down payment assistance available

3Beds

2Baths

1,326Sqft

1.8 acLot

1946Built

Property DNA

5 highlights

Bungalow,Cape Cod,Cottage Style

Built 1946 · 80 years of history

Havre De Grace Heights

21078

Special Features

Above Grade · Below Grade

Private Pool

Above Ground · Private

Wood Floors

Quality flooring throughout

This home is getting attention

Listed 5 days ago · 1,432 views · 72 saves

Market activity

Demand and pricing signals for this listing

1,432 views

People checking out this listing

72 saves

Buyers have saved this home

5 days on market

Just listed — act fast

$222/sqft

Price per square foot

About this home

Single Family · Built 1946

Opportunity awaits on Chapel Road! This Cape Cod-style detached home located is in the Havre de Grace area of Harford County But not within the city limits. It sits on a generous 1.79-acre lot (per public records) The home offers 1,196 square feet above grade with a traditional layout that includes a porch entry, living room and dining area with hardwood floors, kitchen, two main-level bedrooms, and a full bath. The upper level features a half bath and provides potential for a future primary bedroom suite. An unfinished basement adds additional storage space and access to mechanical systems. Outside, the property offers a variety of features including a fenced rear yard, a 15x24 above-ground pool and no HOA restrictions. A standout feature is the large detached outbuilding with electric service and a wood stove—ideal for hobbies, workshop use, or additional recreational space. This property does need work and is being sold as-is, but presents a great opportunity for buyers looking to make improvements and build equity on a sizable lot with flexible outdoor space.

Standout features identified

Our analysis highlights fenced rear yard, two main-level bedrooms, and porch entry as key attractions of this home.

Estimated monthly payment

Based on current rates

$1,817/month

Principal & Interest$1,424

Property Tax$295

Insurance$98

Down payment20% ($59,000)

3%50%

Est. 6.06% rate · 30yr fixed · $236,000 loan

Full calculator →

At a glance

Key facts and listing details

TypeSingle Family Residence

Year Built1946

HeatingRadiator, Oil

CoolingWindow Unit(s), Electric

Parking2 Carport spaces

Lot1.79 Acres

Days on Zillow5 Days

Price/sqft$222

Property

Home typeSingle Family

Sub-typeSingle Family Residence

StyleBungalow,Cape Cod,Cottage

ConditionBelow Average

Year built1946

Stories3

Systems

HeatingRadiator, Oil

CoolingWindow Unit(s), Electric

ConstructionFrame

Water / SewerWell / Private Septic Tank

Parking & Outdoor

ParkingDetached Carport

BasementFull,Unfinished

Lot1.79 Acres

Location & Tax

Neighborhood21078

ZoningAG

Annual tax$2,477

Parcel06001246

Bathrooms & Fees

Full baths1

Features & details

10 categories of property features

Interior Features

Interior

Kitchen - Country

Built-in Features

Appliances

Washer

Dryer

Freezer

Oven/Range - Electric

Range Hood

Electric Water Heater

Flooring

Wood

Heating

Radiator

Oil

Cooling

Window Unit(s)

Electric

Accessibility

Accessible Approach with Ramp

Exterior Features

Parking

Detached Carport

Construction

Frame

Pool Features

Above Ground

Private

Other Structures

Above Grade

Below Grade

Room details

1 room detailed

Basement

780 sqft

Listing insights

Market data and value estimates

StatusFor Sale

Days on market5

Est. value$292,400

Est. rent$2,249/mo

Tax rate0.81%

Price/sqft$222

On marketApr 4, 2026

PostedApr 4, 2026

Last sold$115,500

MLS updatedApr 6, 2026

Tour days9

Favorites72

How are the schools in Havre De Grace?

3 schools rated nearby

Meadowvale Elementary School

Primary • Public • PK-5

1.9 mi

Havre De Grace Middle School

Middle • Public • 6-8

2.1 mi

Havre De Grace High School

High • Public • 9-12

2.1 mi

Location

Havre De Grace, MD, 21078

Expand map

Price history

7 events

DateEventPrice$/sqftSource

Apr 4, 2026Listed For Sale$295,000$222Bright MLS

Jun 26, 2018Sold$115,500$87Public Record

May 4, 2018Listed For Sale$120,000$90Star Realty INC

Dec 2, 2017Listing Removed$136,800$103Auction.com

May 2, 2017Sold$136,800$103Public Record

Apr 14, 2017Listed For Sale——Auction.com

Jan 8, 2002Sold$110,000$83Public Record

Listed For Sale$295,000

Apr 4, 2026•$222/sqft•Bright MLS

Sold$115,500

Jun 26, 2018•$87/sqft•Public Record

Listed For Sale$120,000

May 4, 2018•$90/sqft•Star Realty INC

Listing Removed$136,800

Dec 2, 2017•$103/sqft•Auction.com

Sold$136,800

May 2, 2017•$103/sqft•Public Record

Listed For Sale—

Apr 14, 20170•Auction.com

Sold$110,000

Jan 8, 2002•$83/sqft•Public Record

Tax history

25 years of records

YearTax paidAssessed value

Apr 9, 2025$2,418$216,333

Apr 9, 2024$2,264$207,700

Apr 9, 2023$2,237$205,233

Apr 9, 2022$2,210$207,700

Apr 9, 2021$2,281$200,300

Apr 9, 2020$2,293$198,700

Apr 9, 2019$2,275$200,300

Apr 9, 2018$2,256$195,500

Apr 9, 2017$2,256$195,500

Apr 9, 2016—$193,700

Apr 9, 2015—$192,800

Apr 9, 2014$2,433$192,800

Apr 9, 2013—$192,800

Apr 9, 2012—$210,100

Apr 9, 2011—$210,100

Apr 9, 2010—$210,100

Apr 9, 2009—$236,670

Apr 9, 2008—$207,120

Apr 9, 2007—$177,570

Apr 9, 2006—$148,020

Apr 9, 2005—$137,752

Apr 9, 2004—$127,486

Apr 9, 2003—$117,220

Apr 9, 2002—$113,206

Apr 9, 2001—$109,193

Nearby homes

Recently Sold

$15,000

Chapel Rd, Havre de grace, MD

Recently Sold

$415,000

3 bd3 ba2,755 sqft

1940 Chapel Rd, Havre De Grace, MD

100 Deputed Testamony Pl, Havre De Grace, MD

Recently Sold

$507,000

3 bd4 ba4,965 sqft

100 Deputed Testamony Pl, Havre De Grace, MD

126A Deputed Testamony Pl, Havre De Grace, MD

Recently Sold

$459,000

3 bd4 ba3,553 sqft

126A Deputed Testamony Pl, Havre De Grace, MD

102 Deputed Testamony Pl, Havre De Grace, MD

Off Market

$495,500

2.5 ba3,559 sqft

102 Deputed Testamony Pl, Havre De Grace, MD

104 Deputed Testamony Pl, Havre De Grace, MD

Recently Sold

$490,000

3 bd4 ba4,559 sqft

104 Deputed Testamony Pl, Havre De Grace, MD

106 Deputed Testamony Pl, Havre De Grace, MD

Off Market

$504,300

3 bd3.5 ba3,447 sqft

106 Deputed Testamony Pl, Havre De Grace, MD

Off Market

$500

106 Deputed Testamony Pl, Havre De Grace, MD

Neighborhood details

Local context around this listing

Havre De Grace, MD • Harford County

Nearby cities

AberdeenAbingdonBel AirEdgewoodFallstonForest HillHavre de GraceJarrettsville

Nearby zip codes

21078

Similar homes

For Sale

$275,000

4 bd2 ba1,631 sqft

151 Darlington Rd, Havre De Grace, MD

For Sale

$434,900

4 bd2 ba1,614 sqft

541 Robin Hood Rd, Havre De Grace, MD

For Sale

$309,000

3 bd3 ba1,120 sqft

105 Concove Way, Havre De Grace, MD

For Sale

$299,900

3 bd2 ba1,436 sqft

1616 Ingleside Ave, Perryville, MD

For Sale

$289,000

3 bd2 ba1,828 sqft

556 Congress Ave, Havre De Grace, MD

For Sale

$359,900

4 bd2 ba1,632 sqft

321 S Law St, Aberdeen, MD

For Sale

$269,000

3 bd1 ba1,170 sqft

4121 Conowingo Rd, Darlington, MD

For Sale

$254,000

2 bd1 ba920 sqft

422 Ford St, Aberdeen, MD

For Sale

$279,900

3 bd1 ba1,560 sqft

69 Baker St, Aberdeen, MD

For Sale

$399,900

3 bd2 ba1,722 sqft

5 Glenville Rd, Churchville, MD

For Sale

$350,000

3 bd2 ba1,440 sqft

620 Lee Way, Bel Air, MD

For Sale

$325,000

4 bd2 ba1,436 sqft

449 S Law St, Aberdeen, MD

For Sale

$379,000

3 bd2 ba1,800 sqft

5264 Pulaski Hwy, Perryville, MD

For Sale

$300,000

2 bd2 ba1,016 sqft

339 Edmund St, Aberdeen, MD

For Sale

$320,000

5 bd2 ba1,698 sqft

122 John St, Perryville, MD

For Sale

$325,000

3 bd1 ba1,073 sqft

1503 Green Rd, Edgewood, MD

For Sale

$369,000

3 bd2 ba1,618 sqft

458 Roberts Way, Aberdeen, MD

For Sale

$350,000

3 bd2 ba1,512 sqft

1723 E Churchville Rd, Bel Air, MD

For Sale

$329,000

2 bd2 ba940 sqft

243 Blue Bill Ln, Havre De Grace, MD

For Sale

$295,000

3 bd1 ba960 sqft

420 Jackson Park Rd, Port Deposit, MD

Tour This Home

Available dates

Select a time

Apr 9, 2026

High demand — 1,432 people viewed this listing. Tours fill up fast.

No obligation · Same-day confirmation · Takes 30 seconds

Need a different time? Request custom scheduling

Have a Question?

Get details on this property, the neighborhood, or the buying process.

Ask About This Property

We typically respond within a few hours

Download property brochure

Photos, details & neighborhood info in one PDF

Get brochure

Free · No sign-up required

Get pre-approved

Know your budget & strengthen your offer

Check eligibility

Down Payment Assistance

Learn how to qualify

Value estimates

Live

Est. value$292,400

Est. rent$2,249/mo

30yr rate est.6.06%

Affordability$1,712/mo

Own a home nearby?

See what it's worth in today's market

Get estimate

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by BRIGHT through a licensing agreement. Listing information is from various brokers who participate in the Bright MLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed. Copyright 2026 Bright MLS, Inc. [Click here for more information](/mls-disclaimers/#5632)

Schedule Tour Ask

No obligation · Same-day response