Sold240d on market
114 Ryan Ct
Chestertown, MD, 21620 • 21620 • Queen Annes County
$355,000
$237/sqft
2Beds
2Baths
1,496Sqft
0.83 acLot
1978Built
Property DNA
On the Rosin Creek
Private Dock Site, Canoe/Kayak
Scenic Views
Water · Trees/Woods
Cottage,Bungalow Style
Built 1978 · 48 years of history
Chester Harbor
21620
Outdoor Living
Deck · Patio
Special Features
Above Grade · Below Grade
Hardwood Floors
Quality flooring throughout
This home is getting attention
Listed 240 days ago · 12 views · 1 saves
Market activity
Demand and pricing signals for this listing
12 views
People checking out this listing
1 saves
Buyers have saved this home
240 days on market
Established listing
$237/sqft
Price per square foot
Selling Soon Prediction
ModerateThis home ranks in the top 47% of listings most likely to go under contract soon, based on market activity and demand signals.
Likelihood score
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About this home
Single Family · Built 1978
Priced over $70,000 below recent appraised value! Perched above the peaceful waters of Rosin Creek, this charming waterfront cottage offers a rare opportunity to create your dream retreat. Whether you are searching for a cozy weekend getaway, a lucrative short-term rental, or a serene place to call home, this diamond in the rough is full of potential. Just a stone’s throw from historic Chestertown, the property combines seclusion with convenience—making it the perfect canvas for your vision. The large, wooded lot offers privacy, but still allows for beautiful views of Rosin Creek. The existing dock is in need to repair, but is a perfect spot to launch kayaks and paddle boards. With loads of potential, this home is being sold As Is. Information from the contractor retained by the previous owner on work previously performed on the house is available in the documents and a quote for a full remodel is available on request. In addition, a new well pump was installed in 2025. Please do not walk the property without an appointment.
Standout features identified
Our analysis highlights waterfront cottage, existing dock, and large wooded lot as key attractions of this home.
Estimated monthly payment
Based on current rates
$2,187/month
Principal & Interest$1,714
Property Tax$355
Insurance$118
Down payment20% ($71,000)
3%50%
Est. 6.06% rate · 30yr fixed · $284,000 loan
Full calculator →At a glance
Key facts and listing details
TypeSingle Family Residence
Year Built1978
HeatingHeat Pump, Electric
CoolingCentral Air, Electric
ParkingOpen Parking
Lot0.83 Acres
Property
Home typeSingle Family
Sub-typeSingle Family Residence
StyleCottage,Bungalow
ConditionFixer
Year built1978
Stories2
Systems
HeatingHeat Pump, Electric
CoolingCentral Air, Electric
RoofShingle
ConstructionFrame
Water / SewerPrivate / Private Sewer
Parking & Outdoor
ParkingDriveway
BasementWalk-Out Access
Lot0.83 Acres
Location & Tax
Neighborhood21620
ZoningNC-20
Annual tax$2,669
Parcel02006758
Bathrooms & Fees
Full baths2
Features & details
13 categories of property features
Interior Features
Interior
Dry Wall
Appliances
Electric Water Heater
Flooring
Hardwood
Heating
Heat Pump
Electric
Cooling
Central Air
Electric
Laundry
Main Level
Accessibility
Entry Slope <1'
Exterior Features
Parking
Driveway
Construction
Frame
Patio & Porch
Deck
Patio
Views
Water
Trees/Woods
Pool Features
None
Other Structures
Above Grade
Below Grade
Room details
1 room detailed
Basement
816 sqft
Listing insights
Market data and value estimates
StatusSold
Days on market240
Est. value$358,800
Est. rent$2,349/mo
Tax rate0.79%
Price/sqft$237
On marketApr 24, 2025
PostedApr 24, 2025
Last sold$355,000
MLS updatedAug 12, 2025
Tour days6
Views12
Favorites1
How are the schools in Chestertown?
3 schools rated nearby
Location
Chestertown, MD, 21620
Price history
7 events
DateEventPrice$/sqftSource
Aug 12, 2025Sold$355,000$237Bright MLS
Jul 24, 2025Pending Sale$399,000$267Bright MLS
Jul 17, 2025Contingent$399,000$267Bright MLS
Jul 5, 2025Price Change$399,000$267Bright MLS
Jun 11, 2025Price Change$419,000$280Bright MLS
May 13, 2025Price Change$429,000$287Bright MLS
Apr 24, 2025Listed For Sale$459,000$307Bright MLS
Sold$355,000
Aug 12, 2025•$237/sqft•Bright MLS
Pending Sale$399,000
Jul 24, 2025•$267/sqft•Bright MLS
Contingent$399,000
Jul 17, 2025•$267/sqft•Bright MLS
Price Change$399,000
Jul 5, 2025•$267/sqft•Bright MLS
Price Change$419,000
Jun 11, 2025•$280/sqft•Bright MLS
Price Change$429,000
May 13, 2025•$287/sqft•Bright MLS
Listed For Sale$459,000
Apr 24, 2025•$307/sqft•Bright MLS
Tax history
25 years of records
YearTax paidAssessed value
Apr 10, 2025$2,869$298,200
Apr 10, 2024$2,669$283,367
Apr 10, 2023$2,530$268,533
Apr 10, 2022$2,390$253,700
Apr 10, 2021$2,330$242,967
Apr 10, 2020$2,227$232,233
Apr 10, 2019$2,124$221,500
Apr 10, 2018$2,069$215,733
Apr 10, 2017$2,074$209,967
Apr 10, 2016$1,086$204,200
Apr 10, 2015$1,086$204,200
Apr 10, 2014$1,086$204,200
Apr 10, 2013—$256,300
Apr 10, 2012—$256,300
Apr 10, 2011—$256,300
Apr 10, 2010—$310,100
Apr 10, 2009—$273,776
Apr 10, 2008—$237,453
Apr 10, 2007—$201,130
Apr 10, 2006—$186,232
Apr 10, 2005—$171,336
Apr 10, 2004—$156,440
Apr 10, 2003—$153,122
Apr 10, 2002—$149,806
Apr 10, 2001—$146,490
Nearby homes
Neighborhood details
Local context around this listing
Chestertown, MD • Queen Annes County
Nearby neighborhoods
Chesapeake Landing
Nearby cities
BettertonChestertownGalenaGeorgetownKennedyvilleMasseyMillingtonRock Hall
Nearby zip codes
2162021690
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